Heavy goods vehicle, or HGV, is widely used in transporting goods of large quantity. If you own one, you should know how to protect it, your driver, as well as the goods you're transporting. HGV insurance is your shield and armour in case damage, accident and theft occur.Every year people pay huge amounts of money for their insurance. It's only normal, especially if you value your life and your property. In case of HVG, insurance is definitely a...more
Courier insurance is a type of insurance that covers individuals or businesses that deliver items. Businesses that hire employees to make any type of delivery may need to insure their drivers with this form of insurance. If you receive a fee for the delivery of the product or item, special insurance may be necessary. In addition, individuals who are self employed, who freelance or who contract with larger companies to deliver items may need to...more
Term insurance is the purest, simplest and perhaps the most useful form of life insurance. Under a term insurance policy, the policyholder pays a premium for a fixed term ( which is typically between 5 and 30 years) . If the policyholder survives the duration of the policy, the risk cover comes to an end. If something untoward happens during the term of the policy, the sum insured is paid out to the policyholder's dependants. Life insurance policies can be bought by people for various needs- savings, protection, investment and retirement. Strangely, In India, in all the excitement about ULIPs and insurance as a long term investment option, the very basic fact that insurance at its core needs to provide protection has been ignored to a large extent. And term insurance products have not been able to find their place in the sun. This is essentially due to a quirk in the distribution system where distributors are more interested in selling policies with higher annual premium as the commissions are higher. Term insurance is typically very cheap- a 35 year healthy male would be able to buy a 10 year term insurance of Rs 50 lakhs paying an annual premium less than Rs 10000. Term...more
Contents insurance for tenants has become even more important today because of the ongoing recession which has increased the rate of home robberies. Naturally, if your get robbed, you will lose valuable possessions. This is when you'll be glad you had house contents insurance. If you didn't buy a policy you will have to replace the things that you...more
Purchasing a HouseAs soon as you accept to pay for a house, you can find some legal procedures which you should carry out. But most of these will probably be completed by your lawyer. The duty of care is on your lawyer to consider all reasonable steps to verify that the house you intend to acquire is cost-free from any encumbrances or third special...more
Searching and getting the best insurance company for your home simply means to find that insurance company which will provide you a sufficient home cover and that too at affordable prices. For this purpose, it is required to compare the various home insurance quotes frequently. This article mainly deals with the steps you must consider while comparing the insurance quotes.One must look for getting the insurance that provides maximum coverage to you. But keep in mind to maintain a distance with the insurance that provides poor and cheap coverage. If you choose such insurance, then you will find that this cheap coverage actually offers no cover. They are just to fool you and one can easily come under their influence. You can also come across a cheap coverage that appears to provide a good coverage, but at the time you make a claim they turned out to be fraud and sham. This means that you are actually not covered at any cost. So beware and think twice before taking these cheap insurances. It is important to look for two qualities that are ADEQUATE and PROVEN while having the insurance cover.ADEQUATE: everyone wants a coverage that really provides cover. Therefore it is required to...more
We all want an insurance company which is renowned or proven among various other companies and provide adequate coverage. But the question rises that how one can determines the "adequate" and "proven" features in a company? To get the answer, just...more
It is slowly becoming easier for Australian businesses to get their insurance online. Whether you need liability insurance, personal indemnity insurance, or cover for the assets in your business, comparing and getting the cheapest business insurance...more
Health has become a major factor in people's lives. So people should take some responsibility towards their health. As you all know there are many kinds of diseases and still every day new diseases are being discovered. Though doctors and scientists...more
If you are seeking for a good home insurance plan that will provide you with good coverage facilities, then the best option is to avail the free home insurance quotes through the internet. It is the easiest way of comparing the insurance quotes. But...more
An indemnity insurance policy strategy is very generally recognized like a traditional health insurance policy. Even though it really is very high priced to have this sort of health insurance policy, it does go over a lot of illnesses which can be...more
Living in a metropolis like New York is quite a challenge for most people. Some of the primary facilities like finding a suitable roof over your head is an ordeal. New York is one of the most expensive cities in the world to live in. Finding an...more