For anyone who isn't eligible for life insurance policies because of some pre-existing condition a guarantee issue life insurance policy may be just what you were looking for. You can be automatically accepted into the policy without a physical or any explanation of pre-existing conditions which is great if you have heart disease, cancer, kidney disease etc. This is the perfect option for anyone who simply can't qualify for traditional types of...more
You believed that you were done with signing all the contracts for your brand-new home, then abruptly your real estate agent hands you a pile of insurance protection documents requiring you to verify you're healthy and also offering to repay your mortgage loan in the event of your demise. Like most individuals, you decide to go ahead and register thinking very little of the increased expense. After all, in comparison to what you already have...more
Final Expense Life Insurance for Seniors During your lifetime there are many different types of insurance policies that you can purchase. Most people have some sort of arrangement for the unexpected; loss and damage to property, health problems, earning ability, as well as their children's future care. Then you also plan for the expected; policies for children's education, weddings, general well-being and medical protection come into the ‘expected' category. Very few families can go through life without the need of doctors, hospitals and medicines. Also in the ‘expected' category, though most unwelcome, is the group of insurance arrangements for funeral. Funerals can be expensive, and whether or not your family intends to spend a lot of money, these expenses usually need to be settled quickly and urgently. It is very unlikely that selling off properties or bonds is going to raise the amount you need in time. The property and money of the person whose funeral it is will in any case be frozen upon his death until probate of his will is reached.Probably the heaviest expenses for most people who lose their lives are those that are incurred immediately before...more
Introduction to Mortgage Term Life Insurance Online Life can be full of surprises some pleasant and some unpleasant. We cannot eliminate them, but the best we can do is be prepared to face them. Life can throw in some unpleasant surprises our way, but if we are prepared, we can face them with better confidence and fortitude.Life can be full...more
Affordable Health Insurance Quotes Can Save Your Life If you believe that you can live without health insurance these days, then you are making a potentially catastrophic mistake. The price of health care is something that not even the wealthiest families can deal with and if you don't have health insurance, you will find yourself not only...more
What is Neuro-Linguistic Programming or NLP? And what can I do with it to improve my life? A year ago I was confused, wasn't sure what did I want from my life, had a few goals but didn't know how to reach them; I was anxious and constantly worried about the future. After browsing the internet I found something called NLP. It promised to change my life, to make me successful, to help with anxiety etc. I thought I would give it a go. I have been using NLP for months now, and I'm generally feeling better, my anxiety level gone way down, feel positive about the future and have a positive aura around me. People come to me for advice all the time. It's strange, new feeling… Every time someone asked me I tried to explain them about NLP. But it was very confusing, even though I had been using it, I didn't have a clear explanation of what it is.I had been searching all over the internet but couldn't find a clear, concise explanation of what NLP is. So I decided to dig a bit deeper and found Paul Cosens, director of Cosens Consultancy. Paul has been trained by Richard Bandler, co-founder of NLP. He runs his own consultancy and provides NLP trainings on different levels, from...more
Term life insurance policies are gaining popularity day be day because of the cheap premium rate. As compared to whole life insurances, term life insurance policies need less investment since they dont over life time coverage. These policies will...more
When you apply for a life insurance policy to protect your family and their assets after your death, your health and lifestyle will be scrutinized by life insurance underwriters in order for them to determine what kind of risk you will present to the...more
You may think of life insurance in very simple terms: you buy a policy so that your loved ones will have some financial assistance when you die. But if you have assets of $1 million or more, you should view life insurance as a tool kind of a Swiss...more
With many more Americans living past age 80, the need for long term care is rising, and so is the interest in long term care insurance. Yet, a 2006 AARP study noted that most Americans surveyed were underestimating the rising costs of LTC, and...more
Jewels are for sure a ladys best friends; there is so much a lady can do with the jewelry as there are a number of possibilities. It is essential to take precious pieces of art so that they have a longer life. It is important to care for the jewels...more
Why You Should Consider Purchasing a Life Insurance Policy Whilst we don't want to have to think about our own mortality, life insurance can be essential for anybody who is looking to ensure that their loved ones are provided for once they are...more