The Outer Banks is a unique area in North Carolina, consisting of a strip of barrier islands in the Atlantic Ocean. Affectionately known as "OBX" to those who travel there, the beautiful, rugged coastline consists of over 120 miles of sandy beaches and charming seaside towns. The prominent geographic areas include the Northern Beaches, the Roanoke Island area to the West, and the Hatteras Island area of the Southern beaches. Given...more
Once you've done your research on reverse mortgages and gained a more complete understanding of the product, the next step is to decide if a reverse mortgage is right for your situation. If you're eligible (a homeowner 62 years of age or older with equity in your principal residence), this may be a quick decision or one that requires a bit more consideration. As with any decision, it's always helpful to get the perspectives and...more
A flexible mortgage is a secured loan, which can be paid back in differing amounts while providing access to the housing equity (within pre-agreed limits).There are five key features with a flexible mortgage: the ability to pay the mortgage off early through overpayments or lump sum payments, the ability to borrow money back by withdrawing lump sums, making underpayments, and having payment holidays. A flexible mortgage gives you more control than with a traditional type of mortgage, and the overpayment feature can significantly save money on your mortgage, for example:Example 1: £140,000 mortgage, interest rate 6%, mortgage term 25 years.Monthly mortgage payment was £902 and increased by £50 to £952 - the overall cost saved would be £16,193 and the adjusted mortgage term would be 22.2 years.Example 2: £100,000 mortgage, interest rate 7%, mortgage term 30 years.Monthly mortgage payment was £665 and increased by £50 to £715 - the overall cost saved would be £31,193 and the adjusted mortgage term would be 24.2 yearsLump sum payments can also make a significant difference to your mortgage. For example, £150,000 mortgage, interest rate 7%, mortgage term 25...more
Hola gente voy a compartir con ustedes una pequeña guía paso a paso para ganar dinero con Clickbank y marketing con artículos. La verdad es que es muy simple de realizar y no requiere de grandes habilidades, por lo que cualquier persona es capaz de hacerlo y ganar unos buenos dólares, y más aún sin tener que realizar alguna...more
Determining the cost of attending college is about to get easier. Thanks in part to federal legislation passed in 2008, students will soon have access to a new set of online tools that can help them determine how well they can afford the college of their choice. Additionally, these tools can help students calculate their estimated...more
AmeriPride Tax Group has professionals that can help you today with your tax questionsThe IRS can use a bank levy to get the attention of a taxpayer in an effort to move them back into the tax payment system. Bank levies are never used without prior notification. In fact, they are typically a last resort for IRS agents. A bank levy attaches to a bank account for up to one day. It can literally empty a bank account of all available funds up to the total amount of taxes due. In addition, bank charge fees upwards of $100 for each levy. The IRS is required to send the taxpayer a "Final Notice of Intent to Levy" prior to actually initiating the levy and must wait at least 30 days from the date the notice is sent before initiating the levy. While this means that a bank levy shouldn't come as a surprise, the reality is that it can be a horrifying experience to find a bank account balance drop to zero literally overnight.Once the levy is placed, the bank holds the funds in suspension for 21 days before sending the money to the IRS. This means that a timely response is essential if a taxpayer is to have any hope getting their funds released.If a back tax debt situation...more
Have you ever wondered about the possibility of buying a Cancun property on a mortgage? The following are some of the most common questions buyers ask, and you have probably asked yourself. Are mortgages available from Mexican...more
In Burbank, there has been a raft of legislation passed in order to punish, deter and curb DUI (driving under influence) offences, given the astronomical drain it poses to the taxpayer in terms of the prosecution and processing of the...more
California Reverse Mortgage is a loan where the lender either pays you a lump sum at one go, makes regular monthly payments, extends a line of credit, or a combination of the three. You continue to own your home and pay property taxes,...more
Stepping onto the property ladder and buying a home for the first time can seem like a really daunting prospect. You need to get the decision right because getting a mortgage is perhaps the biggest financial commitment you will ever...more
Purchasing a home is one of the most exciting, yet also one of the most stressful actions you will ever take in your life. There are countless factors to consider when deciding on what and where to buy your home. It needs to be the...more
People will spend months or even years planning to buy their own home. They will work hard to build good credit. They will save a sizable down payment. They will search for the perfect house. Then they will settle for the first mortgage...more