Dave Ramsey's general advice to work hard, make your marriage a priority and avoid debt is excellent. In fact, any one who religiously followed Dave's suggestions would have experienced far less trouble in the recent financial crisis. In far, some people probably side-stepped the whole mess by applying Ramsey's ideas.Nevertheless, in a handful of specific areas, one can find some minor yet important faults with the financial planning advice that...more
Are you looking for supplementary source of income to make ends meet? These days who isn't? When times are tough, people tend to engage in fraudulent crimes and so on. E.g stuffing envelopes. Most have come across the advert promising that you can earn thousands of dollars every week by simply stuffing envelopes in your spare time. This sounds like a good deal to many unsuspecting people. After all, sitting in front of the TV and...more
Nowadays, finding auto finance companies is pretty easy. Even with the economic conditions the way they are now, many organizations are in the business of lending capital to people looking for auto finance deals. However, most people prefer doing their business online since it's so fast and easy. Auto finance is no different; people can easily search for auto finance companies online. In fact, the easiest way to get auto finance deals is to search online since it is the most hassle-free and practical method. Online auto finance companies, unlike regular offline companies, do not require you to roam around from office to office applying for quotes. You can do business with any auto finance company from anywhere in the states unlike offline companies that require you to be a resident in the areas where they offer services. Today tons of online auto finance companies have created an air of competition among themselves that ensure you get a better deal than you could possibly get from regular companies. There are also many online brokers which can help you find a good deal as well. These brokers offer you additional options like comparing rates from different companies,...more
Oftentimes when people apply for auto finance, they end up paying back more than they had consciously realized. Sometimes the monthly installments may be so high that people just skip an installment or two in-between and finally begin defaulting. Such people almost instantly notice the fall in their credit scores and after a while...more
The word "investor" is quite a general term that means different things to different people. Dictionary.com defines an investor as "someone who commits capital in order to gain financial returns". So what does this mean in terms of real estate investing? There are three types of investors: lending, equity and hybrid (or combination). Here is a...more
Debt is one of the biggest concerns for the majority of families today. Most of us are thousands and thousands of dollars in debt. We often live from paycheck to paycheck, and we worry about paying our bills. In fact, many of us would not be prepared if an emergency arises. Worse yet, if we were to lose our jobs, we are just days or weeks away from bankruptcy.With the media constantly telling us how much happier we will be once we own a certain kind of car or take that dream vacation, it is hard not to believe it. We believe in buying now and paying later, but it's not in our best interest.Debt costs more than most of us realize. Living debt free is much better. Here are seven problems linked to excessive debt.PresumptionsThe first problem with debt is that it presumes tomorrow. When we borrow, we are essentially telling our creditors that we will be here later on to pay the debt back. However, James reminds us, we're not promised tomorrow. In James 4:14, he tells us, "Why, you do not even know what will happen tomorrow. What is your life? You are a just mist that appears for a little while and then disappears." (NIV)Damaged relationshipsDebt also damages relationships....more
Being able to use an affirmation is something that sounds so simple at first, but most people find that they do not get the results that they want from using affirmations. You may have already heard how powerful an affirmation can be and how using...more
To financial freedom are you desperately trying to find the road? The quest for financial freedom is a grueling process dor most of us. If people think you are desperate, they'll bully you into buying their useless products - to get...more
Less than three short months ago, a new 1Step System was born with a very real potential for generating a great deal of income in a short time. Co -founders Rod Stinson and Chris Koehl have brought this opportunity to people all over the world. Many...more
HP Officejet Pro 8000 is stiff competition against modern laser printers. The Officejet Pro 8000 is a color printer that has similar features to that of the HP Color LaserJet CP2025dn. HP Officejet Pro 8000 features an automatic duplex, USB...more
Are you desperately trying to obtain financial freedom? The quest for financial freedom is a grueling process dor most of us. You need to work hard for everything and most of the time, people who think you are desperate prey on you to...more
Sinusitis is usually caused by severe congestion, headache, mild fever, pain in the face and a yellowish green nasal discharge that continues all day and night. It's an inflammation or infection of the sinuses, the hollow spaces in the...more