How GPA Affects Auto Insurance Having a high school driver added onto your auto insurance policy can be pricy. However, the cost of insuring your young driver can be reduced by applying a good student discount. Many California auto insurance companies offer a good student discount. If your child maintains a high grade point average, the savings from such discounts could be hundreds of dollars a year.When a young driver is added to an...more
Good Credit Score? Auto Loan Companies definitely offer Lower Interest Rates The auto car finance company needs potential borrowers who have good credit history with standard income status and then only they approve for the car loans. The complete new process of purchasing any used or new car begins when the car purchaser gets in contact with the car dealer.The auto finance companies usually prefer to lend auto loans to borrowers who have...more
Internet Auto Insurance Quotes When getting auto insurance quotes on the internet it consumers need to know who it is that they are asking for an insurance quote. By searching on a top rated search engine for auto insurance quote there are more than 17 million options to choose from. This can be overwhelming to many consumers.Out of all of these options they are split into 3 top groups that are rating. There are auto insurance companies that work directly with clients to provide insurance coverage, independent agencies that work on behalf of the consumer to get quotes from the companies that they represent, and other companies that gather information and forward it to multiple companies and agencies.When getting insurance quotes online from insurance companies directly consumers will most often only be able to receive a quote for the policy that they are able to provide you. If they would like to weigh their options with other carriers they would need to request additional quotes from other sources.By requesting a quote from an independent agency the agent will be able to get auto insurance quotes from all of the companies that they represent. In a sense they will be doing a...more
Factors That Determine Auto Insurance Rates Auto insurance rates are determined by multiple factors including coverage, driving experience, driving history, zip code, and the vehicle being insured. All of these variables and many more determine the premium on an auto insurance policy.The coverage available varies by limits and options of...more
How to Not Misquote Auto Insurance When getting auto insurance quotes it is important to remember that the price that consumers are given is based upon the information begin provided to them. It is important that when getting quotes apples are being compared to apples. Many times consumers will get insurance quotes from many companies and...more
Get All the Available Auto Insurance Discounts When getting quotes on auto insurance policies it is important to make sure that all of the discounts available are being applied to the policy. There are many types of discounts available that can significantly reduce the premium on the policy. Some of these, for instance the good driver discount, can reduce the premium by as much as 20 percent in on California auto insurance policies.The discounts offered will vary from company to company and most insurance companies will combine discounts on policies to reduce the premium being charged. A few examples would be the good student discount, multi-policy and civil servant discounts. There are actually companies that are available that previously had exclusively written policies for civil servants, such as, firefighters, teachers, and police officers that now will write policies with all occupations but apply the discounts to these types of employees.The good student discount is one of the most important discounts that can be applied to the policy. Many times this discount is the largest reducing factor on a policy that has youthful operators or drivers with minimal license...more
Choosing an Auto Insurance Collision Deductible When choosing and auto insurance collision deductible it is important to compare the premium associated with the deductible that is selected. Many times the collision premium on a policy will be...more
When Auto Insurance Rental Car Coverage Is a Must Among the many options of coverage associated with auto insurance rental car coverage is one that the consumer should make an educated assessment of their personal situation to see if it is a...more
California Full Coverage Auto Insurance In California many drivers on the road are under the impression that they have a full coverage insurance policy. This is not the case. There is no such thing as full coverage. All insurance policies that...more
Auto Insurance Roadside Assistance Many auto insurance policies have the option of carrying roadside assistance coverage. Roadside assistance protection is designed to assist client immediately when they are in need of a tow truck, jump start,...more
Auto Actual Cash Value Coverage Whenever comprehensive and collision coverage is selected on a policy the vehicle is covered up to the actual cash value unless otherwise stated. Some policies are written as stated value such as commercial auto...more
Consumers Should Shop Auto Insurance Rates before Buying a Car Some vehicles can cost fifty percent more to insure. Rates can vary by year, make, model, and sub model. It will always be in a consumer's best interest to shop their auto...more