Life insurance is a policy that gives economical protection to your dependents after you pass away. If you don't have any dependents or have property that can provide your dependents monetary protection after you pass away you don't need insurance policy. But if you don't have many properties and assets and there are many people depending on you monetarily, insurance policy will protect them if you die all of a sudden. Lots of insurance companies...more
There is no denying that in order to have the best of health; you need to have a proper diet. A balanced diet provides you with proper weight control, adequate sleep without needing sleeping pills, and disease prevention. A healthy diet enables you to have an overall high quality of living. It can also help you control your weight. If you are overweight, a balanced diet can decrease your weight and if you are skinny, a balanced diet can increase...more
It is a natural tendency of a person to want to look young. In their search for youth and health, different people resort to different means. There are some who join a local gym and start on an exercise regimen, while others prefer taking an early morning jog instead. Then there are those who get hooked to a protein diet without knowing its full ramifications. While all these might work for some time, these efforts tend to lose steam in the long run. A better alternative to keep age at bay would be to make some small, though significant changes to your lifestyle. Once you have internalized the lifestyle changes, you can augment their positive impact on your body and skin by using a good quality deep wrinkle cream, or a BB cream (blemish balm cream). Keeping age at bay is not something unachievable. Take care of your skinA young and glowing skin can take away years from your age. Taking good care of your skin can help you stay young and beautiful. Follow a daily skin care regimen by cleaning, toning, exfoliating, and moisturizing your skin every night. This routine takes on added significance once you reach your thirties. Without a proper maintenance schedule, the skin turns dull,...more
My husband just got a new job and his medical insurance doesn't start for 3 months, luckily his life insurance started on day one. I hope in the years to come that we never have to cash in on the value of his life insurance, meaning death is not in the cards anytime soon, the money is not worth it!!!!If you've ever looked into the cash value or the...more
All throughout life, we are being educated on the importance of having good values, and how to apply them in everyday living. From birth until our dying days, we learn and acquire values that have positive impacts on our life.A value is a positive mindset - like an unwritten list of things we much keep in our hearts and minds, which will affect...more
Life insurance has become an extremely important investment in todays times. However, with a variety of products in the life insurance category, it might be difficult to choose one, especially for someone who is a first time investor. The below mentioned categories are important life insurance investments and its description will help you understand them in a better manner.Whole Life Insurance The main feature of a whole life insurance is that it does not have a defined validity and hence the life cover is available to the policyholder throughout his/her life. The policy is valid till the death of the policyholder and he/she needs to pay regular premiums throughout his/her life. The corpus is paid to the dependents mentioned in the policy, on the time of the policyholders death. Premiums paid under whole life insurance policies are exempt from tax.Term Life InsuranceThis type of life insurance is a pure risk cover provided to the policyholder for a specific period of time. Here, the policyholder has to pay a fixed premium for the tenure selected, and in return, there is a fixed amount known as the sum assured that gets paid to the policyholders family, in the case of an untimely...more
Hurghada has emerged as one of the most sought after diving destinations not only in Egypt but in the world as well. Since the resort town is located by Red Sea, you never find dearth of refreshing sea breeze while enjoying cheap holidays in...more
As a person gets older there are many several different health factors that start to effect their quality of life. Some individuals identify issues such as the beginning signs of getting older as an element which can impact the quality of their life...more
Lunch and snack times are two big parts of our day that we have to work at if we want to eat well and live better. Once you see how simple it can be to plan out great lunches for yourself or your family, if you have one to watch over, you will see...more
Life insurance is the most talked about matter in the market. Though majority of people are familiar with it, however they do not know the difference between the various life insurance plans. The excellent thing about insurance is that the awareness...more
Life insurance policy is not just a way to get financial security for family. It also serves as an investment plan as well as provides the policy holder with tax benefits. Insurance plans designed for various needs of the people are available in...more
We are very lucky to live in modern times and often take for granted those everyday household items that make our lives extremely easy and convenient. It is an exciting prospect to think about what may be invented and implemented into our homes in...more