Jewelry Insurance And Its Important The need of jewelry insurance is a big question to know a major investment and considering the carefulness of the purchase of authentic silver, gold, platinum and gem jewelry is an important plan to look out for. The typical renters or home insurance policies do not cover the theft or loss of jewelry completely which is surprisingly true, under a single full cover plan. There are many policies...more
Cover Small Business Insurance Costs via Factoring The recent economic recession has made running a business a bit challenging, so when it comes to expenses like insurance, many companies believe that it is not necessary. One survey says that as a small business grows, owners have a hard time understanding how much insurance they need.If you are a small businesses in need of insurance but you don't believe that you can afford it...more
Understanding E & O Insurance Most licensed occupations require e & o insurance, also known as errors and omissions liability insurance. Before obtaining a license, a firm must show evidence of e & o insurance to the licensing agency, whether city, county, state, or federal. This guarantees the public and the agency that the licensee, through their insurance company, can cover losses if sued for an error or an omission in professional judgment while working for a client. Basically, this type of insurance protects the public from firms that might go into business without the proper credentials or knowledge, since no insurance company will issue an e & o policy without appropriate documentation such as a degree or other educational documentation.For example, if a structural engineering company puts its stamp of approval on a set of construction plans, it certifies that the engineers have been awarded an appropriate degree, know local codes, and relevant calculations have been made to ensure the safety and security of the structure. Whether it is a parking lot, retaining wall, or downtown office building, the licensed engineer always uses calculations based on local...more
Apartment Building Insurance sometimes seems like vicious circle As everything comes with a good as well as a bad side, the scenario is same with the apartments also. Every apartment constructed for selling should be insured. The people who buy an apartment also apply for its insurance. Apartment Building Insurance is the most...more
Customer loyalty is a step to saving on insurance Every insurance company appreciates repeat customer,but unfortunately many policy buyers jump from one company to another in search of different policies.This is a bad idea if you are thinking of lowering the cost of your insurance needs.Therefore,if you need two or more...more
No Insurance for Radiation Exposure Even as the threat of nuclear radiation disclosure becomes more real in light of the reduce in Japan's Fukushima Daiichi plant, MiD DAY has found that no insurance company in the country covers the specific outcomes of such an possibility.'Nuclear radiation' is, in fact, a standard exclusion in the text of most policies.A spokesperson for Tata-AIG Life Insurance Company said, "We do not have any products that cover radiation and I am sure no other insurance company does either." When this reporter asked him if any such policies were in the offing, he replied in the negative.The Insurance Regulatory Development Authority (IRDA), too, does not have any specific guidelines for insurance companies on radiation-related cover.S Bhattachraya, Senior Assistant Director, IRDA, said, "There is no specific head for radiation-related claims. In case of deaths due to radiation, the claimants' family is entitled only to a death claim and not an accidental death claim, which is usually higher."A senior IRDA official, who did not wish to be named, said, "It is not advisable to have a separate head for radiation as the insurance companies may find...more
Insurance policies-what are the types of insurance policies you need With the different types of insurance being in place, and with the different purpose of the life insurance policies made, you need to discover for yourself which...more
Instant Tow Truck Insurance in a Few Clicks Getting instant tow truck insurance quotes is simple. Easy and simple and most convenient method of obtaining quotes is via the web. Many websites are up and able to provide you with the very...more
Rest Assured With A Reputable Insurance Firm Car accident insurance - you don't want it, but the reality is that you can't live without it! Regardless of how watchful and responsible you are on the road, it is sometimes extremely hard...more
Business Insurance For Small Business Enterprises When it comes to your small business, nothing can be more important than getting business insurance to protect your assets and livelihood. Yet many small to medium size business are not...more
How To Choose The Best Michigan Insurer If you are in the process of relocating to Michigan it is important to quote Michigan insurance packages before you make your move. While you will not actually bind insurance until you are...more
The Importance Of Having The Right Kind Of Insurance We live in a world where insurance has become necessary for many things. From life insurance and health insurance to protect us and our families in case of injury, illness, or death...more