Professional indemnity insurance (also called PII, PI, professional insurance, public insurance, PLI and errors and omissions insurance) is vital cover any party who supplies advice, guidance or professional services. Should you operate in any professional industry, from creative companies to firms who handle data, insurance coverage is essential, yet it may be tricky to understand whether it type of cover is essential for you.In the following...more
Being adequately insured in Atlanta is more important than ever before. With a growing population, long commutes and life in a bustling city, accidents are inevitable. It's imperative you protect what you value most--your family, your home, your investments. To do so, you must obtain insurance…and not simply one type of insurance. Today, we require several different policies to be adequately protected, and it can become very difficult and...more
When it comes to your home suffering damage, you feel vulnerable. If you live in a community setting, such as a condo or an apartment building, things get a little more complicated. That's why you need to have a clear understanding of what you must absolutely cover and what the building association absolutely needs to cover for you. But each kind of property loss is slightly different- fires and water damage being polar opposites but still very stressful, and theft being its very own issue. So, what do you do in each case with your co-op or condo insurance? When your home has a fire, you want to protect your property from further damage. Turn off the power and drain plumbing, just about anything that could have destroyed wiring or piping in the aftermath. You then must document what was destroyed--furniture, fixtures, and personal items may be covered in your co-op insurance policy. The things that will be covered by your building are the shared property, such as if the building itself went aflame, not just your personal space. You should contact your agent about the policy to see what they can do for you. For water damage you will need to isolate the source of the water,...more
It matters lot on our choice of insurance, as we have to pick right kind of plan for betterment of company. Simply we can go with suitable plans which are ideal to keep our business safe from liability issues faced frequently by our organization. Commercial insurance plans are not easy to find these days, as lot of market research going on revision...more
Are you looking for a business virtual partner to help you with your trading ventures? If yes, read on and see how this page can work with you closely as it hands you some quick tips on those available and objective options trading strategies, those resources that you can easily understand and adopt. Various investing and trading strategies may be...more
critical illness cover and disability insurance are both the cover that individuals take to safeguard them from any uncertain event. They are two typical insurance policies that are easy to confuse, but they satisfy two different needs, hence they hardly overlap. Here are some FAQ that most people ask about the living benefits policy.What is Long Term Disability Insurance?Long Term Disability Insurance provides you coverage when you become disabled. The benefit will last for few years- and possibly when you are ready to retire. This insurance coverage will provide you pipeline of income. Basically, it pays you monthly amount, a percentage of amount you earned before you retired.What is critical illness insurance?Critical illness insurance pays you a tax free Lumpsum amount if you acquire critical illness like heart attack, stroke, multiple sclerosis, brain meningitis, etc.The money can be use anywhere, according to your needs and requirements. You can use it in travelling, to pay of debts, for healthcare, to take a vacation, etc.The major benefit of this policy, if you are healthy, you can even get back every premium dollar.Difference between Critical illness insurance and...more
There are some important decisions that a new business owner should make. None may be as important as the decision to take out a commercial insurance policy. The final success of the company is a result of the protective policies we have put into...more
Semi-truck insurance. We all know that truck accidents can happen all the time, unexpectedly. This is why truck insurance was created, to save a business from the cost that a trucking accident could be. Everyone has auto insurance because of how...more
Most Important Policies To Know Of General Contractors InsuranceIn the business of construction, General Contractors work as the traffic director on a scheme. With this responsibility comes some liabilities to aid guard business of you. General...more
The purpose of buying any insurance policy is for securing financial protection against unforeseen circumstances. However, we often hear stories about beneficiaries or nominees not receiving amounts of insurance money owing to technicalities of the...more
What is income protection insurance?Income protection insurance is a very valuable form of insurance, especially in todays economy. It can protect you, your income and your family if you were to suffer from a critical illness or accident that left...more
Professional indemnity insurance or simply PI insurance is a policy that insures a person against his/her skills. It is almost a compulsion for any person or entity that is in a position of rendering professional advice or consultation services to be...more