Its hard to imagine life without credit cards. Its so easy to get them and even easier to use them. Before you know it you have a wallet full of plastic. The trouble is, eventually you have to pay for what you charge. You start dreading the mailman since you know hell be bringing a stack of credit card bills. You just cant seem to get all those monthly payments made with the money youve got coming in and overdue bills are piling up. If this...more
If you look at your money situation and understand that you want to have a strong financial future, you need to be able to find the right person to help you. You will need to talk to a professional, who can listen to what you have to say about how you think your money is working and can give you good advice. Thats why selecting just any Atlanta Asset Management Company wont be enough for you. You need to see out the best. Your Goals Are...more
So you have decided to pare down your credit card debt. Good for you! As far as financial decisions go, this is one of the best you can make. Paying minimum credit card balances and juggling monthly payments can cost you thousands of dollars and create a great deal of stress. One good tool for getting rid of those monthly payments is credit card debt consolidation.Simply put, credit card debt consolidation is taking out a new loan that will cover the balances you are carrying on your revolving credit. This creates one monthly payment instead of many. Since credit card balances typically have high interest rates, the goal is to get a considerably lower interest rate. When combined into one manageable monthly payment and a well designed budget, youll be on your way to being debt free in no time at all.There are four primary tools that you can use for credit card debt consolidation:Mortgage refinancing with cash outHome equity loansPersonal loansCredit card balance transfersBecause they are backed by your home as security, mortgage refinancing and home equity loans typically offer you the lowest interest rates. Personal loans are granted based on your good credit and are best secured...more
If there is one financial goal that you should be thinking about undertaking it is to get out of debt. While it may not be an easy task, it is possible. In the long run, you will find that once you get rid of your debt you will have more money to spend and far less stress in your life. One excellent tool you can use in your effort to reduce your...more
There are many reasons to reduce your debt. Perhaps your monthly payments are bigger than you can handle. Maybe the stress of having so many bills just isnt worth it anymore. Or maybe you just want to take back control of your finances. Regardless of your reasons, this is a great time to get started. There are many tools you can use to start the...more
This outline is adapted from a handout I give to my life-writing students. The points made here apply to writing in general as well as to writing our life stories in particular. I. Why should we write? A. Frank McCord in Writers Digest, Feb. 99, p. 19: But now I realize that everyone has a story. Nothing is significant until you make it significant. Its not what happens to you, but how you look at it. B. Frank P. Thomas, How to Write the Story of Your Life: God created people because He loves stories. Humans are happiest when we are creating. There is a revival of activity today in search of our roots and family history. C. Stunk & White, The Elements of Style: Writing is a way to go about thinking. D. Rick DeMarinis, The Art and Craft of the Short Story: Storytelling is how we make sense of the world. E. Robin Hemley, Turning Life Into Fiction: Writing is a discovery process. Part of the fun is learning why you wrote what you wrote. F. Writers Digest, Aug. 00, pp. 20-21: You might find that the greatest rewards of writingevolve during the process of bringing your ideas to the page. As you reveal more of yourself on the page, you might notice patterns in the way you think, behave,...more
There are few times in life worth looking forward to that are better than retirement, unless it is retiring knowing you will have financial security for you and your family. Most people will spend years working, knowing retirement is going to sneak...more
(1888PressRelease) - New York Film & Finance (NYCFF) announced today that their first event of the new season will be in support of the people of Haiti. "We cannot stand by without trying to at least make some sort of impact. So, our...more
Financial analyst is the most in-demand profession in financial services industry. This profession considered to be a niche in the market, because its leads towards different opportunities and one can work in all levels; junior and...more
While Nintendo has been dominating the home gaming market with the Nintendo Wii, they have also been in control of the portable gaming market with the Nintendo DS and DS Lite. They have recently upgraded this line with the DSi...more
Penny stocks are stocks in small cap companies that trade outside the major exchanges like NYSE or NASDAQ. They are traded over the counter and are also called OTC or micro cap stocks. Penny stocks fall into the high risk category of...more
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