Beauty is the base of confidence, and white-skinned face is the key of beauty. Protecting your skin from tanning and sunburn is an absolute must for having a white-skinned face. So, as long as you can grasp some tips, you can be more beautiful and more confident. Do Not Underestimate the Intensity of Ultraviolet Radiation in AutumnThe intensity of ultraviolet radiation in...more
Finding health insurance providers is not easy to do due to the fact that there are so many of them around these days. There are some tips that will make your search easier so you can easily find good providers.Here are the tips that you need to use and be aware of if you are serious about providing the best insurance coverage for your family, without having to pay more than you can afford for it.One: Free quotes - You want to take time to gather...more
Most people who are looking for insurance plans are looking for insurance companies with good reputation. They are also looking for affordable health insurance that they can pay for and will not cost them a fortune every month. It is all well and good saying you need health cover but if it cost so much you cannot put food on the table what can you do? you need to get affordable individual health insurance.One factor that everyone is concerned with is the affordability of their insurance plans. Individual health plans are one of the most needed insurance plans for an individual. If an insurance company will have high premium rates people will think either they have great cover and that is why they are so expensive or that they are over charging and this is what you need to find out.It is not only the premium rates that people are concerned about. The coverage of the insurance is also important to people and if the coverage is poor you might end up having to pay for treatment yourself.Is it really important for a person to have health cover? Yes. What are the risks not having insurance? Just in case you have an unexpected medical condition or you will be involved in an...more
There are a few things in this world that you can get for free but there are still a lot of things out there that you can get for a low cost. One of the things in life that you may think is not that important to purchase are medical plans.The fact is though if you become ill and need treatment you will not be able to pay for it unless...more
EKGs can assist doctors in diagnosing and determining any current or past heart abnormalities and are often a regular screening for those with heart disease. Through electrodes attached at various strategic body points, the EKG machine records the electrical impulses of the heart. The results of the impulses are displayed on a...more
Suraj's father suffered from a heart attack last year and had to undergo an emergency bypass surgery. Fortunately the surgery was a success. Suraj recovered most of his medical expenses from the family health insurance he had. Suraj was relieved; in fact he was thankful that he had a health insurance policy. But nothing prepared him for the jolt he got 8 months later when the renewal notice for his health insurance policy arrived; he found that his premium was hiked by almost 50%! From Rs.10, 000 premium p.a. he now had to pay Rs.15, 000. After checking with his agent and the policy wordings, Suraj was informed that something called as ‘Loading' was the reason behind the hike.In several cases, the hike in the premium after a claim makes it quite difficult for many customers to renew their policy and, not being prepared for such a hike could result in them not having a health cover for sometime or miss out the continuation benefit of their original policy. To ensure that you don't get a rude shock on renewal of your policy after a claim, understand loading and what to look out for while buying the policy.What is Loading?Loading is the amount charged by the health...more
We have all heard the elder members of our families cribbing with the typical line, "Hamare zamane me…" The usual comparisons of how things were done better then and how today, due to advancements in technology, things are becoming...more
Have you ever had a massage? Have you ever contemplated it? If you have had one, you'll know about all the benefits that come with it. If not, here's something you need to know. Massage is by no means anything new. It dates back to ancient cultures....more
We all know the healing powers of heat and the sun. When we go to the beach, the hot sand feels great on our muscles and bones. There is a therapeutic way to get the benefit of this feeling, without all the sand. It feels even better. It isn't...more
How great to be pregnant! It's a time of joys and challenges. There are so many aches and pains, such discomfort. Though we are gaining weight, have muscle and joint pain, we are elated. What can we possibly do to alleviate this? I recently heard...more
Senior health insurance is mainly used by citizen of age 65 years and above, because they tend to have more health related problems and are thus a higher risk than younger people. So as a senior citizen you need to find the medical...more
You realize the importance of having health insurance in times of rising medical bills and expensive new forms of treatments and get yourself and your family covered in a health insurance policy - only to realize that the insured amount...more