Commercial Truck Insurance: Bobtail Coverage For Independents Different commercial truck drivers have different needs. Some driver work part-time; some work full-time. Some drivers own their trucks; some don't own. Some work for large freight operators; some for smaller companies. The drivers that have full-time employment usually have their truck insurance needs covered by their employers. Their employers take care of all the...more
Are You Tired of Overpaying for Insurance? Are you tired of overpaying for insurance? Have you thought there's probably a better deal or alternative out there? If you've had any of these questions, visit ZipQuote® today and get the answers. At ZipQuote® you can easily generate Free in depth insurance comparisons and quickly receive personalized insurance quotes from the nation's top companies. We'll help you find the best...more
Where Did Insurance Come From? The concept behind life insurance is pretty simple, really. When the person who has a life insurance policy dies, the people that the deceased has designated as beneficiaries will receive money from the insurance provider.But where did the concept of life insurance policies come from?Actually, this type of policy is one of the oldest kinds of financial products in existence. The concept of insurance derived from the practice of all of the villagers in a community combining their resources in order to help to rebuild another villager's home when the home had burnt down.Then, in seventeenth century Paris, a concept was developed by a banker named Lorenzo Tonti. It came to be known as the tontine annuity system. The way it worked was that individuals formed associations and created a fund that was composed of equal contributions by every member, no matter their age.The money that was collected was invested. Then, at year's end, whatever interest was accrued by the fund was divided amongst the survivors. As time went on and people in the association died the amount of interest collected by each of the survivors increased. Then, when there...more
Staying In Business With NJ Insurance There are many kinds of NJ business insurance to take care of commercial insurance needs. Policies will vary from any number of factors such as industry and the specific type of policy needed such as auto, health or malpractice.A shipping company may need to cover a fleet of trucks while a...more
Insurance In One Cost-Effective Plan When you are looking for insurance, it is a good idea to see if you can get the polices that you need lumped into one plan. It will be much more cost-effective this way because the company will be sure that they are getting your business on every coverage plan that you need and will give you a...more
Choosing Errors And Omissions Insurance In our ever-increasing litigation society, it is crucial for professionals to have reliable errors and omissions insurance. If you are in a field such as real estate, you understand the need to protect your professional reputation just as much as any other assets you use in your business. Even if you are facing a lawsuit that is baseless, you will need insurance to pay for your legal defense fees. However, finding a company willing to take the risk of providing E & O insurance may be something of a chore.With this in mind, it is best to try to obtain this type of coverage before you begin to practice to minimize the risk to insurance companies, therefore making you a more attractive prospect. Not only with this insurance cover your legal defense fees, but it will also cover any damages that may be awarded to a client up to a certain amount. However, this insurance is not the same as general liability insurance and property insurance, which are also very important for professionals. An employer may provide you with coverage, but many professionals opt to get additional coverage to be sure they are covered individually.As you...more
Types Of Insurance Your Business Needs Business insurance NY business owners should consider needs to be put in place in order to keep the business safe from financial ruin due to something that is out of the owner's control. If you...more
An Overview Of Business Insurance: Any new company or business should start by purchasing at least the minimum business insurance required by law. The laws vary from state to state, so be sure to look into local laws before purchasing...more
Business Interruption Insurance Having business interruption insurance could be just as vital to your business as any other type of insurance would be in the event that you needed it Business interruption coverage pays for the lost...more
Best Insurance Jobs: What Are They & How to Get Them If you have been looking for jobs for some time then it is very likely someone or other would have told you to check up on insurance jobs. Insurance jobs, as the name suggests,...more
Understand the Boiler Insurance Policy Despite being a popular means of heating homes n the UK, boilers are often not covered by a typical home insurance policy. Costs associated with completely replacing or even repairing can become...more
Understanding the Credit Insurance Policy If you possess a credit card more than likely you have been asked if you would like to include credit insurance. Credit insurance is a type of insurance wherein you are the purchaser and the...more