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Commercial insurance protects your business assets from a number of unforeseen losses including damage, theft, fire, natural disasters (such as floods and storms), and vandalism. This insurance provides cover for your buildings, machinery, business stock and equipment, and all other contents within the building premises. No matter what size your business maybe you need to protect your business from various risks and any other claims that might...more
Let's face it your home is more than likely the most expensive thing you own. Not only does it cost a vast amount of money to buy in the first place, but most home owners continue spending money on their homes throughout their lives. If you're not painting it, you're having an extension done, or perhaps a garage or loft conversion is being added.I don't know about you, but I certainly wouldn't be able to sleep at night if my home wasn't insured. After all, if I didn't have insurance, I'd be in a right mess if my home ever ended up being destroyed, because there's absolutely no way I would ever be able to afford rebuilding it.Sure, I know there's not much chance of my home being destroyed, or at least that's what I like to believe, but the truth is you can never really be sure. All it takes is something like an electrical fault and within minutes the average home can be reduced to a pile of charred debris. Flooding is yet another reason for concern and it's not as if the UK doesn't get its fair share of floods, particularly in more recent times.While a fire may not destroy your home entirely and while a flood may only cause a limited amount of damage, the chances are it's going to...more
Have you ever personally seen what a home looks like after it's been ravaged by fire? Sure, you may have seen it several times on TV or in the newspapers, but unless you've actually seen it in real life it's difficult to try and imagine just how extensive the damage can be.To make matters worse, it's not only fire damage, but instead, if the fire...more
If you have decided to start a new business, it is your responsibility to protect your business assets. Business owners must ensure the safety of their goods, plant, machinery, tools and the employees working for the company. However, accidents do happen and it is important that business owners take adequate steps to protect themselves and their...more
Running a business as a contractor in the UK brings with it legal responsibilities and obligations that need to be fulfilled. In order to ensure that your business is well protected and to lessen the financial burden in case of any claims being made against you, it is advisable to purchase adequate contractors insurance. Claims can be very high, and cause a significant amount of financial stress to any contractor. As a contractor, you ought to be aware of the fact that clients do have a legal recourse in the event of negligence on the part of the contractor.Contractors insurance ought to include professional indemnity insurance, public liability insurance, and employee liability insurance. Optional cover includes plant and materials, office insurance, business premises and revenue protection among others. Being covered by these three types of insurance will provide you with full protection and peace of mind. Considering the level of protection you receive, the cost of contractors insurance is negligible. The costs involved depend on several factors including your annual turnover, the number of employees, and the level of cover required. Professional indemnity insurance covers...more
More than many other businesses being a contractor could expose you to a number of unforeseen hazards on a daily basis. While some risks are understood and expected, many of them are not predictable. Understanding some risks may be a good move,...more
Commercial combined insurance is designed to protect your business assets from damage, theft, fire, vandalism and natural disasters such as floods and storms. It provides cover for your building/s, plant and machinery, contents, and business...more
It's rare to find a novice insurance agent that knows about business insurance leads, as most of them don't have a clue what they are. Once they learn the ropes, these once-novice agents learn to appreciate the value of commercial insurance leads....more
One of the biggest mistakes many people make when they're about to move is they underestimate the amount of insurance coverage they need to get from their movers. All too often they just glance at the paperwork and figure that whatever the moving...more
Semi Tractor Insurance Guide 1-800-513-3135Shopping around is another way to get the lowest offers. There are several quoting and comparison sites which can help you determine which companies and auto policies to choose. Get as many tractor insurance...more
Searching For Best Insurance QuotesIs it possible to get auto insurance quotes online without providing your personal details? The answer to this question is yes. Insurance companies have also realized that nowadays customers use to shop around first...more