Don't Sell Anymore Insurance Policies! Whenever I conduct a workshop or give a talk to a group of agents, I ask how many of them are in the business of selling insurance. Inevitably about 25% raise their hands. My response to them is, "If you're in the business of selling insurance you'll have a hard time succeeding because NO ONE WANTS TO BUY INSURANCE!"No one wants to buy insurance. Not homeowner's, auto, life, health or...more
What's the Purpose of Disability Insurance? If you and your loved ones depend on your salary for support, then you probably need long term disability income insurance.Think about it: if you were to become disabled, even for a few months, how would you and your family manage? Who would pay your bills? Disabling illness or injury is one of the leading causes of bankruptcy in the United States.Most people do not realize that...more
Purchase Protection Insurance Coverage Most credit card companies provide purchase protection insurance for free, as an included benefit of owning their particular credit card. As competition among credit card companies is so fierce, creditors are attempting many different strategies in order to gain and retain loyal customers. Purchase protection insurance is one of the benefits a credit card company may offer that their leading competitor does not- in an effort to gain new customers and keep customers from "going over to the other side". It is difficult for creditors to retain customers when every other month it seems a new company is offering a 0% balance transfer option to new account holders. Customers have learned to play the credit card roulette game. When their promotional interest rates go up; they simply find a new card to transfer their balance to. If your credit card account is one that does not offer purchase protection insurance without charge as one of the included benefits, you should be able to pay an additional fee in order to obtain "optional purchase protection coverage".The actual terms and restrictions of coverage for purchase protection...more
How to stay happily insured after retirement Some people don't understand you and give you a slightly weird look when you tell them that they should not go on with their life insurance plan. They say this – "I can't just drop it. I need to receive some benefits from it". From one point of view it does make sense. But frankly...more
Do Online Canadian pharmacies deal directly with my insurance? When ordering your medications from an Online Canadian pharmacy you will most likely be paying out of pocket for your medications. Because Online Canadian pharmacies are located in Canada they cannot accept foreign insurance. If you have chosen to explore the option of...more
Prevent Falling Victim To Lawsuits And Purchase Adequate Insurance If you reside in Irvine you are legally required to carry auto insurance satisfy stated mandated financial responsibility laws. While a majority of drivers on the road carry Irvine auto insurance, there are individuals who choose to drive without insurance. When individuals drive without insurance, they are putting both themselves and other drivers on the road at risk. California financial responsibility laws require you to maintain continuous liability insurance to protect a third party person or vehicle in the event you are at fault for damages or injuries. While the state does require a minimum limit for these types of losses, the amount required is far from sufficient. Understand how to protect yourself from lawsuits by binding adequate insurance.Liability coverage consists of Bodily Injury and Property Damage coverage. In the state of California, drivers are required to carry no less than $15,000 per person and $30,000 per accident in Bodily Injury. Property Damage is also required at a minimum of $5,000 per accident no matter how many vehicles are involved. If you choose to carry...more
Illinois Small Cash flow Federal government Wellbeing Insurance plan Guidebook It a thing to think about for people with unique wellbeing desires, which are or else not coated by those of the employer's or the government's. At times,...more
Disability Insurance - Need of the Hour Disability insurance is one of the most sought after insurance these days. With so many disability insurance policies available, you need to make a careful selection. You have to go for a quality...more
Why You Should Purchase Insurance From A Local Insurance Agent In Irvine, California, you are required to carry auto insurance to operate a vehicle on public roadways legally. In addition to car insurance, most residents have a need...more
How To Get The Best Motorcycle Insurance And Save Money Have you just brought that new motorcycle you always wanted,Well you probably want to insurer it and finding insurance for your motorcycle can be quite costly depending on what...more
Who is a Florida insurance adjuster and what does Florida public adjusters do ? If you are a resident of Florida you must be aware about the frequent occurrences of natural calamities like storms and hurricanes here. As a result a lot...more
What is Infertility Insurance? It is heartbreaking to find out that you are infertile, but several options are there to help you and your spouse to conceive. The only thing standing between you and a lifetime of dreams and happiness is...more