License RequirementsWhen a contractor begins shopping for insurance, the very first step is to find out the insurance requirements for the city or county in which the license is obtained.As an example, in our home state of Indiana, every municipality has different requirements. For example, the Consolidated City of Indianpolis requires that contractors get licensed, carry insurance for $500,000/occurrence and also obtain a bond for $10,000. In...more
While shopping for insurance coverage, it is essential to comply with all steps so that you can choose the greatest insurance that will provide you better opportunities at low cost rates. Choose your insurance plan according to the changing environment. and your needs, for instance - health insurance for students.As well a lot insurance coverage means wastage of money and too little insurance can result into monetary disaster for you and your...more
"Big Rig" insurance coverage is necessary for the independent owner/operator. In the current highly competitively priced commercial trucking industry, an owner/operator must be a shrewd businessman, and get the best insurance for the lowest premium.Are you an individual who loves sun-drenched afternoons cruising on hill roads or across the coastline? Can you close your eyes and find out the highway stretch out just before all the way to the horizon?Here are some main features and coverage's you must look for when shopping for commercial truck insurance:• Comprehensive Coverage - protection for non-collision losses, for example fire, smoke, windstorm, theft, lightning, hail, animals, vandalism, even low branches and overhangs.• Physical Damage/Collision coverage - when your vehicle runs into something.• Liability limits - buy high liability limits, it's inexpensive coverage. Skimp on other coverage's but don't skimp here. Personal injury attorneys love truck accidents and obtain big jury awards.• Attached Accessories Coverage - contains running lights, antennas, chrome, custom wheels, custom paint, satellite dishes, and such. Many insurance coverage don't include customizing...more
If you ever are aquainted with someone who doesn't own insurance, then persuade them to do a little investigation, and hunt down a few of the alternatives that are obtainable. It's an absolute necessity that we safeguard the freedoms held so dear to u.s. citizens of this country. Don't allow anything get in the way of your well-being and...more
Selecting the best tow truck insurance quotes for your special business can be time consuming. We have the ability to shop multiple tow truck insurance carriers, eliminating the hassle of dealing with multiple brokers and agents. There is no need to shop your rates annually, as we do all of the searching for you.Allow us to do the shopping! We'll...more
Whether you have several cars, vans, trailers, or other types of vehicles, the right way to protect them is with fleet insurance. This type of insurance can cater to all types of vehicles. Additional cover can include breakdowns, legal expenses, and uninsured loss recovery. Insurance companies do offer customised packages and will be able to offer you one that suits your requirements. There are different levels of cover available with fleet insurance which include comprehensive, third party fire & theft, and third party only. With fleet insurance you ought to give careful consideration to the age of the drivers since those over 25 will help you fetch discounts from the insurance company. Putting all your vehicles under one policy results in great savings and is convenient when it comes to renewal since there is not much paperwork involved, which can otherwise be an administrative nightmare. It doesn't matter whether you own two cars for your business travel and ten vans for your delivery business; you can have them all under one fleet insurance policy.When applying for fleet insurance you ought to be aware that you need to declare the convictions and claims histories of all...more
Insurance is very important. The way that insurance works is that a whole lot of people pay a small amount of money into an insurance pool. This pool of money will protect these people against some sort of risk, such as the risk of your car getting...more
For those who own more four or more vehicles, fleet insurance is the most cost effective method for protecting their business. All vehicles can be covered under one policy with the least possible premium. Individuals who drive a number of vehicles...more
If you own a business then it imperative that you use vehicles for the smooth running of your business. The use of vehicles becomes even more important if you are in a transport or courier business. Businesses which own vehicles must ensure that...more
Businesses and commercial vehicle operators need to ensure their vehicles are properly insured in case there is an accident or a loss. Anyone who has multiple vehicles can benefit from a type of insurance specifically designed to accommodate the...more
Wedding insurance is one of those things many couples try to avoid adding to the shopping list. After all, the list is usually very full already and any opportunity to cut down the cost of the wedding is always welcomed. But should wedding insurance...more
Australia Insurance Market Intelligence "Australia is the 12th largest country across the world on the basis of direct insurance premiums and the 4th largest in Asia Pacific. The Australian insurance industry has witnessed a continuous growth in...more