A hearing aid is an electronic device with a small microphone that makes sounds louder. A hearing impairment or hearing aids is anything that causes us to not hear in a fully functioning way. Hearing impaired Devices like phones that make it possible for people who suffer from moderate to severe hearing loss to overcome communication barriers. Many hearing aids are available in 2 types - analog or digital. Digital Hearing Aids are the more...more
Every so often, I come across people who want to lie on their life insurance application because they know that a certain lifestyle habit or condition will cause their application to be denied, or result in high life insurance rates. Dont do it. If youre thinking of doing it or have known buddies who have gotten away with it, you should know that you have other legitimate, safer options to get away with high risk habits or choices than lying on a...more
Life insurance scams come in all shapes and sizes. They can be hidden in the most innocuous places, or shout at you from bright blinking Internet advertisements. Here are some glaring pointers that should let you know right away that you are or possibly will be a victim of a life insurance scam.Before purchasing a policyNever force yourself into buying something you dont understand. Take the time to do the research, and in this day and age, youll find plenty of helpful, free resources online. If its too good to be true, do a background check, run the numbers, and get as much feedback from external sources other than your own gut feeling, especially if the agent selling it to you is as congenial, convincing and persistent as they come. The best life insurance policies dont always have to be the most expensive, but they do need strong financial backing.Always look at the rating of the carrier that is advertising the life insurance policy. If the rating is any lesser than A-, the carrier may not be worth your while or your business. Choose a carrier with a higher rating if you want a term life insurance policy that will last for many years, like a 25 or 30 year term policy. Life...more
Almost everything that we eat is broken down for energy and growth into glucose. This makes the hexose sugar an important energy source in the human body without which survival will be impossible. However, too much of something is rarely good! Diabetes is an example of a metabolism disorder in the body in which glucose levels in the blood are high...more
Congratulations on your first child! You have just crossed over into a new dimension in your life, an expansion of your family that will redefine everything youve known and expected, and a new direction that will test and prove your love, patience and hope for your family. As youre getting ready to herald a new life into your own, this is a time...more
Getting quotes is the first step in buying a life insurance policy, and this process can be a little bit confusing for the average person. When you look at a quote, it could be made up of several different charges and fees that do not make sense. If you are confused about the charges and fees that life insurance companies charge, here are a few things to consider.High Load vs. Low LoadDuring the process of shopping around for a policy, you may hear the terms "high load" or "low load." The term "load" is simply a way of referring to the charges and fees associated with the policy. If a life insurance policy has a high load, it means that the commission and other charges are high.Paying the AgentWhen getting life insurance quotes, some of the cost of the policy will go toward paying the agent. Agents can make money in a few different ways. For example, many life insurance agents make a commission based on the total value of your policy. Some make a flat fee for the service that they provide. A few life insurance agents make a flat fee, and then get a commission when you buy a policy as well.Other ChargesBesides paying the insurance agent for the policy, you will also have a number of...more
Buying a life insurance policy is a step in the right direction when trying to get your financial affairs in order. If you are in the process of shopping around for a life insurance policy, there are more than 1,000 insurance companies to choose...more
Trying to make decisions after losing a husband can be painful, confusing and tough. Because of severe emotional strain, the sheer volume of tasks that now face you, ranging from financial decisions on investment, tax and estate planning to your own...more
Zip lines are growing popular day by day as an extreme adventure sport. The excitement is thrilling and leads to adrenaline rush. Also referred as canopy tours, zip lines prove a mean way to shed your vigor. The idiosyncratic gush of high speed wind...more
Goa is fascinating tourist spot well renowned for its beaches. Geographically, its divided into North and South regions, both featuring a variety of attractions to savor. Read on to know more about Goas North and South districts. Goa has been ranked...more
Buying Insurance online is one of the simplest things one can do. All you have to do is to get online, go to the insurer website and check what kinds of policies they offer online. Fill in a few basic details and they will give you a premium quote...more
Consider the following question: What have you changed your mind about recently? In fact, how often are you prepared to change your mind? Is being right of sole importance to you? Delve a little bit deeper and ask yourself: Do I have a personal...more