Guidelines for choosing right insurance plan You wish to stay away from insurance sellers – be them in person or online, you could keep in mind the basic facets of insurance and get going in choosing the right insurance plan for yourself. If you are confused about which insurance plans to choose, you could follow the guidelines mentioned below – Health insurance is most vital of all the insurance plans. It provides cover for your...more
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The Benefits of Insurance Brokers New York Over Agents While many drivers and homeowners choose to quote their policies directly from an insurer, those with a wide variety of needs may consult insurance brokers New York to make the process of quoting and binding insurance that much easier. An insurance broker differs from an independent insurance agent as they work on behalf of both the customer and various insurers to contract policies. An independent insurance agent will be contracted to sell one company's policies and cannot refer business to more than one insurer. They also have a primary alliance with the insurer rather than the client. Because a broker generally has no contractual agreements with a carrier, they are a beneficial player in the negotiations of premiums and policies. An insurance broker works with multiple insurance companies rather than for them. Because the broker is not held "captive" to one specific company, they are able to offer buyers a number of different options when quoting auto, home, life, health or commercial insurance. While an agent is required to obtain Property and Casualty and Life and Health licenses for the state in...more
Side A D&O coverage is becoming a must for any Director or Officer for both public and privately held companies. In a professional liability insurance policy for Directors & Officers Liability, the entire limit can be eroded by outside claimants, leaving Directors and Officers exposed.What is Side A Covererage? Simply the coverage for the...more
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Top 5 Cosmetic Surgeries Insurance Covers: Eyelid Tuck and more It certainly isn't a surprise to anyone that we are in the age of plastic surgery. Plastic surgery Los Angeles used to be a taboo topic. Insider stories about which stars have had which surgeries done used to make magazine covers. While the news is still interesting, it's just so common now that it's not surprising. The stars are expected to get some sort of cosmetic surgery to maintain their looks. In the last thirty years stars aren't the only ones getting plastic surgery. Liposuction, face lift surgery, breast augmentation, rhinoplasty and eye lid tuck surgery has become so common that somewhere between a quarter of a million to a half million people have these surgeries performed annually in America alone. Thanks to so many people having these surgeries, some insurance companies are now covering medically necessary cosmetic procedures. The top five cosmetic surgeries covered by insurance and the reasons they are covered are listed below. 1 – Eye lid tuck surgery is the number 1 covered surgery. The largest age group in America, the baby boomers, is crossing the half century mark or has already done...more
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Are You Considering Wedding Insurance? Your big day is your big day. You will never be able to repeat your wedding day, its special and you want everything to go well. As such you may wish to cover the unknown and give some thought to taking...more
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Are you getting ready to plan your retirement years? After working hard to provide yourself and your family during each one of these years, it is nice to recognize that there will come some time when you and your better half can simply rest and...more
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