The new healthcare reform bill will completely change how health insurance works in the United States by 2014. Here are just a few highlights: * In 2014, not only will most adults be required to carry health insurance but insurance companies will not be allowed to decline coverage based on pre-existing conditions. While this could be viewed as a great change in the way health insurance works in this country, it is unknown how it will affect...more
If you are trying to select a health insurance option, you may be having some difficulty. There are many different insurance plans to choose from and you want to find the one that best fits your individual needs without spending too much. It is imperative that you have a basic understanding of health insurance plans before making a decision.The three forms of health insurance payments are premium, co-payment, and deductible. A premium is the...more
When most people learn that their family's health insurance coverage is going to cost more, they shop for a more affordable policy. Often the solution is a combination of an insurance plan and a tax-sheltered Health Savings Account.More than 1 million Americans have made a similar choice, signing up for high-deductible health insurance policies and associated HSAs since the program was introduced in late 2003 according to the Washington-based industry group, America's Health Insurance Plans.The new plans are a bit complex, but a growing number of insurers offer them.Under federal law, the policy must have a minimum deductible of $1000 a year for an individual and $2000 for a family; maximum out of pocket expenses; for example, copayments required for surgical procedures, cannot exceed $5100 for individuals and $10,200 for families.People Help With Their Own Health InsurancePolicyholders, meanwhile, can set up HSAs that they fund with their own money. Employers also can contribute to their workers' HSAs. HSA contributions, generally set an amount equal to the policy's deductible, can best be used to cover health care costs, and unused money can be carried over at year's end. This...more
Just like parents worry about the health and well being of their children, so do children worry about their parents when they grow up. It is only natural for a son to worry about his parents physical condition because age is the biggest leveller of things. Looking at the worry and concern of the children, it is only understandable that they try to...more
We all make use of our Medical insurance at one time or the other in our life. Sometimes there are cases where your reimbursement of a Health insurance claim is not honoured correctly. Sometimes there are also cases where due to a miscommunication, even after a medical insurance procedure is completed with the Health insurance companies, the...more
Medical insurance is one of the most essential things in life these days. Ever increasing cost of healthcare can make it extremely difficult to cope up with the medical expenses. Health Insurance companies in India however, can make a difference to your situation by providing financial protection to your entire family under single Medical Insurance plan. Several Indian Health Insurance companies provide family floater and individual health insurance coverage plans to meet healthcare requirements. Many people typically tend to question the need for a Medical Insurance policy. They feel that healthy lifestyle and healthy food should suffice and rule out the need for any kind of insurance. Sometimes the reasoning given by people for not buying a Medical Insurance is that it has no relevance to them.. However, while trying to justify their stand they fail to understand that a Medical Insurance is not a protection against the uncertainties itself. None of the Health Insurance companies in India can actually provide you absolute protection. A health insurance policy from Indian Health Insurance companies can however, provide the financial protection against the expenses resulting from...more
Caring for yourself is not only a wise decision but a necessity nowadays. Health insurance in India is on the rise with more and more people realising its importance. Just as you insure your car or your home, health insurance for individuals is...more
Government officials are cautioning insurance companies to stop utilizing scare tactics to stir up public concern in relation to government modifications in the health care system. It appears that several health insurance companies are using the new...more
In my many life experiences, my first massage was not all it could have been. Having had more massages than my first one, I realize, it actually is great. I was the subject of a lady who was learning. I worked at a health club and she needed...more
What a great massage I just had! Oh, I feel so great after that massage. If you are saying that, chances are you just had a Swedish massage. This is one of the more modern styles of massage, however, it is by no means new. This style of massage was...more
During the busy schedule of official work, homely responsibilities and daily routine, one may find it difficult to manage some time for visiting a doctor for a proper medical check-up and physical assessment. Yet, it is very necessary to have a...more
Anyone who has had a luxury massage is a lucky person. I, personally, was the tester person for a lady who was learning. I worked at a health club and she needed volunteers. I, as the low person on the totem pole, was elected to be the subject of a...more