Mathematics is unerring. As a child we are taught that 2 + 2 = 4. This will never change and will always yield the same results; except when it comes to calculating you phone bill. Most long distance carriers advertise their low rate per minute costs. However, before you can really make an informed decision as to which carrier offers the best value you need to consider all of the "other" costs that may be buried in the fine print. Read all of the...more
You may already be familiar with Check 21, a federal law that goes into effect on October 28, 2004. If you're like me, this may be something you hadn't heard about until just yesterday. The Check Clearing for the 21st Century Act, otherwise known as Check 21, is the process of turning the checks your write into images and transmitting them by computer. What does this mean to you? Expect the time your check clears to decrease drastically. If you...more
If you're a webmaster who has been itching to start a home based business and you are experiencing some cash flow problems and are considering leaving your dreams by the wayside, don't. Credit cards may be your answer. Now before you start feeling guilty about using your credit cards for some much needed cash flow and before you antagonize over this issue because of "debt", let me assure you that credit cards may be your key to success when you use them wisely. This isn't to say that you should go out and run up your cards up to the limit simply because they are there. Instead, we're saying that credit cards http://www.the-credit-card-shop.co.uk/ are not all bad, credit card companies aren't the devil and if you use your cards smartly then they can help jump start your fledging business' finances or get you out of a cash crunch. However, the key is to learn how to use credit cards to your advantage and not your disadvantage. With this in mind, we have provided you with the top five tips that will help you use your credit cards wisely: First and foremost, you should realize that carrying cards have some advantages. Here are some major ones that you should be aware...more
Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months.Be careful with credit repair scams.Most "credit repair" companies really don't help. In fact, you can improve your credit...more
The U.S economy continues to grow and corporations are enjoying large profits, but the majority of Americans still struggle with finances. This is one of the main reasons many people are looking into the benefits that a home-based business can offer. There is no stressful morning commute, extremely low overhead, fewer restrictions, and few or no...more
If you are searching for ways to earn an income using the internet, you must have already come across many programs with unbelievable claims of overnight income. This article outlines 7 criteria that I use to evaluate any opportunity that presents itself before me. * 1> Is there a Product in Demand If you are thinking about a business on the internet, there has to be a product that has a huge demand and that can be sold on the internet. Many fly by night programs focus on building a downline and recruiting other people without having a solid product, there has to be a product that people can use. If the company has a product that you cannot understand, then stay away from such a company. Even if you have a product in demand, it has to be sellable online, For Example, if you try to sell Pepsi or Coke on the internet no one will buy it online, as they would prefer to buy such products in the super market. What type of products are sold only online ? Domain registration, Website hosting, email etc - these are few examples of products that have a huge demand and that can be sold online. * 2> Is it a Stable Company A stable company means that the company promoting...more
Q. I have several projects going at once -- but I never seem to finish them! I'm pulled in so many different directions -- and I end up with nothing to show for my efforts!A. While you're in a creative mode, you're most likely to be swamped with...more
It never ceases to amaze me how many people set-up a web site, without any type of plan or clue about how to promote it--how to write a sales letter--how to write an ad--nothing! Fact is, nowadays, anyone can have a web site. But once you get one,...more
List of FeaturesCamera phones are handy, and they offer the most features of any type of cell phone on the market. The list of features available on a camera phone is truly astounding for such a small product. Here is a sample list:Internet access,...more
There was a time when prepaid plans were marketed mostly to people with poor or bad credit. Now, prepaid plans are being marketed as a great alternative to unlimited plans. Here are a few things to consider before you sign up for your prepaid. What...more
The Secondary Mortgage Market is responsible for the setting many of the rules and common practices that determines who gets a home loan. The secondary market includes Fannie Mae (Federal National Mortgage Association or FNMA), Freddie Mac (Federal...more
There are hundreds of sources for home loans online and right in your neighborhood. Banks, Credit Unions, Mortgage Bankers, Government Agencies and Private Sellers all offer different sources of financing for anyone shopping for a...more