When it comes to investing, leave your emotions out of it. When it comes to many areas of your life you can rely on your emotions and instincts or gut feelings. But when it comes to investing in the stock market this is a big mistake. Not many people are able to use their instincts to make successful trades. So if the professional investors can't do it then you shouldn't fool yourself into thinking you can, especially if you a beginning investor....more
Synergy: {n} The working together of two things to produce an effect greater than the sum of their individual effects.Most businesses operate on two distinct levels: Human Systems - Those systems that are concerned with or operated by people. Process Systems - Those systems that are functional or mechanical in nature.Each of these systems is independent of the other and each has its own characteristics and needs. Human systems and process systems...more
Debt is a problem that is ever increasing in our society today. Offers for credit cards coming in the mail is happening more and more often, interest rates are appearing low, and borrowing money seems like the "smart" thing to do at times. However, it seems that going into debt is not that good of an idea after all, and now many people are stressed to get out of debt. Are you caught in debt yourself? Fortunately, there are steps that you can take to get yourself out of debt. 1. Make lists. Figure out what you own, and figure out what you owe. Take what you owe, and put the major debts at the top of the list. Paying off those debts first will reduce the amount of interest that you are charged. Once that is paid off, you can then move on to the next item on the list, and so on. 2. Do away with all credit cards. There are no buts, simply get rid of them. Do not roll over balances, ever. Pay them off and get rid of them. Call the credit card companies and tell them to close up the accounts. 3. Make a spending plan or a financial plan if you will. Getting out of debt is as important as staying out of debt, and that requires a financial plan that will allow you to live within your...more
Small business success is very similar to learning to walk, talk and spell. The basics have to be understood before moving on to the next step. I am blessed to have twin 2 year old girls in my life and am amazed constantly how much I learn from them on a daily basis. As I watch them run around and explore, I find myself realizing just how...more
Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. This can put a nice sized hole in your pocket really quick.Below, I will provide you with some tips and strategies on how to steer clear of those monstrous late fees. This will...more
SECURED CREDIT CARDS Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance charges on a prepaid card. With secured credit card, your credit line could be from 50% to 100% of your deposit depending on the institution giving you the secured credit. Therefore the company giving you the secured credit card has zero risk. Secured credit card can be very beneficial because it gives you an opportunity to rebuild your credit history and you are able to make purchases just as if you had an unsecured credit card. Many companies require that you have a credit card to make purchases, such as car rental, airline tickets, etc. Ensure that the company issuing the secured credit, routinely reports customers' payment history to any of the three main credit bureaus namely Experience, Equifax and Trans Union. This reporting to the credit bureaus will rebuild your credit history over...more
Part 1: Getting StartedIf you're just getting started with ClickTracks, you'll find it's a very versatile tool. It presents information by overlaying it on your actual Web pages. It also allows you to create reports "on the fly" so that you can look...more
1.Searching for a job onlinePierre Omidyar's (pronounced Omidvar) first job out of university was that of a software developer, now he's the founder of ebay. Brad Pitt dressed up like a chicken before his breakthrough as an actor. Denise Donlon was a...more
This year, some 700,000 American businesses will be sold. Most will be small and mid-sized businesses like yours. If you, too, are thinking of selling, consider these practical steps for making the process go smoothly. Determine a Realistic Price...more
Wealth and Your Net Worth by C.C. Collins http://networthpublishing.comMost people know it's important to keep and organize all of your vital financial information. But knowing you should and knowing how are two different things!Once you know the...more
Marie noticed that Diane seemed to be sailing through her career and receiving "nods" from the firm's partners. According to Marie, Diane was extremely successful in handling her cases, developing strong relationships with her clients and seemed to...more
I once got a phone call from someone responsible for sales training at a large company. She said to me, "Mike, we need negotiation training for our sales force." I said, "Great, you've come to the right place." Then she said, "But do you teach that...more