When searching for first-rate business indemnity cover, you need to keep in mind that how you approach the process and manage the research will at the end of the day determine the premium you pay. Furthermore, you should always be mindful of all the government regulations in regards to the type of indemnity coverage you should obtain.A lot of commercial policy holders are eligible for many of the discounts that indemnity companies are offering....more
Motor fleet insurance can be taken by people or companies who own at least three vehicles. The size of the vehicle and the nature of business have no impact on the policy. All businesses and people can take out this policy to secure their fleet from unforeseen risks. When you opt for this policy you can take a single policy to insure all your vehicles. Opting for a single policy is easier to manage than taking an individual policy out on each...more
Many companies have to purchase several cars to facilitate their business activities. As a result of having so many vehicles these companies the purchase of indemnity covers that cater for their commercial fleet business needs.Because of this there are many indemnity companies that have developed coverage policies that meet this market group's needs, with the intention of capitalising on this segment. Consequently, it is for this reason that business owners should become knowledgeable of the available policies in the market and identify the benefits and weaknesses that each policy may have.The lack of factual information on the policies available from indemnity companies will certainly make you rely to a great extent on advertisements as the main source and basis of your information. It is imperative to note that nearly all companies will claim to be offering better coverage deals and prices than their competitors; they will even go as far as 'doing' the research and comparison for you and present the summary of what makes their policy better than the competitors. One quandary that many businesses face is how to go about searching for the best coverage for their vehicles. It is a...more
Many different businesses use vans as a mode of transportation. Some use it for convenience, to have more room to carry supplies or even people from one place to another. Vans also provide a greater advertising surface so it can be used as a branding mechanism as well as a practical tool for transportation. In order to insure the vehicle, though,...more
Insurance is a must for any type of business. If you are a bar owner or a pub owner, then it is imperative that you buy pub insurance. Get in touch with a professional insurance agent who deals with this form of insurance. It is important to bear in mind that negligence on the part of your insurance agent can land you in problems and you may also...more
Letting is essentially a gamble, since landlords are forced to entrust their property to complete strangers, who may or may not be respectful of the property and who may or may not prove to be reliable. If a landlord is lucky, he or she will end up with perfect tenants who treat the property as if it were their own and consistently pay their rent on time, but the reality is landlords cannot count on luck. Let property insurance is a way for landlords to protect themselves and their property against the inherent risks that come with letting.If you are a landlord, it is imperative that you obtain the correct kind of let property insurance to ensure you are fully protected and to avoid your insurer denying claims based on inadequate coverage or misrepresentation. Home Office statistics show there were 6,045 asylum applicants in the second quarter of 2009, up from the 5,830 in the second quarter of 2008. They have to live somewhere while their cases are reviewed, and if you end up letting your property to asylum seeker tenants, it is in your best interests to be up front about the fact when applying for insurance. Since insurance providers regard such tenants as higher risk than...more
Professional indemnity insurance is quite a complicated subject, but it can be made simpler and comprehensible if you understand the nuances associated with the policy. First and foremost, one needs to understand the coverage extended by the policy....more
Opening a new restaurant business is something you have anticipated for so long. You want everything to be organized, you have already thought of ways to implement your new and unique ideas and it is time to choose insurance. This step is vital as...more
Fleet insurance is the most cost effective method for businesses to acquire insurance for multiple vehicles. It can cover four or more vehicles just under one policy, yet keeping premiums on the minimum. If you have a business that makes use of...more
When you are in the trucking business, especially when your fleet consists of many large or heavy goods vehicles which run cross country and through city traffic, you must have more than simply adequate or minimum HGV insurance. There are always...more
People tend to confuse insurance for garage with other forms of insurance, but the fact is, if you own a business that works with cars in any way, it will be a good idea to get garage insurance. Indeed, many businesses as garages or car dealers might...more
All brokers in Ireland have received a warning from the Financial Regulator to ask them to ensure that they have proper processes in place for handling money when collected from consumers when they are paying for their insurance policies.The advice...more