There are a number of things that can go wrong in the heavy truck transportation business. Accidents, acts of nature, damage to goods and injuries to the persons travelling in these trucks are all very strong possibilities - and unless you have a strong insurance plan protecting you against these events, you could stand exposed. It is therefore best to leave it to a reputed truck insurance service provider to handle any of these potential...more
If you own a commercial truck or operate a business in which commercial truck fleets are used to transport goods and products, then you will want to ensure that each vehicle in your fleet is covered under some type of truck insurance. Commercial truck insurance will help protect you against accident damages and any damages that may occur to your cargo. This is extremely important given the fact that sometimes the cargo inside a truck may be...more
One niche in the field of insurance that is of special interest to business owners is that of truck insurance. There are many companies in the United Kingdom that are able to offer policies for anything, from an individual vehicle to a fleet of any size, and which can be designed to also cover other types of vehicle (not only trucks) under one policy. These policies may then be further fine tuned to include your business premises and their contents, should you so desire.Policies offered under such heavy goods vehicle (HGV) policies are amongst the most competitive in the United Kingdom. Brokers scour the market for the best, most affordable and flexible policies available and then tailor them to their customers' specific needs, so that once you have every aspect of your truck insurance covered, you can leave everything up to the insurance company and get on with running your business without constantly having to worry about the small details. These companies all guarantee to cover every aspect of your insurance to ensure that your business vehicles (and possibly your premises and their contents as well) are well covered from every angle and for every eventuality.Among the many...more
If you need to have a heavy vehicle for your work, you are probably looking for many things that will be able to provide you everything you want that can help you. Thinking of all the different features you will need might make you forget about insurance. Truck insurance, though, is a very important step for you. As with every insurance, one of the...more
It is good to have the entrepreneurial drive and the courage to start your own heavy commercial trucking business. The task is a challenging one and involves putting in place a number of elements that are vital to its success. So while you may have the necessary licenses, manpower, premises, vehicles and finance all tied up, you must not neglect...more
How Does Death Insurance Work? Death insurance is not the same as life insurance because of some very distinct terms to it. It is also known as accidental death insurance and can sometimes cover dismemberment if the client wants to have it included in the policy. Life insurance pays off no matter what the reason of death is in most cases unless there are clauses for suicide and other death related issues. It is very important that you learn and understand all of the conditions of your policy and what it will cover. Don't be afraid to ask any questions before signing contracts.So how does death insurance work?When It Pays – Death insurance only pays when there is an accidental death that is not caused by naturally. For instance, if a person passes away because of old age and the body just gives out, this is considered natural causes and would not be covered. However, if there is a car accident and death is the result, this insurance would be paid off in full to the beneficiaries.Who Can Be Insured? – Any person, no matter their age, can be insured with death insurance. It is more common for those who are younger and who would more than likely lose their life to an...more
An insurance contract is a contract under which one party (the insurer) accepts signicant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specied uncertain future event (the insured event)...more
Common Insurance Schemes: A Know-How To Avoid Becoming a VictimInsist on delivery of documents within 30 days of the application.Call the company yourself to confirm coverage.Read the documents you receive and ask questions. Make agents and...more
If you have been reached at the point of phase, when it is essential to transfer your things and that also at some different place then you might be going for a moving truck rental or moving services that can transfer your domestic things from one...more
After youve bought your first new truck, what should be the next best thing to do? Yes, right. It is time for you to find the right dump truck insurance company. You may think that you are the slowest and safest driver in the world but you can never...more
An Insurance Coverage Story Which Has A Difference Anywhere you look, you see insurance adverts. Half the time you answer your phone, its some poor call centre person trying to sell you an insurance plan. You have it shoved in your face each...more
Towing Business' Missing Coverage With the convenience of the internet and insurance companies broadening their markets many tow truck business owners are finding themselves in a position of great exposure to their businesses. By working...more