What you need to know about online payment
What you need to know about online payment
What you need to know about online payment
Information Technology is FUTURE.
Online shopping is FUTURE.
Online Payment is the facilitator.
Internet banking is 99, 99% safe, the only loophole is the user.
Your bank WILL NEVER requests your personal details over the phone, sms or e-mail.
When getting an e-mail from any bank requesting you to update your internet banking details or any update whatsoever, DO NOT OPEN, DELETE.
Never GIVE AWAY your personal details through telephone, sms, e-mail or UNSECURED SITES.
SECURED SITES has S in their address: Website addresses starts with HTTP or HTTPS.
You do not have to type these when typing address as they are registered as such.
When you get into any website, check the address bar on top of your browser. If it reads: http://absa.co.za, the site is UNSECURED, DO NOT PUT YOUR PERSONAL DETAILS ON THAT SITE.
If it reads: https://absa.co.za, the site is SECURED, YOU CAN TRUST IT WITH YOUR PERSONAL INFORMATION.
The secret is S at the end of HTTP.
Online Payment Methods
EFT Electronic Fund Transfer Perfectly safe as you will be either using online banking or cell phone banking.
Credit card Payment It is safe only if you don't give away your credit card number because anyone can use it if they get hold of your card number or actual card.
Third party payment There are number of these and the leader is Paypal. On their safety, please follow SECURE/UNSECURE site principle.
Hope this tips helps. If you have any comment or need to add something, feel free to comment below.
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