Mortgage payment rules are normally very strict. You are required to pay your monthly obligations on time. If you fail to meet your obligations, you might lose your home through foreclosure. It is true that losing ones home can cause many sleepless nights for all homeowners. This is particularly true for those who can not afford the mortgage anymore. So even if your first application for a home mortgage went smoothly,...more
Over the past few years, mortgage interest rates and housing prices across the world have fallen to such low levels that purchasing a home seems like a better idea now than ever before. Unfortunately, for those looking to purchase a house or condo in a major market, such as Calgary, getting a mortgage can be very difficult or too expensive. For those looking for a way to save money on their mortgage, working with a Calgary mortgage...more
Earth Sapphire Court, Greater Noida, 12% Assured Return for 51 Months Guaranteed by Bank The Sapphire Court : The Green WorkspaceThe new Office Destination A proposed green building which will change the way people work in constrained atmosphere. The Green roof improves air quality by producing oxygen and absorbing CO which constantly spreads positive energy in the entire region. Energy Smart Use of high-efficiency windows Designers orient windows, walls and place awnings, porches, and trees to shade windows and roofs during the summer while maximizing solar gain in the winter Coated glass reduces energy costs utilized throughout facility 30% reduction in energy costs through architectural design Measurement through meters installed on electric, water and gas Exterior shades on south facing windows Technology Smart LED Technology Video Conferencing Printers / Fax Machine Postage Management Multi Access IT Support Local Area Network Plasma Screen LCD Projectors Broadband internet access with Wi-Fi Power back up The Sapphire Court : The Green Workspace Service Highlights IT management & support LCD Projectors & wide Lounge area Onsite Centre Manager to assist...more
This article will briefly discuss what an offset mortgage is; and how an independent mortgage advisor can help you buy the best offset mortgage.An offset mortgage links your main current account and/or savings accounts to your mortgage. Every day or month, the amount owed on your mortgage is reduced by the amount in these accounts,...more
The introduction of "personal pricing" into the loan market has caused confusion for the consumer regarding exactly what rate they're likely to be quoted when it comes to a loan. Add to this the fact that if they fish around for quotations for alternative rates they'll be penalised for making too many loan applications and the state...more
Many people in the United States are having problems with their financial situation today. This is especially true if they have an outstanding mortgage. Most of these home were bought at the peak of the market. As a result, the mortgage payments are also high. Because of the current economic situation, many of these homes are going into foreclosure, therefore many are considering Refinance Mortgage.No one with a home, especially one they have put time and money into, want to go into foreclosure. Other bills continue to grow in addition to homeowners high mortgage payments. Many homeowners, at this point become a little panicky. Among the many choices are to get a personal loan, go to a debt counselor, walk away from the mortgage or to refinance.Of these choices, by far the best is to refinance the mortgage. There are several ways in which to refinance a mortgage. It means arranging to have lower payments and extending the life of the loan or choosing other options. Not having a high mortgage payment has allowed a lot of homeowners the ability to keep their home.A great benefit of refinancing now is that one will also be able to take advantage of the current lower...more
An offset mortgage basically uses the interest from your savings account against the interest charged on your mortgage. Usually your mortgage lender will link your mortgage and savings account into a single account, with the same...more
Offset mortgages offer an attractive alternative to traditional mortgages and can save you thousands over the long term.Buying a home is an exciting time, and it is the biggest financial purchase that most people undertake. The majority...more
Confused by the massive array of loans available to you today? Feel if you wanted to that you could buy a house, a yacht or a dream holiday in a matter of minutes, but want to make the right decision by taking out the most appropriate...more
Remortgage in simple terms means the subsequent mortgage of an asset to get a further loan, or when the asset changes hands as a collateral to get a further loan it can be termed as remortgage. This mainly takes place when a borrower is...more
From my own experience as a real estate investor, I can tell you that, early in my career, I was really concerned about having the money to close deals that took a lot of time for me to put together. I tortured myself about where and...more
This seems to be topic of conversations between homeowners and prospective mortgage applicants. There are many experts giving opinions in the press and on TV. There are a few who has experienced high interest rates and worried about...more