If you have decided to open a business in the Southwest, you may notice a number of unique challenges and opportunities. The weather is amongst the oddest in the country, switching between extreme heat and extreme cold with the season, and you have likely learned that the term "dry heat" is a cruel joke perpetrated on outsiders. However, your business may be thriving due to the unique local economy, and you may need to either purchase better...more
While we understand that to invest in a unit trust carries certain risk, especially so when the unit trust carries lots of equity component and more so if the investment is on foreign market. A few of the most overlooked investments are insurance based. Let's be clear - fixed income simply means an investment that would pay you a fixed amount of money over time. We take them for granted until something happens to them. We think that this scenario...more
Insurance is a fairly simple concept; you pay a company a certain amount of money in order to cover your own financial risks. In general the amount of money you pay, known as a premium, is far less than the amount paid out by the insurance company should your claim be successful. So why do you need insurance? Let us take a look at some scenarios:Should you have a family and you unexpectedly die, could your family maintain the same standard of living without your income? If your answer is no then you could take out a life insurance policy to pay out enough money to service your families financial needs long after you are gone.Injuries and long term disabilities are almost scarier than death in terms of the financial burdens they could place on a family or individual. Could you afford to maintain your current level of living should you become disabled and unable to work? If you cannot then you could take out a disability insurance policy to cover you for this type of eventuality. This type of insurance is even more important for the breadwinners in families.Car accidents happen all the time, but what would happen if you caused an accident with two other vehicles? Could you afford to...more
Landlord building insurance can protect the building from damage Becoming a landlord is one of the most popular ways of raising income. But without landlord insurance, there may be a danger of losing out financially in the event of damage to the property or injury to the tenants.Doing the correct research into the various landlord building...more
Getting Good Building Insurance If you have just bought a property with buildings already on it or are intending on building fixed structures, you probably need to have building insurance. Building insurance is cover against damages caused by natural disasters or people. It covers only the structure of the building itself, not the contents...more
Truck Insurance, How To Find Cheap Short Term Truck Insurance Short term truck insurance is sometimes needed if you're planning on traveling or borrowing a vehicle for moving or hauling. It is a good idea to obtain truck insurance for a brief period of time so as to avoid any problems or hassles later, particularly if you live in Australia where you will need a truck to use as haulage or travel long distances.This kind of cover functions just as an ordinary vehicle insurance. It could be personalized to meet your own requirements and could include collision, liability and medical coverage or any other type of cover needed.One of the advantages of purchasing short-term cover is that it could save you cash and protect your good driving record ought to you have an accident, without jeopardizing the no-claims discount already in place for the policy.It isn't that hard to find temporary insurance for your truck. There are many insurance providers that provide such policies due to the high demand. If truck owners are trying to find automotive insurance they must do a bit of research on the internet. Its a known fact that many insurers structure and implement their policies...more
Affordable Truck Insurance Quote - How To Find The Most Affordable Quotes To most Australians, finding a cheap truck insurance quote in Australia may seem to be a tough task. However, with a couple of tips, they would find that finding such...more
Reminders When Getting Semi Truck Insurance Getting semi truck insurance is essential for the welfare of both driver and truck. Car owners who purchase insurance on their own can get the most affordable rates. However, you can still further...more
The Benefits Of Online Free Insurance Quotes A person who has insurance plans and coverage, he has there assurance that all his properties or possessions are in top security. However, because of the prices of car and home insurance policies...more
Dump Truck Insurance Deals Delivers Protection Driving long distances with a huge truck, a long trailer, and tons of cargo definitely demands protection. If yesterday's horse-drawn carriages and wagons had to deal with bandits, beasts and bad...more
Don't Forget About Earthquake Insurance In Los Angeles If you live in Los Angeles--or any other area in which earthquakes are common--you need to make sure you have earthquake insurance Los Angeles in addition to your standard homeowners...more
Now that even heavy rains can lead to very heavy flooding, it has become even more imperative to make sure that your house is insured so that should something happen to it during a natural disaster, you have something to fall back on. Flood insurance...more