Many of us live much more stressful lives than our parents did, at least we believe so. We definitely live faster paced lives. This has had an effect on our overall health and more people suffer from things like strokes and heart attacks than in prior generations. There also seems to be a higher incidence of things such as cancer as well as diabetes along with other life-threatening illnesses. Perhaps this is because of the change in lifestyle,...more
In a world filled with uncertainty there are plenty of insurance plans available. There appears to be some thing to cover just about anything in almost any situation. It is important that every person and each business ensures that they have the right kind of insurance in position as early on as you possibly can. You will never know when things are going to go wrong and you need that additional little bit of cash to recover from some type of...more
Running a manufacturing operation is often difficult work. There are client deadlines to consider, and employees may have to work long, hard hours to meet those deadlines. An employer relies on their manufacturers insurance to handle pertinent issues that arise, and on the occasion that an employee is injured while performing their duties, workers compensation insurance. What helps to enrich workers comp is an effective return to work program, which can lessen the burden brought on by employee injury claims. A return to work program can be designed to provide meaningful work activity for employees who are temporarily unable to perform all, or portions, of their regular work assignments or duties. This type of program can be applied to employees suffering from either work or non-work related injuries or illnesses. The goal is to allow valued company employees to return to productive, regular work when they are physically able to return. Transitional or modified work dutiesBy providing temporary transitional or modified work activity, injured employees remain an active and vital part of the company. Studies show that a well-constructed return to work program reduces lost time days,...more
Anyone living in areas prone to flooding knows how devastating a major storm can be. Most insurance companies can provide coverage via the National Flood Insurance Program (NFIP). Many policyholders do not actually know what is and what is not covered by the insurance policy. Many sign contracts and begin processes such as damage mitigation and...more
In a nation such as South Africa there are a lot of new businesses starting up on a daily basis. People are unable to find work in other companies and so begin their very own in an attempt to earn an income. There's nothing wrong with this in concept. There is a problem with getting the right company insurance coverage in place though. Not every...more
There are so many different kinds of insurance out there that it can be a challenge to determine what type of personal insurance plans you should be thinking about taking out. It is obvious that nearly everyone in the world must have life insurance coverage, however what about things like disability or critical illness insurance? They are also essential but they are frequently forgotten about or even written off as not necessary.There is a particular portion of the population that should make sure that they've disability insurance though. This article is going to take a closer look at these folks as well as why they should make sure that they have disability insurance coverage as well as life insurance coverage and all sorts of other personal insurance plans that they feel are essential.High-risk jobsThere are a number of jobs out there which put those who work in that specific field in danger on a daily basis. These include things such as construction work as well as police work. There is a large chance of getting hurt on the job with this kind of work and you have to be sure that if you do get hurt that you'll be able to still draw an income if you're not capable of working as a...more
Sri Lanka Insurance Industry is witnessing a strong growth since past few years. Dominated by general insurance segment, the total Gross Written Premium (GWP) in the country increased by 18% in 2011 compared to the previous year. In the coming years,...more
There will be a time in your life when you will pass away or will have to deal with the stress of having a family member pass away. Hopefully, when either of these things happens there's a funeral coverage to fall back on and all you or your loved...more
If you are planning on skiing or snowboarding during your winter vacation, make sure that you have adventure holiday insurance. The insurance package will let you enjoy winter sports and activities without having to think of emergency assistance and...more
Funeral insurance and other prepaid funeral plans are regularly sprayed on TV. Ensure that your family does not suffer a financial burden in the case of your death is of course a good idea, after the retirement warns clients to be very careful before...more
If you are a property owner who is looking to sell or refinance your home, then you need to make sure that you are aware of some things regarding your title insurance policy. If you are not familiar with what that policy is, it is a document that...more
Bad faith practices start to become mainstream problems, rather than isolated cases like in the past. More and more insurance companies tend to act in bad faith by minimizing or denying the claims of policy holders and adding large sums of money to...more