If you have commercial fleets of service vans, you certainly have great exposure to legal liability, fire, theft and unforeseen accidents and damages. In fact, it can greatly affect your livelihood and your business assets, if you don't have the proper commercial van insurance cover, in addition to the proper public liability and employee liability insurance cover. For this reason, you need to be sure that you consider commercial insurance that...more
You need to be sure that you protect your business assets with the proper insurance cover for your vans, especially if you have a fleet of commercial vans that are in the service and repair business, plumbing, building or other types of businesses that require service and delivery vans. Even if you only have one delivery van, like in the case of a florist or independent contractor, having the proper commercial van insurance cover is important to...more
There are so many different versions of the idiom. Try, Expect the worst. Hope for the best. or Expect the worst and youll never be disappointed. or Prepare for the worst. Plan for the best. You get the idea, particularly when it comes to dealing with your insurance company. Its a strange reality but, no matter where you go, insurance companies always seem to have a reputation that, as a policy holder making a claim, you will end up like something the cat dragged in. The problem we all face is the profit motive. Although it would be great if every large corporation was full of the milk of human kindness, the directors and executives are driven by the desire for more wealth. They seize every opportunity to take the extra dollar for giving us less. In the case of insurance, the companies are rather like the big bad wolf that blows your house down rather than paying to repair the leaking roof. So you always have to plan on the basis you will be in for a fight if you make a claim. That means opening and keeping an up-to-date file on everything you say to the insurer about the policy and any claims you might make. The more comprehensive your records the better. If you must speak to a...more
Welcome to 2010. Look around the states. Yes, they all have different perils for drivers to face. For some, its the weather with snow and ice making driving dangerous during winter. In others, its hurricanes and tornados. But leaving aside all the different types of peril, theres one big problem for everyone with a vehicle on the road. All the...more
Holiday Insurance: For the smooth holidays Holiday is a word for which every person who is involved waits throughout the weekend. It is possible that this word doesn't have any importance for the people who are idle say doing nothing. But at the same time these types of people are very few. Ranging from students to the working class of...more
How to avoid holiday insurance Loopholes It's difficult to make sure you'll be properly covered when purchasing holiday insurance. So how do you protect yourself any hidden loopholes?The first, and most important thing to note is that you need to read the small print.A study from financial research company Defaqto highlighted the importance of scrutinising any small print before purchasing an insurance package.Travel insurance is available from most banks as well as packaged with some use abroad credit cards.The new Defaqto study revealed that from 423 of the available annual travel insurance policies, 28 per cent did not cover children that lived in a different home to the parent they were travelling with.Brian Brown, author of the Defaqto report and Head of Research at the company warns separated parents to check details of insurance documents as some insurers do not view the child as family if they live at a different address.The study also found that 77 per cent of insurance companies refuse to refund for grounded flights, with independent travellers found to be most at risk.Brown points out that although many insurers will cover for £1,500 or more for airline failure,...more
How Much Does Flood Insurance Cost After seeing the historic flooding of Nashville, Tennessee, the question of "how much does flood insurance cost" is on many of our minds. After all, floods are devastating – and they're not typically...more
Backpacker Insurance: Exploring the excitements Everyone is fond of excitements and this definition of excitements is different for everyone. This is the normal feeling of every human being that they want to explore amazing fantasy of this...more
Business Insurance - the importance of reading your intruder alarm warranty When you look to obtain a business insurance quote you will either be asked to declare certain information or complete a proposal form. This information will be used...more
Top 5 Things To Think About With Motor Trade Insurance If you have set yourself up in some capacity to work with cars whether as a car trader or a valeter, then you need to consider motor trade insurance. Getting the right cover can save you...more
Watch NJIT Highlanders vs Maryland Terrapins Online Game Coverage Viewing satellite and cable Television set plans on your laptop computer or desktop personal computer is considerably cheaper than utilizing regular cable Telly or satellite Tv...more
Bad Faith Insurance Claims When we make insurance premium payments every month or quarter, we do so believing that the insurance company will be there for us, and act in "good faith," when we need them. Unfortunately, instances of "bad faith...more