Final Expense Insurance – Quotes on Final Expense Insurance Final expense insurance is a specialized form of life insurance that covers only the costs of death, funeral, and other end of life expenses. They generally cover funeral home fees, caskets, and embalming/cremation. They can also include more detailed items. Often policy holders also have coverage for things like final medical bills, and securing their debts like mortgages and...more
Final Expense Insurance – Final Expense Insurance Details Final expense insurance is a low value life insurance policy that is specifically designed to pay for funeral expenses and other limited end of life expenses. They are basically life insurance policies that have been modified for more narrow purposes. They generally cover very basic costs and are issued for no more than about $50,000. They function in much the same way as life...more
Final Expense Insurance – Who Can Get Final Expense Insurance? You have heard about how final expense insurance can cover the costs of your funeral and how the money is paid out almost immediately. Now you want to know if you can get it. Final expense qualifications limit almost nobody from getting the insurance they desire. It is a very affordable option and many are turning to this insurance to make sure that their families have the money they need when they need it to plan and carry out a funeral. Just about everybody can get final expense insurance and it is a great way to continue caring for your family even after you have passed on.The main reason that you might be nervous about final expense qualifications is that most life insurance applications require you to undergo medical testing. If you have poor health a medical exam may make you uneasy. The good news is that many final expense insurance companies do not conduct medical testing of any sort. They may ask you some medical questions about your general health, but no one will come to your house and take a blood sample or your blood pressure. Even if you have failed to get life insurance policies in the past...more
Final Expense Insurance – Request a Quote for Final Expense Insurance Making the decision to get final expense insurance is a wise move that will ease the burden of your family members when you are gone. Finding the right insurance and making all the decisions regarding your funeral are the hard part. The best way to go about it is to get...more
Burial Insurance – How to get a Burial Insurance Quote If you have decided to get burial insurance, you have made a great first step toward securing your end of life expenses. Someday your family will thank you. Funerals alone can cost well over $7000. Burial insurance is a great way to ease this burden for your family. The next step is to...more
Understanding And Saving Money On E&O Insurance Errors and omissions insurance, more simply known as E&O insurance, is designed to protect businesses in the event of an error that causes harm to others. Architects, insurance agents, brokers and the like are all at risk of causing unintentional harm to others because of a mistake made on the job. Covering the attorney fees alone of a lawsuit can wipe a person's bank account quickly, so it is a good idea to have this kind of insurance in place for your policy if you are at risk of having such a case brought up against you. E&O coverage is also sometimes referred to as malpractice insurance, especially when used for people in the medical profession. No matter what kind of business you run though, this coverage can provide some much needed protection for you.The monthly premiums you pay will be a fraction of the potential damages you could encounter as a result of a malpractice case. It is important to choose a coverage amount that logically fits potential lawsuits you could have so that you are protected in all situations. Sometimes these lawsuits are inevitable, so it is always a good idea to have a backup plan.If you...more
I own a coop. Do I need to have insurance for it?Many cooperative owners today feel as if there is no need to carry a coop insurance policy. Is this true, or is it simply a misconception? Coop owners today feel as if their agent is selling them...more
Now that winter is here and has brought us piles of snow, I thought it might be useful to tell you about one of the fastest ways to make your fleet insurance policy more expensive - and what you can do to prevent it.First off, a little story to help...more
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What is Indemnity Insurance? This is a question that is asked time and time again. Indemnity insurance is a shortened version of its full name Professional Indemnity Insurance. An even shorter version of this name is PI insurance! In short it...more
Condominium insurance covers most water damage similar to home insurance. It covers water damage restoration for the damage caused by internal sources such as burst pipes, water leaks, and the like. For external sources such as floods you might get...more
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