There are a number of government grants for starting a business and there can be a lot of competition for them unless you know where to look and how to apply. It really isn't as difficult as many people make out, at least, not if you have a little help and know what you're doing.Small businesses are frequently started on a shoestring budget, but what if you could have the money you need to really start things off with a bang? Imagine the...more
Anyone who has gone to college or university knows that once you graduate, student loans are the bane of your life. For those who have dropped out of school, things can be even worse. With the economy sinking, it's not surprising that many ex-students are finding it difficult to find work that will pay the bills, much less their loan payments. That's where grants to pay debts come in.There are a number of government grants available and while the...more
Starting a small business can be very costly, as any entrepreneur knows. That's why many people start looking for financing options. There are several choices, but if you want to remain in control of your business, you can rule out investors, which leaves you with government small business grants and small business loans. These are two very different options, so we'll take a closer look at them here.LoansLoans are borrowed money. You'll need to pay it back, plus interest. Often the money is provided by a bank, but there are other options, as well, including government loans and private lenders.Many people go for this option because they don't know any better and either don't feel they can get a government grant or don't believe they exist. Loans can put a lot of pressure on a small business because they charge interest rates that can be fairly high in some cases. The pressure to hurry up and make enough to pay back the loan can distress a business owner and may end up causing the business to go downhill. Many new companies fail in their first year and the need to repay a loan certainly doesn't help.Government GrantsGrants are different from loans in that you don't need to pay them...more
How many times have you looked around your home, frustrated with the state it's in, but knowing you just don't have the cash to fix it up? It's a common problem, particularly these days when there are so many people out of work. Homes need constant upkeep and if you experience a severe storm or other event that leaves your house in shambles, it can...more
Chances are, if you're looking for a grant to start up your small business or not-for-profit organization, you don't have the money to hire grant writers. A few will work with the promise of payment once the grant money comes in, but these are few and far between. The alternative? Do the government grant writing yourself.Benefits of DIY Government...more
Government funded grants might sound too good to be true, but the fact of the matter is that there are vast numbers of government grant programs out there. There are also a lot of people looking for that grant money, so if you are going to be successful in your application, you need to know what you're doing.Consider that there are a number of people applying for the exact same grant as you, possibly even thousands. While grant funding is available, often to more than just one startup or non-profit, you will still need to beat out a lot of other people. That means you need a really awesome proposal in order to get that money for your organization or business.Writing a proposal for government funded grants might sound difficult, but if you know what you're doing, it doesn't have to be. There are a lot of factors to consider when writing the proposal, simply stating that you need the money isn't going to cut it. You'll need to include a project summary, mission and objectives, plans for managing the project, documenting it, timelines, and a number of other things that the government will want to know about before even considering giving you grant money.You'll also be required to...more
Grants for minorities offer a chance for businesses and organizations to get a head start. Through government grants, it's possible to get the funding necessary to start a small business or a non-profit organization. However, it can take a little...more
Have you ever dreamed of playing the guitar for your beloved girl in a starry night, or have you ever been thrilled about the idea of one day transcribing your love for her into notes and playing it by yourself? If it is the difficulty...more
The latest in Ping’s G range of fairway woods the Ping G15 Fairway wood updates the hugely popular G10 model and shares many of the improvements seen in the Ping G15 driver. The G15 has an elongated head design which means the...more
At first glance, trying to find the perfect business credit card deal may seem complicated. How do you start with your search? How can you compare different credit cards effectively? Let this article be your smart guide in comparing and finding...more
The very first thing that needs to be understood is that if the original creditor sold or assigned your debt to a collection agency, then you have only the collection agency to talk to, so forget about running back to the original creditor, because...more
It used to be a basic expectation if you were applying for a loan, you had to be employed. Today, in a time of economic unrest and government support offered to lenders, there is a lot more leeway when it comes to giving loans, and unemployed...more