Insurance agents earn a good income. Some agents work for a salary. Some work for salary plus commission. Agents who work for commission only could earn a better salary than those who work for a salary. People who work for commission only have to work hard however to make sure they will be able to pay their bills. The agent has to know how to sell his products.People in college can call local companies and find out if there are internships...more
Most people own several different types of insurance but seldom think of saving money by combining them. Lots of agents will actually recommend doing that to save you money, and to ensure they have your business in several areas of insurance.Homeowners need to have insurance for both house and contents. It is always best if insurance policies for both are taken out with the same company. There are three main reasons for this; it will work out...more
If you are an individual or company that provides various services to a client in return for a fee, you have a need for e&o insurance. While most business owners understand the important of property insurance, tenants insurance, general liability insurance and workers compensation, many overlook the need for e&o insurance coverage. Because the plan is also referred to as Professional Liability Insurance, a common misconception is it is included amongst the many coverage's found in commercial liability packages. The fact is e & o insurance is a product that must be purchased separately as the coverage provided within it is excluded on all other commercial products. The first quest many professionals in all service industries ask is what exactly is an e&o insurance policy and what does it cover? Errors and Omissions coverage, unlike General Liability policies, covers your company or you as an individual in the event you are found negligent in an act of providing a service or failing to do so. While general liability coverage is designed to reimburse for bodily injury to a third party associated with the businesses negligence, there is no physical injury associated with errors...more
If you're in college, or you have a son or daughter who is in college, you know how hard it can be to make sure you're protected from the costs of a car accident. That's why it's important to have good car insurance coverage. But how do you find good college student auto insurance that is still affordable? Everybody knows that college students...more
If you need engineers insurance, you really need to know that you are dealing with professionals. After all, engineers professional liability insurance can be difficult to understand, and in order to find the best deal possible you must only speak to a company which has plenty of relevant experience in this very specialist insurance...more
Getting the best available motorcycle insurance is of the upmost importance if you ride a bike. There is no reason at all to take risks in these issues as the more things you can cover, the easier it will be for you to ride freely.Insurance is wrongly related to an amount of money you have to pay for no reason. However, this view is wrong. It is very important to understand that there are a million and one things that can happen when you are on the streets, especially riding a bike. You should also consider the fact that riding a bike is something we do because it is convenient and easier than having a car, but also because it gives a sense of freedom. The best way to ensure this sense of freedom is to make sure nothing negative happens. If you ride a bike for professional reasons, insurance can play a very important role as well.The first step to take before you decide on the type of insurance you are going to get is to find a good company that can cover your needs. Researching a package that has everything you need and within your price range can be very confusing and time consuming. If you want to save time, you can search internet sites and look for a company that can do this...more
Yes, your bike tells the world you were born to be wild; but as you get your motor runnin' and head out on the highway, your bike insurance ought to reassure the world you also were born to be prudent and wise. Working with a full-service bike...more
Work out a budget You may be tempted to take out as much cover as you can, but if you dont really need it, you may find you will be paying for something unnecessarily.Decide what age you wish to retire Most Income Protection policies will cover you...more
By Lance Wallach, CLU, ChFC and Ira Kaplan, Esq., CPA, MBAOver the past decade, business owners have been overwhelmed by a plethora of arrangements designed to reduce the cost of providing employee benefits and taxes, while...more
Statutory audit preparation is critical, particularly at the corporate level. It's essential to have a full-spectrum statutory audit function in place at all times. Self insured businesses require a complete information system based on formal...more
Its what you work hard for all year. That precious week or two away. Now it is all booked and you cannot wait to get away. You have put the date on the calendar, although you are hardly likely to forget it. Maybe there is one thing that you have...more
Home insurance includes building and contents insurance. These are two separate insurance policies that are often sold with each other. Buildings insurance provides cover for harm to the building. Contents insurance provides cover for contents...more