Health insurance rates are going up all the time and many people are still uninsured because they cannot afford to pay the cost. Is there a way you can reduce the cost and find cheaper health insurance?The answer is yes. There are many insurance companies that offer you insurance at a very affordable rate. All you need to do is research to get those insurance rates. Here are some points which can help you cope up with the cost of...more
Nowadays people are becoming busier than ever as more jobs need to be finished and projects to be worked out. The hustle and bustle causes a lot of stress to people which renders them vulnerable to various diseases and infections and illness. More and more people are being confined in hospitals and pay high medical bills that greatly affect their savings and this is why you need to buy Affordable Health Insurance.Health insurance...more
An individual health plan is a contract between an individual and an insurance company that guarantees that almost all the medical expenses mentioned in the contract are covered by the company. This includes hospitalization, medicines, consulting specialists and certain therapies such as chemotherapy and radiotherapy. Individual plans are medically underwritten and there is no guarantee that an application will be approved. This is drawback of buying individual health insurance. Insurers may reject an application or attach exclusions to the policy if the applicant has health problems. However, the Affordability Act will soon change that and insurers will no longer be able to reject applications based on pre-existing medical conditions. Individual plans are also usually not preferred because of their high costs. They also come with specified healthcare services and there are no additional benefits attached. But the biggest advantage of buying individual health insurance is that it can be customised to the personal needs of the beneficiary. And it is this advantage that can make an individual plan cheaper or costlier than other plans. If a person has a pre-existing condition or is...more
If you are looking to get yourself a health insurance policy then it is very likely you are going to want to do this at the most affordable price possible. Health insurance is something that will kick in only when requirement dictates, and in many cases that requirement will never turn up. As such, people do not necessarily want to be paying too...more
We use and abuse them every day! Our hands, we clean and scrub, we pick things up, open close doors and typing on our computers! We open cans and jars, put shoes on, buckle children's car seats, turn knobs, dials, the list goes on. While most of us rub lotion on our hands this only takes care of the skin. Sure this helps after we wash...more
The tussle between public insurance companies and corporate hospitals in the city is turning out to be a nightmare for medical insurance holders entitled to cashless treatment. PSUs like National Insurance Co Ltd, New India Assurance Co Ltd, Oriental Insurance Co Ltd and United India Insurance Co Ltd, which handle 80% of all the health insurance in the country have struck off almost 150 hospitals across Mumbai, Delhi, Chennai and Bangalore from their list to reimburse cashless insurances. They say that hospitals charge insured patients higher fees than the un-insured, thereby, increasing the chances of fraudulent billing. They have proposed a new policy that will charge 50% extra for customers wanting treatment in premium hospitals. Today most of the health insurance products are based around the ‘total sum insured'. So people who have coverage, basically believe that 100% of that coverage can be spent on one hospitalisation around one treatment protocol, whereas the ideal situation would be to make it more procedure based. There is a cap on the procedure based on the category of hospitals and based on room category. With the claims ratio ranging from 110% to...more
If you simply want all the best information, news, videos and player stats, look no further than the office site of the National Football League (NFL). Watch NFL online through your computer, and access the internet from where you are!...more
I think lot of them know the importance of having a health insurance policy, the subsequent step is to go outside and get one for you. Lot of coverage options are available out there, finding the one that suits you is essential. Take time to select...more
One Arizona medical malpractice law that deals with a doctor's admission of negligence is called the "I'm Sorry" law. This Arizona medical malpractice law is designed to shield doctors from unwarranted lawsuits brought by individuals that would use a...more
We use and abuse them every day! Our hands, we clean and scrub, we pick things up, open close doors and typing on our computers! We open cans and jars, put shoes on, buckle children's car seats, turn knobs, dials, the list goes on. While most of us...more
We all know the healing powers of heat and the sun. When we go to the beach, the hot sand feels great on our muscles and bones. There is a therapeutic way to get the benefit of this feeling, without all the sand. It feels even better. It isn't...more
As if there weren't already enough risks to make health insurance in Texas a necessity, a new threat has come out of nowhere. Since the April 20th British Petroleum (BP) oilrig explosion, more than 800,000 gallons of dispersants have been added to...more