This week, opening arguments begin in a Florida courtroom for the highly publicized healthcare reform lawsuit. Over 20 states contend that the Obama administration's legislation is unconstitutional. Specifically, they believe that the individual mandate provision--which requires most people to either buy a health insurance plan or pay a fine--violates the 10th Amendment of the Constitution, which states that all powers not expressly...more
Looking for health insurance is not something to be taken lightly. There are many plans available and they are all very different, offering a vast array of cover and benefits. One of the biggest issues involving health insurance plans is the matter of affordability. While many are stated as being 'affordable' that can often mean that policies do not really give adequate cover. This of course means that treatments, procedures and...more
You have a number of options available to you when it comes to purchasing Texas health insurance. However, not all of them may be the best choice for your particular health and financial situation. For example, you may qualify for group insurance under your employer but the type of insurance they have may not provide you with adequate coverage or may require you to find a new doctor because your physician is not in their network. One way to overcome these challenges is to purchase your own private insurance. Although it will take some time to search out all of the available plans to find the one that fits your lifestyle there are several reason why you would want to make the effort.The primary benefit of purchasing private Texas health insurance is that it is portable. Whether you work for a company or step out on your own as an entrepreneur, when you have your own health insurance you are always covered. This can provide a level of stability in your medical care that you may not be able to achieve when you are signed up to a group insurance plan through an employer. If you ever leave that job, you will have to find a new insurance provider which may mean switching doctors and...more
Health insurance is an essential in today's times. You never know when something bad can happen with you and if you have a health insurance, you are pretty much in safe hands. A doctor's visit can cost you a large amount of money and not everyone has the ability to pay off the bills. Accidents and diseases are very common today and this is where...more
Have you ever had a really good massage? Isn't it great? A wide variety of seasonings, oils, mixes, rocks, tables, mats, clothed or not etc, many different body parts! A massage applied by using the masseuses hands, fingers, elbows, knees, forearms or feet. Yes, feet are used too! You can be walked on by a professional and it can feel good.Massage...more
Most workers receive health benefits while employed. Lately, due to the economy, many employees are without health insurance after retirement benefits or have to pay for all or part of the cost. If an employee retires, so do the health benefits unless you were employed with a municipality or union that carries extended health benefits. So, many employees are extending their retirement to 65 to receive Medicare or stay on a spouses' medical coverage. The Consolidated Omnibus Budget Reconciliation Act of 1985, also known as COBRA, requires employers with health plans and employ 20 or more employees must offer coverage to workers who leave theemployer for up to 18 months and 29 months for disabled workers.These employees must pay into COBRA when they are separated to keep health insurance during this time period. So, after 65, Medicare, health insurance after retirement, becomes available. Even if you don't want it, (you must be covered by another policy on your own or spouse) you must decline Medicare. If you don't and apply for it at a later date, you will be penalized by paying a higher premium. As Medicare, health insurance after retirement, is very...more
January 1, 2011 is nearing at an almost blink-of-an-eye pace, leaving many health insurance agents worried and wondering what is going to happen to their ability to thrive financially. There are over 2,500 pages of information...more
If you want to be sure that you get the best rates when it comes to health insurance in Australia, then you are going to want to be certain that you do a health insurance compare. This is easy to do as you can go to a company online that provides...more
Have you ever had a massage? Have you ever contemplated it? If you have had one, you'll know about all the benefits that come with it. If not, here's something you need to know. Massage is by no means anything new. It dates back to ancient...more
From a soothing seascape in a dental office to whimsical storybook characters in a pediatric hospital, colorful wall murals create an environment that cheers patients of all ages. Health care providers can utilize custom wall murals for the...more
Being unemployed can always be considered as a big threat for you and your family and in few cases you might also have to ask other people to help you provide daily food and shelter. But you have to keep in mind that even during such financial crises...more
With the way the economy is right now, people are looking for ways to put more money into their own pockets not their health insurance company's pocket. Without a doubt, one of the most costly monthly expenses in any budget is health insurance. For...more