Mortgage foreclosure can occur if homeowners, who have taken a VA, conventional loan, or an FHA insured loan, default on the mortgage payments. Foreclosure can lead to the lender gaining possession of a borrower's home. If the value of the home is less than the mortgage amount, the homeowner may have to pay the balance amount to the lender under a deficiency judgment. Foreclosures have a negative impact on the credit score of a home...more
Don't pay more than you need to for your mortgage. There's almost certainly a far better deal out there than your current one. Maybe it's time to get up-to-date with the new mortgage deals.As far as your mortgage is concerned, you might be pleased to know that you can probably save an appreciable amount each month, by re-mortgaging. If you've been in your home for some years, you will have built up appreciable equity in it. You...more
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