It's an unfortunate fact of life that lives need to come to an end at some point in time or other. The issue is actually that when a persons life comes to an end they often leave loved ones behind. It is our loved ones that we ought to be thinking of when it comes to contemplating our passing, not really how we will feel about it. There are plenty of things that the family and friends will need to deal with and worrying about how to pay for your...more
Many of us live much more stressful lives than our parents did, at least we believe so. We definitely live faster paced lives. This has had an effect on our overall health and more people suffer from things like strokes and heart attacks than in prior generations. There also seems to be a higher incidence of things such as cancer as well as diabetes along with other life-threatening illnesses. Perhaps this is because of the change in lifestyle,...more
In a world filled with uncertainty there are plenty of insurance plans available. There appears to be some thing to cover just about anything in almost any situation. It is important that every person and each business ensures that they have the right kind of insurance in position as early on as you possibly can. You will never know when things are going to go wrong and you need that additional little bit of cash to recover from some type of catastrophe.It's also a well known fact that many people in South Africa have started their very own companies because they need to make a living and aren't able to find a job within other companies. One thing that these people have to do is actually ensure that they've got the right kind of business insurance coverage for their companies. There are a number of different types of business insurance coverage and each company will need a different combination of insurance products.One type of insurance coverage that every business owner should think about is key man insurance. This sort of insurance coverage is there to protect your company in the event of one of the key members of the organization becoming incapacitated for some reason. The net...more
Running a manufacturing operation is often difficult work. There are client deadlines to consider, and employees may have to work long, hard hours to meet those deadlines. An employer relies on their manufacturers insurance to handle pertinent issues that arise, and on the occasion that an employee is injured while performing their duties, workers...more
Anyone living in areas prone to flooding knows how devastating a major storm can be. Most insurance companies can provide coverage via the National Flood Insurance Program (NFIP). Many policyholders do not actually know what is and what is not covered by the insurance policy. Many sign contracts and begin processes such as damage mitigation and...more
In a nation such as South Africa there are a lot of new businesses starting up on a daily basis. People are unable to find work in other companies and so begin their very own in an attempt to earn an income. There's nothing wrong with this in concept. There is a problem with getting the right company insurance coverage in place though. Not every new business proprietor knows who to speak to when it comes to getting their business insured.There are a few people that you can speak to though there are two that will be the very best for you. The first is a business financial planner that doesn't represent any kind of specific insurance provider and also the other would be a lawyer. They will be capable of taking a glance at your organization as well as identify areas of risk that you should cover with some type of commercial insurance coverage.A financial planner will take a look at your financials as well as enable you to figure out where your income is originating from as well as who's the most important individual to your organization and just what products are the most popular and that kind of thing. You should then ensure that you get key person insurance for the individuals who...more
There are so many different kinds of insurance out there that it can be a challenge to determine what type of personal insurance plans you should be thinking about taking out. It is obvious that nearly everyone in the world must have life insurance...more
Sri Lanka Insurance Industry is witnessing a strong growth since past few years. Dominated by general insurance segment, the total Gross Written Premium (GWP) in the country increased by 18% in 2011 compared to the previous year. In the coming years,...more
There will be a time in your life when you will pass away or will have to deal with the stress of having a family member pass away. Hopefully, when either of these things happens there's a funeral coverage to fall back on and all you or your loved...more
If you are planning on skiing or snowboarding during your winter vacation, make sure that you have adventure holiday insurance. The insurance package will let you enjoy winter sports and activities without having to think of emergency assistance and...more
Funeral insurance and other prepaid funeral plans are regularly sprayed on TV. Ensure that your family does not suffer a financial burden in the case of your death is of course a good idea, after the retirement warns clients to be very careful before...more
If you are a property owner who is looking to sell or refinance your home, then you need to make sure that you are aware of some things regarding your title insurance policy. If you are not familiar with what that policy is, it is a document that...more