If you are a hotelier, you may have to face risks and legal liabilities. This is when you will need hotel insurance. Read on to find out what the best insurance policy could cover for your hotel. Hotel Insurance Coverage You will get the following coverage through a hotel insurance policy. Public liability cover: Public liability insurance policy covers injuries or illness suffered by guests or material damage claims made by them. The amount of...more
If you run a hotel, it is likely that you will need to purchase a hotel insurance policy. This plan will cover damages or illness caused to your employees or claims made by your guests for damages they have faced while they stayed at your hotel. However, you need to keep in mind certain aspects which will help you get the best coverage to protect your hotel business. Things to Keep in Mind When Buying Hotel Insurance There are insurance companies...more
With ever changing scenarios and complexities in the life styles and working conditions of people everywhere, there are various risks and perils that can happen to everyone around the globe and this leads to thinking that insurance is needed to protect various items and people. While keeping this aspect in mind while organizing special events as concerts a lot of thing have to be done. Hence one has to apply common sense in order to make sure that while organizing such shows the organizer sees that the insurance is customized and personalized according to needs, deeds and requirements of the venues using Concert Insurance. The basic purpose behind this logic is while organizing a concert there are lots of segments that are associated, and managing them efficiently taking care of every aspect is a tedious job which needs a lots of care and attention. With loads of vintage musical instruments as an oboe and fiddle which are expensive and rare are used in the concert. Hence as an organizer of the concert, taking oboe insurance and fiddle insurance against all odds is the right stepWhat is important is that regardless of whether it is a sporting event, a dance, a field trip or even a...more
Unit Linked Insurance Plan is a special type of an insurance plan which provides the dual benefit of a risk cover as well as wealth creation. The performance of these insurance plans is linked to equity or debt markets. In a ULIP investment, a part of the premium paid by the policyholder is towards the life cover, whereas the other part is invested...more
Any construction project involves a big deal of manpower and money. Whenever you implement a construction project, you are risking your property, your money, and the lives of your construction team. Your contractors are risking their health and lives while they are at the great height, working with toxic materials, heavy equipment and tools. In...more
Nightclub insurance is a very important insurance product. Bar insurance policy is an essential sort of insurance that all bar owners should buy, since there are abnormal risks connected with the entire process of this sort of company. If you acquire this kind of insurance, you could be certain that your financial investment will always be protected. In addition, if you are manager or property owner of any public establishment then this sort of insurance is something that you would have to have. Without adequate cover your company and your employees are at risk. It would certainly be a wise decision to pick the cover that is specially made for pubs and clubs, so you could manage an insurance broker who understands the type of company you have. If you purchase bar insurance than you should be guarantee that your financial investment is shielded.Owing and functioning your own bar can be a really fulfilling company possibility. But there can easily be a scenario when all the things could fail which could be very frightening one. A nightclub insurance allows you to cover your losses from variety of mishaps including fire, theft or any type of injury. For example, while some insurance...more
Whenever you go to a special occasion, you could be so dazzled by the decor, meals, consumes and amusement that you do not give passing thought to all the risks hiding around every corner. However as a party coordinator or host, it's your job not...more
Taxes are unavoidable, whether you are a government employee or a businessman. Most people plan and take bonds, insurance, mutual funds and other ways to reduce their tax amount or at least get some tax benefits. However, insurance plans are not only...more
Most people view insurance as an additional expense they cannot afford while others see it as a luxury that can be overlooked. However, the reality is that everybody needs an insurance cover. Life has become full of uncertainties, some of which are...more
Workers compensation coverage safeguards a business from doling out dollars to the workers, in case they encounter injuries at the workplace. It entitles workers for compensation, but also bars them from suing the business for damages.Earning profits...more
Motorcycle Insurance Chattanooga Company offers their protection for bikers who are traversing through the highway. It gives you compensation for the cost of the medical and the cost incurred due to damage of the bike. If you have a motorcycle then...more
The most recent revelation is the fact No Claims Bonuses are not being honoured if you happen to change insurer. Meaning youre completely tied in with your current insurer unless youre happy to take an initial hit before possibly making your saving a...more