You're sitting in the car to hear James Taylor on the radio as you wait for the red light to change, if the child looks behind him to the track on his iPod and slams into the back of your car to change. The insurer sends a setting to inspect the damage. One solution comes in the mail two days later, but the insurance is $ 2800 less than what you owe on your loan, what can you do?Most Americans have never heard VulnerabilityInsurance...more
Though there are many people out there who enjoy riding motorbikes, there are still those who wonder exactly what insurance is for. To put it quite bluntly, insurance is more like an umbrella than anything else! It will keep you protected from the evils of the motorised world and eventually you will be glad that you actually spent the time and money to make sure your motorbike is covered.The question you might have at this point however would...more
Half a million people can't be wrong, right? In fact, the Scout Association has more than 500,000 members, making it the UK's biggest mixed youth movement. Moreover, the UK membership is a microcosm of what's happening worldwide. Internationally, over 28 million youngsters across 216 countries enjoy the benefits of scouting. All of them have one thing in common: scout trips often rely on minibuses and good minibus insurance is required.What is good minibus insurance, particularly for scout groups? Equally, where can you get such minibus insurance? The answers to these questions are simple enough but there's an important point to bear in mind: not all minibus insurance is necessarily 'good'.The first requirement is legal insurance for the scout group's minibus(es). Third-party insurance is the minimum legal requirement and it covers damage to the persons and property of third parties; some legal costs cover is usually included. This is, however, the most restricted type of insurance cover. A good insurer will generally recommend a more highly specified level of cover; adding fire and theft insurance or choosing the full comprehensive minibus insurance are worthwhile upgrades to...more
As the owner of a Suzuki motorbike you may be inclined to take out an insurance policy and to be perfectly honest this is one of the best ideas you can have when it comes to being on the open road. The question remaining however is what you should take into consideration when you are applying for your insurance policy. There are a number of ways...more
In the UK, employers are legally obliged to hold indemnity insurance in order to protect their employees and any member of the public that may be injured on their premises or due to their carelessness or negligence.This, much like car insurance, is because many businesses would go bankrupt if they were obliged to pay for work accident claims or...more
Are you thinking of purchasing a motorbike? If so then congratulations on making a great choice! Motorbikes are unlike any other vehicle on the road. You can reach your destination relatively quickly and you can feel the open road under your feet as the engine roars underneath you. There is nothing quite like it and as you can imagine, it does come with a certain degree of danger.That being said, it is more than important to make sure you have the right level of cover when you climb on board your beautiful new Kawasaki bike and make for your next destination. But what types of insurance exist? How can you be sure you purchased the right package? It's actually much easier than you think and with that in mind, let's discuss those plans.First of all you have the option of using liability insurance. This is the lowest level of policy out there and it is designed for those who simply wish to ride. If you find yourself in a collision you will be covered by your liability insurance, though that cover can be a bit lacking. In essence, the individual you hit with your motorbike will be covered, but you will receive no medical cover whatsoever.There are other levels on cover that go beyond...more
Suzuki is one bike maker that has been in business for more than half a century and they show no sign of slowing down. The desire to own one of these bikes is perfectly understandable! After all, there is nothing like cruising on the open road and...more
If you get a nexus one insurance cover which is able to cater for all your cares about keeping your nexus one phone safe, you would be very happy to use it in any way and anywhere the GoTronics nexus one insurance company has put every...more
Those of us who are self-employed understand that in addition to all the benefits - such as freedom, control, self-determination and wearing your PJs to work occasionally - there are also some unexpected drawbacks! One of the infrequent, but not...more
If you are a business or individual who conducts appraisals on real estate properties it is vital to have the proper insurance in force. While there are a number of plans available through commercial insurance agencies and brokerages, it is...more
Most of us are at work for at least a third of our lifetimes (as if you could forget!), and our occupation has a significant impact on the likelihood of needing to make an income protection insurance claim. As such, life insurance companies usually...more
Its hugely important to find the right commercial truck insurance for your needs. Remember that, if anything, its more important than personal insurance. Given the amount of time your vehicle is one the road, the chances of damage or accidents is...more