Buildings Insurance-the guide Looking for a quick explanation of Buildings Insurance? You're in the right place. Buildings Insurance will usually cover:The Structure of your propertyThe RoofCeilingsWallsWindowsDoors As a rule of thumb this type of Insurance will cover your property and anything in your property which is fixed. In other words this type of Insurance usually covers anything that cannot be removed from the property....more
How to Lower Insurance Quotes It is no secret that car insurance can be pretty expensive, and in this day and age of a tough economy and recession, the cost of car insurance can be a painful one for many Americans. Fortunately for you, the insurance industry is feeling the economical pinch just as much as you are, and they will do whatever it takes to earn your business. This means, if you want lower car insurance, insurance companies...more
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Insurers Use Loopholes to Rescind Policies Hundreds of millions of dollars in claims are denied each year. Those death benefits mean the loss of livelihood for the denied. This means that, not only do the surviving family members have to mourn the loss of a loved one, they must also try to cope with financial loss.For all too many, not...more
What is insurance for? This has the easiest possible answer. All insurance policies are private contracts between you and the insurance company. In return for paying out the premium, the insurer pays you if you suffer an accident and incur a loss in one of the circumstances identified in the policy. But if you scratch the surface a little,...more
What your credit rating has to do with insurance rates? Many insurance providers use the customer's credit report as an important variable when calculating future premiums. So you should definitely keep that in mind when looking for a new insurance policy, because there will be a lot of people looking into your credit report and analyzing all those credit lines and due bills. The reason for this is that it was statistically proven that there's a direct correlation between a person's credit rating and the probability of the person to file an insurance claim. Auto insurance providers can predict the behavior of any given customer to a certain degree just by seeing their credit report. And it's better when it's good enough. Sure, it doesn't mean that other important factors won't be taken into account. Your car insurance provider will consider the car make and model, your sex and age, driving record, your location and other important variables that will influence your premiums. So if you don't have a credit record yet, don't worry about getting bad premiums since there are other ways to determine how much you will pay for car insurance. In fact, for some car owners this would...more
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Should You Fire Your Insurance Agent? 5 Warning Signs to Watch Out For When it comes to insurance agents, I'm sure you've heard it all before. They are sneaky, untrustworthy and are just plotting to get your hard-earned money. Contrary to what...more
How to Find Cheap Taxi Fleet Insurance Any insurance usually comes with a very high initial premium, for a new investor in taxi business buying insurance might look a very daunting task. There are many companies which offer various policies...more
The Truth About Expanding Lap-Band Insurance Coverage Lap-Band insurance coverage is a controversial subject. On the one hand, many Americans believe that being overweight or obese is a personal "choice," and that if an obese person chooses...more
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Why Your Company Needs Fleet Insurance Who wants fleet insurance, what it really protects, in addition to what it does not consist of. You may need fleet insurance although your "fleet" consists of just one car. Most of all, insurance...more