Some Insurance Agents Make Good Money Each Year
Insurance agents earn a good income
Insurance agents earn a good income. Some agents work for a salary. Some work for salary plus commission. Agents who work for commission only could earn a better salary than those who work for a salary. People who work for commission only have to work hard however to make sure they will be able to pay their bills. The agent has to know how to sell his products.
People in college can call local companies and find out if there are internships available. Completing an internship is a good way to learn the business. An intern will quickly learn if the business is right for him. The potential agent should start learning about the products the company sells. The primary policies are life, liability, property, and health.
The potential agent needs to understand the difference between whole and term life. He or she needs to know how to sell the life policies. Sales training is offered by most companies. So the person who thinks he lacks sales skills need not worry. Liability protection is needed by people who own vehicles, businesses, and professional practices. Doctors and lawyers need liability insurance in case they are sued for malpractice.
Property policies are needed by homeowners, business owners, and by people who rent their home. Health coverage has been in the news a lot lately. The agent needs to understand all the intricacies involved in health coverage in order to serve his clients best.
Agents need to have exceptional math skills. The agent has to be an extrovert. The agent cannot wait for business to come to her. She has to be out in the community looking for business. The best agents are members of local business organizations. The agent knows that she has to network and make business contacts.
Agents rely on company computer programs and software. The agent has to be computer literate. The agent has to pass the state licensing exam before she can sell products. The companies usually hire people, train them, and then help them pass the test. An agent will still have to attend class even after passing the state exam.
The company will have ongoing product and sales training. The state requires agents to complete a specified number of units in continuing insurance education. Agents earn a good income. They have to work evenings and weekends on occasion. But many agents report high job satisfaction.
by: Julianne Stiner
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