If you have decided to start a new business, it is your responsibility to protect your business assets. Business owners must ensure the safety of their goods, plant, machinery, tools and the employees working for the company. However, accidents do happen and it is important that business owners take adequate steps to protect themselves and their business from these unforeseen risks. One of the ways of protecting the business from these...more
Running a business as a contractor in the UK brings with it legal responsibilities and obligations that need to be fulfilled. In order to ensure that your business is well protected and to lessen the financial burden in case of any claims being made against you, it is advisable to purchase adequate contractors insurance. Claims can be very high, and cause a significant amount of financial stress to any contractor. As a contractor, you ought to...more
More than many other businesses being a contractor could expose you to a number of unforeseen hazards on a daily basis. While some risks are understood and expected, many of them are not predictable. Understanding some risks may be a good move, however, as a contractor you need to have adequate backing in the form of contractors insurance. There are various insurance policies to choose from. While some are optional, others are mandatory by law which includes employers' liability insurance. Construction, heavy equipment, and engineering are some of the main industries where risks of injuries and failure of equipment are higher as compared to other industries. Plumbers, electricians, masons, heavy equipment operators and welders, among others, are amongst the high-risk occupations. Contractors insurance is designed to protect contractors from accidents and other incidences that occur at the job site. These policies offer protection against fire, theft, natural disasters, claims made by a third party and more. Lawsuits and allegations made by employees or clients who visit your premises can cause a significant of financial losses. Contractors insurance usually includes a...more
Commercial combined insurance is designed to protect your business assets from damage, theft, fire, vandalism and natural disasters such as floods and storms. It provides cover for your building/s, plant and machinery, contents, and business equipment and stock. Most importantly, it also covers public and product liability and up to GBP 10...more
It's rare to find a novice insurance agent that knows about business insurance leads, as most of them don't have a clue what they are. Once they learn the ropes, these once-novice agents learn to appreciate the value of commercial insurance leads. After all, these types of leads can be very profitable especially if key businesses are added to the...more
One of the biggest mistakes many people make when they're about to move is they underestimate the amount of insurance coverage they need to get from their movers. All too often they just glance at the paperwork and figure that whatever the moving company offers will cover them for any and all eventualities.Although the majority of moves happen without a hitch, accidents do happen. If your property is damaged you will need your insurance if you expect to be reimbursed. Therefore consider taking a close look at that coverage as an essential part of the moving process. If you do not have adequate insurance you will risk the total loss of your possessions and you won't have any recourse for compensation.There are two ways you can get the moving insurance that you need. The first is by talking with your home insurer and finding out if your existing policy will cover you for your move. If it does you still have to check to see if there are any exclusions, etc.If you don't have adequate coverage - in writing - ask them for it. Your insurance company will have to provide you a copy.However, if your current insurer will not cover you under your existing policy, or if you are...more
Semi Tractor Insurance Guide 1-800-513-3135Shopping around is another way to get the lowest offers. There are several quoting and comparison sites which can help you determine which companies and auto policies to choose. Get as many tractor insurance...more
Searching For Best Insurance QuotesIs it possible to get auto insurance quotes online without providing your personal details? The answer to this question is yes. Insurance companies have also realized that nowadays customers use to shop around first...more
When you're trying to maintain a successful business, you need to consider insurance in almost every area of your business. Failing to maintain adequate insurance is a reason that many businesses fail when they encounter losses that they couldn't...more
It is quite imperative that you have motor trade insurance as this is what is needed by a person who is in the business of motor trading. This kind of insurance can be opted for either a person or a company and will enable the right amount of...more