Suitable insurance is mandatory in the UK with all drivers requiring their car to be insured to cover potential damages. It is no different for private hire taxi drivers, however as a vehicle that operates on a hire or reward basis you will need to have a specialised private hire insurance policy. Whilst the majority of insurance brokers will offer private hire insurance it is often best to contact specialist brokers who are experienced in...more
Minibus Insurance can be defined as a specialised insurance that ensures you are legally covered for transportation of people in a vehicle that holds usually between nine and sixteen passengers. Minibuses are important vehicles that are key to the operations of many small businesses and organisations, so it is important that you have the correct insurance within the UK to operate a minibus legally. Minibus insurance is essential if you are...more
There are a number of important differences between private hire vehicles and taxis and this affects the type of insurance policy that is required. Unlike taxis private hire cars are not legally permitted to take public fares, as they have to be pre-booked due to the licence that they own and the relevant insurance cover they have.Many people within the UK turn to private hire taxi driving as a way to boost their income, however there are a number of laws and regulations that must be met. If you are not correctly licenced as a public taxi but have a licence for private hire then you can only pick up prearranged fares that have been booked through the operating agency. If a private hire car picks up a fare that has not been pre booked then they risk receiving penalty points on their licence, a driving ban or even a jail sentence. However these legal requirements for public hire taxi are only in place to protect the public.A private hire taxi driver is still required to pass a number of local authority tests and meet criminal records checks before being licenced. All private hire cars journeys are recorded and logged, and every private hire driver is required to wear all relevant...more
It can often be difficult to try and lower your motor trade insurance policy but there are a number of areas that you can look to change to try and drive down the cost of your premiums. It is however important to understand the level of cover your motor trade policy supplies as many motor trade insurance policies can range quite dramatically in...more
If you operate a minibus for any reason you are required by law to have a specialised minibus insurance policy. Minibus insurance covers all forms of minibuses that carry anywhere between nine and sixteen passengers for any purpose. Its understandable that insurance premiums can be expensive however it important you have the adequate protection in...more
Minibus Insurance is a legal requirement for anyone who operates a vehicle that carries between nine and sixteen passengers. Like most, minibus drivers can experience high premiums just ensure that they can keep the bus on the road and effectively covered for eventualities. However there are a number of options worth considering when looking at reducing a minibus insurance premium. The majority of insurance brokers offer specialist discounts that many people will qualify for and it is no different with minibus insurance. When you contact an insurance broker ask them if you can qualify for any discounts. Brokers will generally offer introductory discounts for new customers even if you do not posses any no claims bonuses. Having multiple policies with a single insurer can also help reduce your premiums. If you are a small business ask the broker for quotes on your other insurances and what discounts they would be willing to give you if you switched to them. They may not be cheaper on certain insurance products but many people are surprised at the savings they can make overall.Complete an advanced driver or defensive drivers course. Although this further driving education is not...more
When you are running a private hire taxi company it is important that you have adequate insurance in place. It is not only a legal requirement and a licence requirement but is very important to the type of business a private hire taxi company...more
Vehicle insurance is a requirement by law within the United Kingdom. More specialised insurance policies are required however depending on the use of the vehicle. A form of taxi insurance is required if you intend to transport passengers on a hire or...more
Ever had a fender bender and decided not file it? It's understandable, a lot of people don't want their insurance premiums to rise. As a personal injury lawyer I see this quite a bit. Many people would rather just pay for the damages out of pocket...more
Understanding Business Insurance When you experience a significant financial drawback in your corporation, your business insurance plans can help you a lot in recovering from your downfall. This is the reason why you need to pick and choose...more
Coming up with a low cost Semi Truck insurance plan 1-800-513-3135 Most people think they cannot manipulate how Semi truck insurance companies evaluate their application for a semi trucks insurance policy. They are under the assumption that...more
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