John Hancock Life Insurance – Online Quotes: Overview John Hancock is one of the oldest life insurance companies in the United States. Founded in 1862 under the name of John Hancock Mutual Life Insurance Company, this company has taken care of its customers for over 140 years. In 2004, the company merged with Canadian insurance company Manulife. The company continues to operate under the John Hancock brand in the United States. The...more
John Hancock Life Insurance – Online Quotes: What to Look For Choosing the right type of life insurance can make all the difference for you and your family. These plans need to provide years of coverage, so you will want to choose a company that is financially sound. John Hancock has over 140 years of experience in the insurance industry and is also one of the highest-rated insurance companies in the United States. This company offers...more
Six Gadgets that Can Make Life a Little Bit Easier Technology is supposed to make our lives easier, to free up time for friends and family. But when we look at the latest gadgets, many of them have no practical application. They are simply there to entertain or distract us. In this article we will review six influential gadgets that actually can give us more leisure time.SmartphonesThe standard Smartphone is essentially a handheld computer that offers users access to the internet, the ability to download applications, and impressive memory all in the sleek and portable package of a mobile phone. They are easily the fastest growing segment of the mobile phone market. Growth has been so rapid, in fact, that it has been a challenge for most industry insiders to get an accurate count of Smartphone users. But legendary advertising research firm, the Nielsen Company, made headlines recently when they predicted that Smartphones would outnumber all other mobile devices by Christmas 2011.What to look for?Because a Smartphone is a mini computer, it requires an operating system to run it. These systems allow users to download and run applications that were specifically designed for...more
What Do Real Parents Think About Life Insurance Policies? Today we examine some comments from real life parents about life insurance policies and their attached issues. "My Mum flipped out on me when I mentioned taking out life insurance policies for my kids, she said that the most I would need is a funeral plan and anything more is morbid...more
Life Insurance for Seniors - Is It Worthwhile? However, life insurance becomes necessarily exponentially more expensive as you age. Is it worth buying a life insurance for seniors policy after you hit 55? Average PremiumsThe average life insurance premium for:50 year old Male Non-smokerProfessionally employed With no health issuesFor a...more
Why Don't People Buy Life Insurance? However, not all Australians have life insurance. So what drives people to take such risks? We find out. "I don't need life insurance" It may be true for some people. For example, if:You don't have children; andYou don't have a spouse; andYou don't have any debts, ORYou have sufficient cash on hand to see your children supported through to adulthood. However, the actual percentage of the population left when you subtract all the people with kids, a spouse and debts is fairly small! "Life insurance is WAY too expensive!"If you've started investigating life insurance rates superficially, you might have been surprised by how high it's possible for them to reach. However, just a little knowledge about life insurance rates can be a dangerous thing! If you look a little deeper, you'll realise that there is immense variability in life insurance premiums. You can do several things to get a cheaper life insurance premium:Drop your death benefit (though be careful not to go too far!)Stop smoking (if you are a smoker)Lose weight and improve any health risk factors that may affect your premiumsMake sure you compare life insurance quotes from...more
Quick Guide To Over 50 Life Insurance Solutions With Guaranteed Acceptance Once individuals reach age 50 there is usually some degree of health deterioration and this can affect an application for conventional life insurance which can have...more
Since the premium rates of term life insurance are cheaper, people prefer to go for term life insurance at a young age. But it is also common among people to switch to whole life insurance at a later stage of their life, when they can afford paying...more
Life Insurance goes the corporate way This universe is a unique blend of chance and reasoning. The things which are a product of reasoning can be controlled or we can at least try to control them. However the things which are controlled by...more
How to obtain life insurance when you have heart disease A history of heart disease won't necessarily flatline your chances of obtaining life insurance at reasonable rates, insurance experts say, provided you have the condition under control...more
Missing sleep can increase life insurance rates We're not accusing you of snoring, but let's get technical for a moment. When you fall asleep, the soft tissues in your body relax, and sometimes block your airways. Snoring is your body's way of...more
Starting Your Career as a Property Insurance Lawyer The insurance that provides protection of real property against storm damage, theft, fire and other risks and hazards is known as property insurance.Often insurance companies hesitate to pay...more