Applying for a home loan may not be the most exciting way to spend your time, but if you are like many potential homeowners, it is probably a necessary evil. If you have some knowledge of the process ahead of time, however, it will go much more smoothly.Home loan applications tend to be very long, but if you are prepared ahead of time you can finish the application procedure without breaking a sweat. Before you begin filling out the form, make...more
Although it may seem very obvious, many people do not know how to write checks. With the birth of a generation that regularly uses ATM check cards, online bill payment systems, and credit cards more often than checks, check writing may risk extinction due to ignorance.Luckily for you, this article will take you through the process of properly writing a check step-by-step - so that there may be hope for future generations of check writers. The...more
"I don't know the key to success, but the key to failure is trying to please everybody."--Bill CosbyHave you ever had a client/customer that was more trouble than they were worth? Maybe they were always late to pay, or didn't do what they said they'd do. Maybe you just had a personality clash, or they expected more than you were able to offer. Whatever the situation, chances are you had an inkling when you first met that client...a tiny voice that you didn't listen to, that was probably overshadowed by the bigger voice that said, "Hey, it's business; I'll take it!"Learn to say no to those clients, before they start draining your energy! The key to being able to do this is understanding Your Ideal Client. Once you know how to recognize who is ideal and who is not, you can practice turning down business from the latter. If you have trouble saying no, you'll need to learn this critical business skill...and what to do to get rid of problem clients you already have; see the resources at the bottom of this article. If you have a coach, ask them to help you complete the Ideal Client exercise, or to role-play those "saying no" conversations.How to discover YOUR Ideal ClientThere are many...more
1. Connection fee: This is also known as Access Fee. This should be known to most of the calling card customers. This fee is charged whenever one calls to the destination. This usually varies from 5 cents to 1 dollar. The worst thing that can happen with this connection fee is, when the card buyer makes the call and either the answering machine...more
Business etiquette is fundamentally concerned with building relationships founded upon courtesy and politeness between business personnel. Etiquette, and especially business etiquette, is a means of maximising your potential by presenting yourself positively.Writing a business letter is not simply a matter of expressing your ideas clearly. The way...more
Three highly respected names in Human Resources have joined forces to provide companies with a revolutionary blend of services that make the hiring process more efficient and effective. The partnership joins three companies: NAS Recruitment Communications, a recognized leader in the specialized field of human resource communications, Hannibal, Inc., a software development firm specializing in recruiting automation solutions, and InfoLink Screening Services, Inc., a nationwide leader in employment background screening, drug testing and physical exam services.The three companies' services, each of which may be utilized separately, are now available through NAS's new web-based recruiting tool called "Max." Max makes it easier for HR departments to source, match, screen and hire quality employees. One of the primary benefits of Max is the ease with which recruitment ads can be placed and tracked."Companies of every size can count on Max for the simplest and most efficient recruiting assistance in the industry," stated Don Sabatino, Vice President of NAS Recruitment Communications. "Max is not a typical applicant tracking system (ATS). Unlike the traditional ATS approach, which can...more
Using a ghostwriter to craft your free reprint articles and marketing materials is an excellent way to maximize your time and profit. The fastest and most effective way to find a freelance ghostwriter or editor is to post your writing projects on an...more
Open Source applications can bring unique value to business owners. Since the base application development costs of open source applications is free, small and medium business owners are able to leverage previously unobtainable technolgies against...more
Real estate continues to be a very important part of any financial wealth building strategy. Most wealthy individuals have real estate investments as a portion of their overall net worth. Carleton Sheets has been in real estate since the 1970s and...more
Newspaper advertising is a tremendous source of new business that for so many businesses doesn't ever reach its true potential. These 3 steps will help you change that forever! You're about to find out the mistakes that your competitors keep on...more
I decided to write this article today after closing a home purchase loan for a couple that had some major credit issues. They got into the house with ZERO down payment, and only had to bring $600 for the closing costs. Their situation was pretty...more
If you're like most people, you probably started with wonderful ideas of fulfilling your dreams, to be successful and to take charge of your own destiny.I hope you have achieved those or are well on your way.You wouldn't think of starting your...more