Insurance should be important to you, and to all people because they all have a risk of loss. Insurance is one of those things that help protect you from financial losses that occur because of unexpected happenings in life. There are many things that a person may consider needing insurance for. You can need insurance for your car, you can need insurance for your business, you can need insurance for your home. You could also need life insurance....more
Business insurance is a necessary expense for all business owners. Small business owners in particular need business insurance, because one serious liability can put a serious crimp in the business. It may even put you out of business if you don't have business insurance. So whatever step you're in for the planning of your business, it's a good idea to include business insurance as a part of that plan, even you're thinking it's just one more...more
Most people never use their insurance. That's the way it's supposed to be. If a thousand people have insurance, and only ten people have an accident, then the insurance company has accurately predicted the risk and spread it between all those people. That's why they can pay out claims in the thousands, or even hundreds of thousands of dollars, and only charge each individual a few hundred dollars a year. Of course, when they do pay claims, they've got to make sure they are legitimate, or else insurance fraud would run rampant, and the whole system would collapse. That's why you've got to be on your toes when filing an insurance claim. In this article, you'll learn how to do it right, so you don't get short changed.Being pro-active is essential. Most people have no idea how to file a claim, except to maybe call their agent and ask them what to do. But when you are trying to recover from an accident or something, that's not the time to learn how to do things. Learn before hand, when everything is calm, and you'll have less trouble when panic hits.Most people think of filing a claim as filling out some paperwork, and then getting a check in a couple days. Unfortunately, it doesn't...more
Do you rent an apartment and not have renters insurance? You might feel you don't need renters insurance because the landlord is covered by insurance so you think you as renters are covered? Well, think again. The fact is that renters insurance is good for all renters, because a home owners insurance policy does not cover the personal property of...more
If you need insurance, talk to an independent insurance agent. It's that simple. An independent insurance agent can provide you with any type of insurance you need from any company that offers insurance. Your independent insurance agent is not locked into a particular insurance company, so you'll be sure to get the best coverage that is available...more
The economy has been in the doldrums for a long time now, and nobody is sure when it will ever recover. It's getting more and more important to save as much money as you can. At the end of the month, if you've got any money left, most people would like to spend it, but then they have second thoughts. With people getting laid off right and left, nobody knows when it's going to be there turn. One thing you certainly can't cut corners with is insurance. This is something everybody should have. Otherwise, you are opening yourself up to financial ruin if something dramatic happens. In this article, you'll learn how to get the best possible deal with your insurance policy.The first tip is to know exactly what you need. Many people just buy whatever insurance that their agent recommends. This can be a big mistake. You may buy too much insurance, or you may not get enough. Too much will have you paying too much in premiums every month. Not enough can quickly send you to the poor house if something happens and you don't have the appropriate coverage. You've got to understand what you are insuring against, and you need to know how much it's going to cost you.Once you settle on a level of...more
Do you have you business insurance for your small business? Business insurance is a necessity for any business, but a small business should have it from day one. Business insurance is the protection your business needs against liability you might...more
I am an attorney, and I represent injury victims. For over thirty years, I have talked with insurance company representatives about whether they would compensate my client for injuries, and about how much they'd pay. It astounds me how outrageous...more
Every cloud has a silver lining and this is a relevant adage when one experienced fire and loss or properties due to fire. Homeowners know the relevance of fire insurance claim in these difficult times. This is because they are eager to start a new...more
If you own a business, you must know that you would need business insurance. You must be anxious to know the price of business insurance premiums that can make a dent in your assets. It isn"t true that commercial insurance isn"t available at low...more
Looking for an insurance agent that is honest and reputable can be tough in today's world. With the mounting greed in people an trustworthy and true insurance agent is perhaps difficult to find. Getting a good insurance agent will help you to save...more
Semi-truck Insurance. We all know that truck accidents can happen all the time, unexpectedly. This is why Semi-truck Insurance was created, to save a business from the cost that a trucking accident could be. Everyone has auto insurance because of how...more