Have lawyers made the insurance industry overregulated? The insurance industry is a mature global industry which has a number of very large international firms as well as local players all vying for market share in their given spheres of influence. In the early stages of the development of the insurance industry however, the industry was very under regulated and some very shadt providers of insurance were allowed to operate in the market...more
When thinking about car insurance, most people tend to evaluate it as an unwanted expense and will take any chance to cut down its price. The most direct and obvious way to do so is to cut down all additional types of coverage, leaving only those required by the law. And one of the coverage types, which is usually sacrificed for cutting the value of the policy is of course collision coverage. People are used to underestimating the importance of...more
Tough economic times makes for tougher financial times. The big lump-sum premiums are a big part of the epidemic of the uninsured-something sweeping the nation. Fortunately, it may be possible to pay in installments.Economic Hardship Creates Uninsured DriversIn the United States, about 1 in 7 drivers are uninsured. This varies state to state. In some, like California, 1 in 4 are uninsured. This makes for a dangerous situation.Despite the fact that the law requires drivers to be insured, many motorists simply cannot afford insurance. They also cannot afford not to drive, because transportation is necessary to work at all.Analysts say that this situation is the result economic downturn. The recession in the United States is a major factor, but so is the global economic downturn. Global financial markets have led to more pressure being put on insurers.Recently, however, there has been a reversal of the trend. In the last year, the number of insured motorists has increased.Some of this is due to economic recovery, some to government programs, and some credit goes to insurance companies stepping up their efforts.A larger reason may be the new ability to pay for insurance in...more
Knowing How to Choose An Insurance Adjuster That Works For You Living near the ocean means you can do just about anything. You can enjoy the sun kissed weather but can also experience storms and the extremes of hurricanes. Amazing how the weather can change so sudden from sunny to cloudy. This is why most of the families and individuals who...more
If you reside in Santa Monica and are in the process of purchasing a vehicle for the first time, you must obtain a number of different quotes from reputable insurers in the area to make a wise investment. While insurance is required in the state of California as stipulated by the state's financial responsibility laws, investing in adequate coverage...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds, 20 tdsReceiving: Adams - 48 rec, 909 yds, 7 tdsOregon LeadersPassing: Thomas - 195-321, 2518 yds, 28 tdsRushing: James - 281 car, 1682 yds, 21 tdsReceiving: Maehl - 68 rec, 943 yds, 12 tdsAuburn QB and Heisman Trophy winner Cam Newton has seen a dramatic increase in the effectiveness of his deep ball in the past five games. In the Iron Bowl and SEC championship, Newton was a combined 7-of-11 with four touchdowns on throws of 20 yards or more downfield.His turnaround on deep throws can be attributed in part to his ability to connect with receiver Darvin Adams downfield. In the past five games Newton has completed seven of his nine passes when targeting Adams more than 20 yards downfield, five of them for touchdowns. He hasnt been picked off and has almost quadrupled his yards per attempt average.Newtons success throwing the ball -- hes the nations top-rated passer -- helps set him up for big gains on the ground, and he gets it done in a...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Are you a nature lover or are you apart of the get up and go crowd? Or maybe you are part of the family that plays together crowd? You will note that these are categories that Go RVing has identified.If you fall into one of these categories, have...more
E&O-Important Info You Need Before Getting E&O Coverage A lot of businesses do not believe they need E&O insurance (error omission). This might or might not be true. How do you tell if it is necessary for your firm? First, you need to...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more