How to reduce auto insurance premiums?
How to reduce auto insurance premiums?
How to reduce auto insurance premiums?There are several methods to reduce the cost of his auto insurance. Some seem obvious, but are not always used. On the other other hand, are more subtle. We show in this paper the different options available to consumers today.
First, the mileage that you made is reflected in the price of your car insurance. The less you drive the less you pay! Most auto insurance companies in Quebec worthy of the name are offering discounts to customers who run small and using public transport or cycling, for example, for trips between home and workplace. In the same vein, it is strongly recommended to avoid, where possible, use your vehicle for trips that are professional. In order to calculate the amount you will pay for your insurance premium, the companies note if you use your vehicle for business purposes, in which case you will face a surcharge.
In addition, you can lower your auto insurance premium so long (an average of fifteen to ten percent) if you choose to increase your deductible from a few tens of euros. However, this is a gamble and you should be sure your calculation as in case of accident where you are responsible from the damage you will need to take charge of course more important.
Then, it is perhaps worth recalling that ride properly also helps to lower the insurance premium. If you ride without an accident, your contribution will inevitably decline each year with the bonus-malus, reaching the lowest possible ratio is 0.5.
It is important to clarify the same as if you decide to drive into a small car rather than the last meteor out-of-price, your insurance premium will be lower. Indeed, vehicles flashy are much more prone to vandalism and theft and auto insurance companies are well aware. Besides, remember that if you have a vehicle that is equipped with an antitheft system, you can ask your insurance company to lower your insurance premium.
Finally, the phase information before purchase insurance, and even after signing the contract, is vital to save. Indeed, before the subscription, it is imperative to learn about different companies and take into account all the parameters in order to choose the offer that best suits your situation. For example, many companies offer discounts for customers who already have a contract with them in order to benefit the customer benefits because of his loyalty. Thereafter, even if you already have a contract, continue to prospect among competitors in order to observe changes in offerings.
Also, take note that insurance of tuner cars is usually more expensive that for the casual cars.
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