Renters insurance is meant to protect the renter against their property that may be stolen or ruined. Many people do not have renters insurance because they do not think they need it because the owner of the home has insurance. This is not the case, almost all landlords only carry insurance to protect the building, not the tenant's personal property.Renters insurance will protect your lost or damaged items due to a robbery, fire, electrical...more
A Safeco Agent is an Insurance Agent. There are many ways that insurance is sold, including through a Safeco Agent. The most common way that insurance is sold is through an insurance agent, like a Safeco Agent. There are several different types of insurance agent(s).1) The Exclusive Safeco Agent is an insurance agent that works specifically for one insurance business as that insurance business's employee. The Exclusive Safeco Agent can only sell...more
So, as a renter you don't think you need renters insurance? Did you know that the property owner's insurance most likely only covers their property and real estate and does not cover your personal property? Property owners expect each renter to carry renters insurance. You should also consider that renters are at risk for fire that starts in another unit and spreads to theirs and that they are at a higher risk for theft. All renters should buy a good renters insurance policy, and you will be surprised at how affordable renters insurance really is.Renters insurance typically covers the loss of your personal property or possessions from vandalism, theft or fire at their replacement value. Generally renters insurance coverage offers two types of replacement values: Full coverage and actual cash value. If you buy full coverage, renters insurance will replace your personal property at its full replacement value. This coverage is typically more expensive, but can be worth it. If you buy actual cash value coverage, renters insurance will replace your personal property at its replacement value, minus a depreciation cost. This often means that you are not able to replace everything.Renters...more
Business insurance is an important part of any business, large or small. Business insurance can seem like just another expense, especially for a small business that is just beginning. But business insurance really is one of the needs that a small business has, since there are many things that can go wrong. Without business insurance, your small...more
Renters need renters insurance. If you are renting the home you live in, renters insurance will cover you in event of a serious problem in your home. Renters insurance covers a multitude of troubles, from theft to fire, and none of these are covered by an insurance policy taken out by the homeowner. That is to say, the homeowners insurance does not...more
Renters insurance is something that many renters do not have. But renters insurance can be well worth the cost if there is a catastrophe in the house or apartment being rented. Renters insurance will be necesary for replacing lost property in event of fire or water damage because only renters insurance covers the property owned by renters.A landlords property insurance does not cover the items that are owned by renters. Renters insurance must be purchased by renters if they want to protect their personal property. Yes, it will take time and energy to find a policy that fits your needs, but it will be worth that time and energy in event of an emergency. And the risk of renters losing their property is often higher than property owners, as there are often other renters nearby who may not be as careful as you are. If you as renters live in any multi family dwelling, the other renters could cause a fire which spreads to your property. Or if the other renters live above you, water damage damage could leak down into your living quarters and damage your property. So renters insurance is simply a good idea if you live close enough to other renters that their choices can affect your...more
Renters insurance is something that many renters do not have, but should. Renters insurance offers protection from losses that are not covered by the landlord. In troubled economic times like these, having renters insurance can save a small problem...more
Renters insurance is meant to protect the renter against their property that may be stolen or ruined. Many people do not have renters insurance because they do not think they need it because the owner of the home has insurance. This is not the case,...more
Renters insurance is a very important thing to consider when you are moving into a new apartment. Imagine if your apartment were to catch on fire or be vandalized, and you did not have any insurance. A lot of times when a disaster happens, a lot of...more
Some renters do not believe they need renters insurance. What if the neighbor downstairs left the stove on and you didn't have renters insurance. Fire safety is not something everyone thinks of. What would you do if you lost everything? Every renters...more
Its an essential thing to do to each and every car owners to make sure they wont trigger any major problems and extra loss in the end. The ideal thing to do is to look for auto insurance companies within just your place or by just browsing online and...more
Crucial life events are great time to review your insurance coverage - Review your life and health insurance in Fort McMurray. If you live in Fort McMurray there is a good chance you are working for the oil and gas industry and are younger (the...more