A marketing expert colleague asked me the other day 'so they're just shutting it down?'The answer was in the affirmative. They are, indeed, just shutting it down. With the loss of the jobs, locations, branding and all trade. The life and death of WoW Sight and Sound is a stark lesson to all business owners and any marketing expert. A stark lesson in what not to do when running a retail store. There is much background to the collapse, a large...more
You possibly will hear the story of the three monks in the childhood. When the temple has only one monk, then he will determine to do the whole thing he likes without restraint, when the temple has two monks, they make a decision to do things corporately and everything also goes well, conversely, when the temple has three monks, the dilemma happens for the reason that all of them are unwilling to do jobs which results in the fact that ven if they...more
Many people will need to borrow money for different purposes over the course of their lives. While most consider walking into a bank to apply for a loan, many are unaware that they may be able to borrow money from a life insurance policy. Whole life insurance policies are designed to accumulate cash value over time and have many benefits, but many people are not aware of this feature.In fact, in a recent survey conducted by the National Association of Insurance Commissioners, over two-thirds of those surveyed did not realize that some types of insurance policies accumulate cash value. Term life policies do not accumulate cash value and coverage will expire at the end of the term. Whole life policies, on the other hand, accumulate cash value, have some tax benefits and allow policyholders to borrow against cash value funds that have accumulated. Further, whole life policies may stay in effect for a policyholder's entire life and may never expire.Loans taken against whole life insurance policies have some advantages over bank loans. The terms of these insurance policy loans can vary from policy to policy, so it is important to read the fine print on a policy. However, in general,...more
Many Americans today are either uninsured or under-insured with regards to life insurance. If you die while uninsured or under-insured, you may risk leaving your family in a financial calamity. Your family may be dependent on you for monthly income for their livelihood, or for regular savings contributions for future plans like your spouse's...more
When acquiring a life insurance policy, it is commonly better to go to an independent broker rather than an insurance firm. This is due to the fact that the free lance broker may usually be able to provide you a wide range of products from various assorted companies whereas if you go to a certain business, that company shall only have the ability...more
We all like to make our loved ones happy, whether that be by taking them to the theater, wining and dining them or buying them nice presents - but if you really want to impress her, you should consider designing and creating her own personalized photo bag!With so many photo gift websites offering every type of photo bag you could ever imagine, you definitely won't have a problem finding a bag you know she will like. Given the enormous array of options, it's difficult to know where to start, so I think the best thing to do is go through some of the customizable photo bags that are available to you.Traditionally, the tote was the original photo bag. Although they have been around for years, they are still incredibly popular with women of all ages. They come in several different designs including open top and zipper top, single compartment or multi compartment interiors and in a whole myriad of colors, but generally speaking, they all have one thing in common - they are made of cotton canvas. There is one notable exception, the leather tote bag, often referred to as a bucket bag. Although these leather totes are normally a little smaller than the traditional canvas tote, they are...more
Adolescence and teenage are two crucial stages of development and growth which have maximum impact on childrens personality, thinking and understanding. Both these stages are vital for any child because it determines their course of future and career...more
Diabetics and people suffering from chronic diseases should make a lot of sacrifices. It is also important for them to practice wholesome standards of living and eat food that will not adversely affect their health. If you belong to this group, it is...more
The film, "The Descendants" was selected for Best Picture at the Oscars this weekend. One thing is for certain, George Clooney, who plays King, a affluent trial attorney, makes you want to learn more about estate planning. The Descendants movie is...more
You know how hard you work. Do you feel like you're drowning, though? Are you coping with stress well? How do you achieve work-life balance, you ask? I have some tips to reduce stress so you can prosper in your business and at home. You have to think...more
Insurance is one of the most important things that you can buy. There are different types of insurance for different types of coverage. Some of the most popular types of insurance are car insurance, life insurance, health insurance, business...more
Life insurance is not something everyone has. Most people have can spend money on an insurance policy on a car or a home. But most people do not always think about insuring their most valuable asset, their lives, in the case of an unexpected...more