President Obama knows homeowners need help. That is why he announced his $75 billion “Making Home Affordable” plan. This plan will allow nearly any homeowner to get a mortgage refinancing, save money, prevent a home from being lost, or all of these things. Here is how President Obamas stimulus plan is helping homeowners get a mortgage refinancing. This program is all made possible because of the $75 billion that is being used...more
People have money trouble for different reasons. On the other hand, there are some mistakes and bad financial habits that are common in these situations. This explains why some people have these problems with money over and over. See if any of the following apply to you. 1. Not wanting to think about money. If you didn't pay attention or think about where you were going when driving you would probably get lost and have accidents...more
Streamline refinances are easier than other types of refinances because their is no appraisal or credit report required. The only time that this is not true is if the new loan amount exceeds the original loan amount, but if that is the case you likely won't qualify anyway. What makes a streamline refinance quicker and easier to obtain than any other type of refinance is the fact that their is little documentation needed to close on the loan.Basic Requirements For An FHA Streamline Refinance-Mortgage being refinanced must already be FHA insured-The mortgage being refinanced may not be delinquent-Borrower's monthly payment must be lowered-No cash outThere are certain things that need to be taken into account when doing an FHA streamline refinance. First of all, the mortgage being refinanced already has to be an FHA approved first mortgage. There is no cash out allowed by the borrower, and the purpose of the refinance is to simply lower the borrower's monthly interest and principal payment. To provide for closing costs, there may be a minor adjustment in the no cash out clause allowing up to an additional $500 above the original loan amount.The only repairs that are...more
Are you looking for a FHA loan modification? You can still get it. Lots of people who have obtained a FHA loan in the last few years are not finding it difficult to pay their bills now. There is still hope, though, even if the future looks bleak right now, everything can change in an instant. However, nothing will happen if you don't act.If you are...more
This is not a million dollar question and every single individual knows the answer. However, most of them fail to stick by the basic rules to save money. Here are certain tips on how to save money. You do not have to buy expensive gift wrappers. You can make some wrappers at home if you have some creative ideas. Every one loves to...more
Simple and effective. Sell Fort Knox Gold, all of it ! Equally dispense it to every tax payer in the US that is a legal citizen. That is 147 Million Ounces X 100 dollars. They will have to pay taxes on the gift, which will bail out the government. Many will put the money in banks, which will bail out the banks. Many will spend alot which will help the businesses and those businesses will put the money in banks and pay taxes on it, and hire employees. Social Security Tax would be paid, and that would bail them out as well as Medicare too. Stipulations could be made that some of the money goes into a Health Account to improve individual health, exercise clubs, health clubs, nutrition education and supplements , alternative medicine (I can hear the pharmaceuticals rallying the lobbyists to bribe officials over that). Stipulations could be made that some of it be spent on education, but not like the lottery where the real winners are the states that host them. Also paying for individual education. Weight loss incentives, more money into health account for proven weight loss. Similar Smoking incentives too ! With all the buzz around about health insurance, the costs will overwhelm...more
SEO ServicesI came accross an interesting site today that offers a unique SEO service called 'The Ultimate Viral Link Building System' and thought I'd give it a go and provide you all with a review of what it was like.I first came...more
While you have narrowed down your choice of clothes dryers to the couple that you are comparing you are probably asking what kind of clothes dryer review questions should I ask to make sure that I am going to get the best bang for my buck. Well, that...more
Boils are characterized by swollen, red bumps in the skin that is caused by an infection of a hair follicle; typically the culprit is the Staphylococcus Aureus bacteria. Individuals who repeatedly suffer from boils finds it very...more
Some consumers are starting to see how a prepaid debit card gives so much convenience. Although credit cards are also useful, there are a few benefits a prepaid debit card have that credit cards don't. Here are some of the advantages of using a...more
If you are working person then surely you have a bank account and if you have a bank account then it is obvious that you have to deal with the interest rates and debts and loans they charge you. Banks loans are beneficial till the time when you...more
Contrary opinion is a trading strategy that was published and made popular in the early 1980's for the commodity futures market. This is a simple trading strategy to understand, and while the logic behind this strategy can be argued back and forth...more