There is a common perception that working as an employee for a business is not very enjoyable. Whether or not that is true is debatable. However, there are two distinct advantages that employees have over people who are self employed; a regular paycheck and access to health insurance. About 26% of the people who live in Texas do not have health insurance and many of them are self-employed. Cost is the most common factor as to why these people go...more
It is common for individual health insurance policies to exclude applicants for a variety of factors. One of the most significant is the potential policyholder's weight. In most cases, a person with a BMI (body mass index) over 30--which is considered obese--will have to pay a higher monthly premium. This is due to the increased likelihood of them needing expensive treatment. Depending on how overweight a person is, they may be...more
There is a difference in the Indian Thali and the American Pizza, there is a difference in the Indian Bollywood and American Hollywood, there is a difference in Dr. Manmohan Singh and Mr. Barack Obama, and there is a difference in the Indian health Insurance and the American Health insurance sectors. Some of these differences are distinct, while the others are subtle.The Differences are- Mandatory coverage / voluntary coverageFirstly, unlike in India, it is almost mandatory in the USA that each individual be covered under a health scheme. Whereas in India, it is voluntary, if an individual wishes, he can buy health insurance for himself and his family.All the more, the almost mandatory coverage in the USA is not just limited to individuals, but to employers too. As such employers need to ensure that all the employees in the firm are covered under a health scheme so long as they are working with them. Also, the employer needs to continue coverage for a defined period even after cessation of employment. But in India, it is voluntary for companies to provide health insurance to employees.So what if you are an outsider?As an extension to the above point, mandatory...more
You have decided to buy a health insurance policy and have opted for the online mode since you get multiple choices, instant results and you can make the final choice without being pressurized by ‘friendly' agents or whoever. But there is a glitch… When you started out, you thought it would be an easy decision to make but with...more
Foot cramps can be quite painful and may stand as a barrier in carrying out daily activities due to the consistent pain and inability to move it. The duration of these cramps may sometimes be for only a couple of minutes, or in some cases may be as long as days. A pull of the muscle or injury is usually what causes it.The area of the foot at which...more
If you are denied health insurance due to a pre-existing medical condition such as diabetes, cancer, heart disease or another illness, there is still hope that you will be able to obtain health insurance coverage. Although most people become frustrated, overwhelmed and worried, and often times give up. There is a solution for you to obtain adequate health insurance coverage for you or your loved one, call Guaranteed Issue Health Insurance or Guarantee Issue Insurance.What is Guaranteed Issue Health Insurance?A Guaranteed Issue Health Insurance is an alternative insurance coverage for individuals who have been denied health insurance coverage. A guaranteed issue health insurance policy provides comprehensive health insurance coverage for people faced with pre-existing conditions.How Can you Obtain Guaranteed Issue Health Insurance Coverage?The first step to obtaining guaranteed issue health insurance coverage, if you have been denied health insurance coverage due to a pre-existing condition is to contact an insurance broker that specializes in Guaranteed Issue Health Insurance Coverage.Second, you need to explain to your Guaranteed Issue Health Insurance Broker the reason(s) you...more
Today many people are having to cut their budgets and highly scrutinizing all their expenses to find ways to save money. Unfortunately, often times in these situations people look to go for cheap health insurance. But the reality is a cheap health...more
When shopping for Texas health insurance plans, it is important that you understand the terminology that is used to describe your benefits. This will allow you to effectively compare them and pick the medical plan that fits your needs. Although it...more
Aussie souvenir gifts, winter Sheepskin boots, fashionable shoes Australian Sheepskin. Call them what you would like, they may be the style accessory, you certainly not run out develop, you far more put on than your loyal faded jeans and that your...more
Laser Hair Removal Treatments in Lancaster Pennsylvaniahttp://www.LancasterLaserHairRemoval.comI was asked this the other day,What Happens During Bikini Laser Hair Removal?Well, with bikini laser hair removal, the process is basically...more
One area that many self employed people and entrepreneurs struggle with is finding and deciding on what is the best individual health insurance plan that fits their budget. Their are literally hundreds of plan varitions from multiple carriers that it...more
When shopping for Texas health insurance plans, it is important that you understand the terminology that is used to describe your benefits. This will allow you to effectively compare them and pick the medical plan that fits your needs....more