Investigative Tools Used by Insurance Companies There are several investigative tools used by insurers when assessing disability claims, including IME's (Independent Medical Examinations), FCE's (Functional Capacity Evaluations), referrals to medical consultants, home visits and surveillance. The insurer has a contractual right to compel a claimant to undergo an IME, and in most circumstances, a claimant has the obligation to attend an...more
Ease your mind with insurance Imagine a client filing a claim against you for some sort of damage or injury incurred in your session room or on the property of your practice. It is a scenario no professional massage therapist or bodyworker wants to think about or perhaps even believes to be possible. However, it is important that every professional touch therapist takes the time to consider the very nature of working with the public—and...more
Funeral insurance cover Funeral insurance provides a guaranteed cash payout to cover funerals and related expenses. Quality funeral cover will make funds available quickly, ensuring that a dignified funeral can be held without financial or bureaucratic constraints.Why do I need funeral insurance?Many people appreciate that, while funeral cover will not usually benefit them directly, funeral insurance is a way of taking care of their dependents and loved ones.However, it is not always obvious what the distinct advantages of a funeral policy can be. It is commonly assumed that keeping one's finances well-ordered is sufficient to provide the necessary means to stage a funeral. And many people underestimate the expense and importance of a funeral ceremony.The fact is that a dignified funeral can be a source of comfort to mourners, and has significant social value. The bereaved will tend to invest in a fitting ceremony, whether or not they are in a financial position to comfortably do so. The high costs of funeral services, and the related expenses, can place a substantial financial burden on families lacking adequate funeral cover.Furthermore, because of the legal red tape...more
Insurance to cover the costs of a funeral Considering the expense of a funeral these days, many people prefer to take out adequate funeral insurance to ensure that they or their loved ones are able to meet the costs of a funeral, without compromising on the funeral service or becoming financially burdened.At a minimum, funeral insurance...more
Prehistoric Man Didn't Need Insurance But We Sure Do The people of prehistoric times were hunter gathers and did not need insurance. They were nomadic and traveled in small groups often consisting of close family members. The only time that they might have stayed in one place for any length of time was if it was a source of fresh water...more
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There are actually several items you ought to be knowledgeable about if you ever expect to locate cheap van insurance. For instance, did you understand that insurance premiums for larger-sized vans are more costly than for smaller vans? A smaller van...more
PI INSURANCE: What Kinds Of Claim Do People Make? It's a good question to ask. After all, if you're going to insure yourself against a particular risk, you want to know what that risk is. And professional indemnity insurance, whilst being one...more
Ideal Way To Compare Insurance Quotes Whether it is home insurance, life insurance, vehicle insurance, travel insurance or any other policy, you should never blindly take something whose benefits, cost and return on investment you are not...more
Get Online To Compare Insurance Quotes How to get your car insured at the best rates? If you own a car then you must have car insurance. Car insurance policies are provided by many companies in the Auto Transport Industry. But at times people...more
Disability Insurance - Choosing The Policy That Is Able To Meet Your Needs To quote William Shakespeare, "As flies to wanton boys are we to the Gods". So, just like little boys get some cruel pleasure by torturing the poor, helpless tiny...more
Factors To Consider When Selecting A Disability Insurance Plan The idea of being sick, out of work, and inmobile real stinks, but hey, stuff happens. And that's precisely why you may want to consider purchasing disability insurance. What if an...more