With the arrival of various online insurance authorization providers, the task of obtaining authorization for hospitals in US , medical groups as well as independent healthcare providers has become a lot simpler than ever. These online authorization providers have their own user friendly, easily navigable and intuitive websites whereby you can download the application form for your radiology, cardiology, DME, nuclear medicine, general medicine,...more
Compliance with self insurance regulations is critical. It's a legal obligation on self-insured businesses. The alternative is not having self insurance, and that's definitely not the preferred option. Compliance management issues can be difficult, particularly if you're only just starting up your self insurance systems. There are several ways of ensuring you're compliant, and you'll find they're pretty easy to work with.Self audit- What it...more
Consumer guide is the buying guide; when we decide to purchase anything we need to evaluate the advantages and disadvantages of a service or about a product. Therefore consumer guide is an essential manual for purchase irrespective of the nature of commodity.This law of comprehensiveness is appropriate for health insurance purchase also. In case of Medigap insurance plan purchase we need to have more comprehensive view about the plans because in Medigap insurance plans we have to select a plan out of all available plans which may work as perfect supplemental plan for the existing Medicare plan and in requirement can cover the entire medical expense accounts remain uncovered by original Medicare insurance plan.Unless we have purchased a Medigap insurance policy, our Medicare insurance plan is not adequate to cover the expenses incurred by medical treatment processes like co-pays, deductibles, co-insurance etc.; in a nutshell there is more accounts lying which remains uncovered by Medicare insurance policies but can be covered by a supplemental insurance plan like the filler fills the gap; perhaps for this filling function these filler policies are called Medigap.The best part of...more
It would be fallacious to assume that a company like Blue Cross Blue Defend medical insurance is the very best to go with simply because they've been around so long. The appeal to tradition, in different words, shouldn't be the one issue considered when researching or contemplating which insurance company to go with. But then again, when an...more
Health care expenses have increased abruptly since last few years and according to market analysts medical expenses are going to take a hike due to global inflation. In this scenario health related expenses are becoming great headache for senior citizens as after 65 years of age working capacity, physical stability, and financial capability get to...more
Many employers have the tendency to employ more staff during busy seasons. They take more employees when the festive season is fast approaching. The appointment of temporary staff is generally done to meet increasing customer demand. You have to take into consideration of the employees rights even if you are appointing them of a temporary basis. You must ensure that they are covered by insurance.According to labor laws one or more members in the staff must be covered by insurance. The liability cover must be more that $5million. This will cover the damages caused to the employee or the family in the work place. An injury or disease caused in the workplace to an employee may not be affordable by a small scale employer. Temporary staffs are hence cover by insurance policy of the business itself. You should take care to inform the insurance agent in case you are hiring more employees than the allowed limit. But it is commonly seen that more than 25% of the business owners are unaware of this fact. They do not know that they have to be protected in the first place. You should know your staff properly before hiring them. Even if you are hiring them on a temporary basis you should obtain...more
Medigap insurance is the other name of Medicare Supplemental insurance and it is meant to cover the left over gaps related to medical expenses by Medicare insurance plans. The utility of Medigap insurance is immense for the aged persons who have to...more
Indeed, every backpacker travel insurancecovered individual should think about three important considerations. And these periods are the before, during and after periods, which truly deserve their utmost thought. It is extremely valuable to know what...more
The Medicare plans are beneficial for a persons future; after a certain age, when a person loses the ability to work and earn, the Medicare plans comes very helpful for the health related issues when a person is short of money. Most of the Medicare...more
Being on the other side of 50, you would know that your own health expenditure is going up day by day. To make matters worse the cost of the different medical costs are going up too. And if you have still not retired, then you are...more
The cost of buying cameras, lens and lights are major investments for a professional photographer. It may be time to investigate photographers insurance to protect that investment. These tools are essential for a photographer to capture the images...more
A question asked by a lot of couples planning on getting married is whether they really need wedding insurance or whether their existing insurance policies such as home insurance, travel insurance, health insurance and even the...more