Every so often, I come across people who want to lie on their life insurance application because they know that a certain lifestyle habit or condition will cause their application to be denied, or result in high life insurance rates. Dont do it. If youre thinking of doing it or have known buddies who have gotten away with it, you should know that you have other legitimate, safer options to get away with high risk habits or choices than lying on a...more
Life insurance scams come in all shapes and sizes. They can be hidden in the most innocuous places, or shout at you from bright blinking Internet advertisements. Here are some glaring pointers that should let you know right away that you are or possibly will be a victim of a life insurance scam.Before purchasing a policyNever force yourself into buying something you dont understand. Take the time to do the research, and in this day and age, youll...more
Almost everything that we eat is broken down for energy and growth into glucose. This makes the hexose sugar an important energy source in the human body without which survival will be impossible. However, too much of something is rarely good! Diabetes is an example of a metabolism disorder in the body in which glucose levels in the blood are high and if left unchecked can cause serious health problems. Two major causes of death are heart disease and stroke; diabetes is the seventh leading cause of death in the US. 1The types of diabetes conditions that can develop in the human body include hyperglycemia (or diabetes mellitus), the most common type of diabetes in which the body doesnt produce enough insulin to check blood sugar levels. This in turn is divided into Type 1 (insulin shots needed), Type 2 (insulin shots are not a must), gestational diabetes (developed during pregnancy) and pre-diabetes variants. Hypoglycemia (or diabetes insipidus) is a condition in which the blood glucose levels are too low and need intake of sweet foods to correct the disorder. Both types of diabetes can prove tough to insure, but not impossible. Hypoglycemia may not be as hard to insure as its...more
Congratulations on your first child! You have just crossed over into a new dimension in your life, an expansion of your family that will redefine everything youve known and expected, and a new direction that will test and prove your love, patience and hope for your family. As youre getting ready to herald a new life into your own, this is a time...more
Getting quotes is the first step in buying a life insurance policy, and this process can be a little bit confusing for the average person. When you look at a quote, it could be made up of several different charges and fees that do not make sense. If you are confused about the charges and fees that life insurance companies charge, here are a few...more
Buying a life insurance policy is a step in the right direction when trying to get your financial affairs in order. If you are in the process of shopping around for a life insurance policy, there are more than 1,000 insurance companies to choose from. How can you pick the right one for you? Here are a few tips on picking the right life insurance company.Check Financial RatingsOne way that you can research insurance companies is to look at their financial ratings. There are some ratings agencies that provide ratings based on the financial strength of insurance companies. Some of the biggest ratings agencies out there are Standard & Poor's, Fitch, and Moody's. Their ratings are based on many different factors, and are there to give consumers an idea of how likely the company is to become insolvent. If the company has a high rating, it tells you that you shouldn't be that concerned about the company going out of business.Look for ComplaintsWhen life insurance companies have been in business for some time, they probably have a few complaints against them. When you are shopping around, you should look at some of the complaints that customers have logged against the company. One way to...more
Trying to make decisions after losing a husband can be painful, confusing and tough. Because of severe emotional strain, the sheer volume of tasks that now face you, ranging from financial decisions on investment, tax and estate planning to your own...more
Zip lines are growing popular day by day as an extreme adventure sport. The excitement is thrilling and leads to adrenaline rush. Also referred as canopy tours, zip lines prove a mean way to shed your vigor. The idiosyncratic gush of high speed wind...more
Goa is fascinating tourist spot well renowned for its beaches. Geographically, its divided into North and South regions, both featuring a variety of attractions to savor. Read on to know more about Goas North and South districts. Goa has been ranked...more
Buying Insurance online is one of the simplest things one can do. All you have to do is to get online, go to the insurer website and check what kinds of policies they offer online. Fill in a few basic details and they will give you a premium quote...more
Consider the following question: What have you changed your mind about recently? In fact, how often are you prepared to change your mind? Is being right of sole importance to you? Delve a little bit deeper and ask yourself: Do I have a personal...more
The title reveals everything, isn't it? In case, you desire for money and a luxurious life or are searching for a little financial help with added perquisite, then dating a rich sugar daddy is an option worth considering. Besides, in a survey it has...more