This article contains some useful information about motorbike insurance and will help you to make an informed decision in selecting the right company to insure your bike.To start with, it is important to know the insurance category you fall into when looking to insure your motorbike. For moped vehicles, you will need a moped licence. For light motorcycles, you will need a totally different licence. All of these details affect your monthly...more
As many 'summer only' bikers dust down their machines after the winter, many motorbike insurers are advising bikes to be careful when riding through puddles.The reason is due to the number of deep potholes which can be filled with water and therefore resemble puddles; however rather than just making a splash - the depth of some of the potholes can be treacherous to bikers.Motorists are well aware of the potential damage potholes can cause to...more
For some people, finding cheap motorcycle insurance appears to be something of a highly trained art. It seems like it takes hours upon hours of work to find a cheap motorcycle insurance policy, requiring for the potential policy holder to trawl through dozens of policies, comparing all of them until they find the one that not only suits their needs, but is also inexpensive.Fortunately, this couldn't be further from the truth. To find cheap motorcycle insurance, you only need one thing - common sense. As much as you may believe you have to have masses of time to compare individual policies and a persuasive voice to talk to a salesperson and have them take a few pounds off your premium, as long as you have a certain degree of common sense, everything else can be considered to be somewhat irrelevant. To start, you should look at the motorcycle that you want to insure, as well as your own personal circumstances and any factors that are related to the vehicle, such as safety measures. Make a list of these details and then log onto the internet and find two or three of the major comparison websites, all of which can be found easily through a search engine. These comparison websites...more
It was reported recently by the British Insurance Brokers' Association (BIBA) that a third of all motorbike insurance policies don't cover misfuelling. According to the research that BIBA carried out, 57% of all motorcyclists in the UK aren't covered should they fill their motorbike up with the wrong fuel, something which they refer to as being a...more
Unless you've been particularly lucky over the past few years, chances are you will have had to make some cutbacks in your day-to-day spending habits. The Bank of England cut the base rate to a mere 0.5% in March 2009, a low which it has remained at through to the current month of May 2010, to hopefully aid with increasing the confidence that...more
With the announcement that the recent UK election on 6 May 2010 concluded in a hung parliament, everyone is being that extra bit cautious with their finances. The GBP dropped in value after the announcement, a direct reflection of the lack of confidence of the country. Unfortunately, the low GBP value will have a knock on effect on businesses and whilst in some cases you may not notice it, in other instances you will and you may find that you have to pull your purse strings a little tighter than you would like. One of the best ways to combat this is to look at what bills you already have setup and if you can lower them in any way, with bike insurance being a prime example. When people look at bike insurance, more often than not they believe that they need Fully Comprehensive cover, which is completely understandable, as this level of covers provides the most protection to the policy holder. But do you really need Fully Comprehensive bike insurance? The highest level of cover may, in theory at least, seem the most sensible to take out and if money is no object, it definitely is. If you're trying to reduce your spending, however, then it's worthwhile taking a looking to see if you...more
If you're looking to buy a bike and ride it on public roads in the UK, you need to have in place some type of bike insurance policy. Irrelevant of what type of bike it is, how long you're going to be riding it for or which public road you're going...more
Most people are looking for the most cost effective insurance policies when they buy their bikes, mopeds or scooters. If you are one of them then you will be glad to know there are several steps you can follow to help you get the best insurance cover...more
Whether you're a motorcycle owner, car owner or actually are simply someone who has to take out some form of insurance policy for whatever reason (home contents or mortgage payment protection insurances being popular examples), the whole idea of...more
One has to stay away from falling in the trap of cheap insurance quotes that are easily available in market. If you are thinking that you are satisfactorily insured by choosing these cheap insurance quotes then you are wrong. These cheap insurance...more
In today's technologically advanced and modern world, getting an insurance quote is not an easy job. It has become possible and feasible to get the relevant and understandable information in shorter period of time which was not possible earlier. For...more
Many people tend to view the word 'cheap' in a negative light, but of course this is perfectly understandable because many cheap products are of an inferior quality. With that said, the same doesn't necessarily apply to insurance policies.In fact,...more