Remember to always be a safe driver. It might seem like a silly thing to do but keep in mind that your rates are dependent on your driving history. Try to manage small problems on your own since the insurance company will also look at your claims history to determine your risk.A Guide to Finding the Cheap Insurance Policies By: John Miller About the Author Read full article about how to find cheap insurance policies. ...more
The return-of-premium rider might appeal to you if, like most people, you don't believe that you will actually become disabled, but you are buying a disability policy just in case. The return-of-premium rider entitles you to get back the premium money you pay in the event you don't need to use the policy benefits. Depending on the type of rider you choose, you will get either a portion of the money back at certain ages or after a certain number...more
The application form usually outlines the procedure to follow in the event your application is denied, and you want to appeal. Or, you can ask your agent or broker to explain what you can do to appeal. If you believe the company denied your application due to erroneous information that it received, you can write a statement explaining why you disagree with its decision and provide correct information, if possible.Surviving the Underwriting Process for Disability Income Insurance By: beamalife About the Author Written byWhole life Quote | Term Life Quote : BeamaLife (ArticlesBase SC #3653179) Article Source: http://www.articlesbase.com/ - Surviving the Underwriting Process for Disability Income Insurance more
Busy people appreciate their insurance agent New York. This person saves them time, money and gives direction on how to maximize coverage and reduce premiums. This specialized agent knows the insurance business inside and out and makes three suggestions that benefit clients. The first suggestion covers the coverage needed for each individual or...more
Russia Insurance Market Intelligence "With the disintegration of the Soviet Union, the Russian insurance market witnessed several changes and a gradual development of market-oriented policies was recorded. The Russian insurance industry can be classified into life and non-life business, with the latter dominating the market on account of the...more
Romania Insurance Market Intelligence "The insurance industry of Romania has been growing at an impressive rate. This growth was broadly based on overall economic growth of the Romanian economy. Rise in the employment rate, along with the rising wages, has increased money supply with the households, which, in turn, has increased consumption and the notable fall in the inflation rate has increased the potential of savings. All these factors have helped the growth in the insurance industry of Romania. The low penetration level is also providing abundance of opportunities for the insurance market. Low level of density in comparison to other European countries is another important factor to aid the growth of life assurance, savings and other products.Romanian insurance market consists of two segments, general insurance and life insurance, with the former being the dominating between the two. The general insurance segment further consists of property insurance, motor insurance, liabilities, credit and warranties and other lines of insurance. Motor insurance, which dominates the entire insurance market in Romania, has also grown considerably as a result of increasing vehicles sales and...more
Poland Insurance Market Intelligence "The insurance industry of Poland has been recording astounding growth on account of the growing economy and developing industrial, construction and services sector. The growth registered in the premiums during...more
Kazakhstan Insurance Market Intelligence "The insurance industry of Kazakhstan has witnessed a strong growth during 20012008, in local currency terms. The increase in premium growth over these years was mainly on account of the reforms initiated by...more
Hungary Insurance Market Intelligence "The strong growth of the Hungarian insurance market is evident by the fact that it more than doubled from 2000 to 2008 in the local currency. The most important development in the Hungarian insurance sector is...more
Incapacity Income insurance is one thing that almost all young professionals never suppose about. It's difficult for many young folks to perceive the requirement for Incapacity insurance as a result of the thought of becoming disabled almost seems...more
Czech Republic Insurance Market Intelligence "The Czech insurance industry has been growing at a notable pace since the early nineties, mainly because of government reforms, increasing income, and household expenditure in non-food categories, demand...more
Croatia Insurance Market Intelligence "The insurance market of Croatia has been growing strongly since the last few years. The industry is mainly thriving as a result of the notable performance of the life insurance segment as well as the...more