Apartment Building Insurance-NCAIG The National Condo & Apartment Insurance Group is here to provide you with the best possible insurance products for your Real Estate Insurance needs and specialize in products that protect your investments in the most appropriate and cost effective way. We provide Real Estate Insurance services throughout the United States, including, but not limited to Ohio, Kentucky, Indiana, Michigan, Wisconsin,...more
Small Business Insurance:"Policies For This, Policies For That. As If I Haven't Got Enough To Think About." It's there somewhere on your master check list. You know you need to do something about it. But somehow, with all the other urgently pressing, day to day activities going on, the whole question of insurance probably seems a bit abstract. After all, insurance is all about what might happen, and you've got enough to...more
Professional Indemnity Insurance:Yes, you can cut costs without cutting corners You know what they say - if it sounds too good to be true, it probably is. A sound maxim most of the time. But not necessarily when it comes to professional indemnity insurance.You might imagine that a cheap professional indemnity quote would automatically mean an inferior level of professional indemnity cover. A generic policy perhaps, not one designed specifically for your profession. A policy with all sorts of hidden exclusions lurking in the small print. Or a policy with an excess so high that in the event of having to make a claim, you're left wondering who was actually doing the insuring.But the reality these days is that a cheap professional indemnity quote needn't mean any of these things. You really can get the professional indemnity cover you need at a highly competitive price.How is it possible? Well, the internet has enabled insurance brokers to dramatically reduce their overheads. And the ones that really care about providing the best possible service have passed a lot of those savings onto their customers.You'll still enjoy the peace of mind that comes from knowing that your...more
Professional Indemnity Insurance: Can You Explain It To Me Without The Jargon? Imagine that you make a mistake, you get something wrong, or you forget to do something you should have done (and however conscientious you might be, you can't really pretend that you never do any of those things).Now let's suppose that your error results in a...more
How Much Tuition Insurance Do I Need? The hefty costs and responsibilities a college career brings from tuition and student loans to textbooks and that midnight pizza habit are widely known by parents and students alike. Parents searching for a way to secure this great investment have found comfort in GradGuard's tuition insurance and...more
Generally, medical practitioners are encouraged to purchase malpractice insurance to protect them against liability in case a client decides to sue them for malpractice. Medical professionals while carrying out their professional tasks may have incurred an error, deviation from standards of care, gross negligence, or wrongdoing whether intentional or spontaneous. And they may be sued for such.For example, if a patient has been injured or harmed by a nurse, surgeon, or dentist intentionally or negligently, the patient may sue the medical professional. When this happens, the medical professional may not use his or her personal money to pay the victim or the plaintiff for the damage incurred. The insurance he or she bought previously may cover for the compensation.Getting insurance policy for malpractice allows the medical practitioner to manage the risks involved in his or her profession. Malpractice insurance provides financial protection from lawsuits and covers the medical practitioner at fault up to several million dollars depending on the coverage of the policy bought. Of course, higher premiums mean higher coverage.The rates of premium in malpractice policy depend on a few...more
Understanding Medigap Insurance Ratings Prior to you fully commit to signing up for a specific Medigap policy, it pays to know about the distinct Medigap insurance ratings. For those seniors seeking extra medical coverage that supplements...more
Insurance Risks - The Burden of Proof The significant feature, however, which distinguishes ARPI from other categories of insurance is that it covers the assured against physical loss caused by all perils and risks. Of course, having covered...more
Insurance Policy - Physical Loss Or Damage The trigger of coverage is proof of physical loss or damage to or destruction of property identified in the policy. For the purpose of defining the trigger it is not necessary to consider the meaning...more
Top 5 Everlasting Principles of Insurance Of certainty, principles ruled the world. For instance, Sir Isaac Newton propagated the acceleration due to gravity. That is whatever that go up must come down due to gravitational force. In like...more
Insurance - Waiver Or Affirmation? The only remedy available to the insurer in the event of material non-disclosure or misrepresentation is the avoidance of the policy of insurance. It must then return the premium to the assured and parties...more
Authorisation of the Insurer in the United Kingdom An insurance company carrying on the business of insurance in the United Kingdom must be authorised by the Department of Trade and Industry under Sections 2 and 3 of the Insurance Companies...more