Phillipines And Manila For The Nightlife The Philippines has recently gained itself a bad reputation due to all the political on-goings in the country. Clashes between rebel forces and the government, rumors of coup, status of emergency declarations, and even suspected links to the al Quaeda - no wonder some Western governments cannot help but release travel advisories against visiting this country.Before you decide against a trip...more
Why Long Term Disability Insurance Is Important Long term insurance is mainly intended to protect the impact of a possible disability through a much longer period of time. The insurance company has to cover a percentage of the monthly salary for a much longer period of time, when you qualify as a disable individual.As with various types of insurance, there are multiple factors that will affect and change the terms of this...more
Why long term disability insurance is required? Long term disability insurance companies provide you with wider scope of benefits ad options. This insurance plays a bigger role in case of policyholders and investors, who plan to work together along with the company to achieve their financial objectives.By opting for long term protection, the clients are able to focus more on investing on themselves rather than being assured that their professions or businesses are in good and stable condition. One of the examples of this type of insurance plan is a non taxable monthly income, which is provided by the company until the client attains the age of 65 years. This is among the most common long term disability insurance which is availed by the policyholders. However, different policies and rules apply to the client who has total disability at the age of sixty or above. The income benefits that are received from the long term disability insurances are mainly based on the salary of the employee after the maximum short term insurance has expired. In majority of the cases, the employees are enrolled in a short term disability plan that is promoted by the company. This plan also...more
Drinking Too Much Alcohol Affects Your Life Insurance Rate Does the amount of alcohol you drink affect your life insurance rates? While life insurance companies may not be primarily concerned with how much alcohol you drink, they are definitely concerned about any adverse effects your drinking may have on your health. Heavy drinking...more
Exercise Improves Your Health and Your Life Insurance Rate Life insurance companies are basically gambling against your death. The more risk factors you have for an early death, the higher your premiums will be. There are certain pre-determined risk types that you will fall under depending on the condition of your health. If your...more
Obesity and Life Insurance Being overweight is usually a cause of concern when applying for a life insurance policy. Some people who have challenging health issues related to being overweight think they cannot get any insurance at all and therefore, may not even try applying for life insurance coverage. Some have tried and have been declined by the few life insurance companies they have applied to. The fact is, even if you are overweight or obese, you may still be able to find an affordable insurance coverage policy that meets your needs. You may just have to try harder and shop around for the most affordable life insurance coverage.Shed a few pounds before you apply for life insuranceIf you are 10 lbs over your "ideal" weight, and have a good medical history with no existing medical conditions, many life insurance carriers may overlook the weight. Since being overweight or obese is a modifiable factor, one sure way to get cheaper life insurance premiums is by making sure you are the "ideal" weight for your age and height at the time you apply for a life insurance policy!Most life insurance carriers look at your BMI (Body Mass Index) and may use this criterion to...more
Reduce your Life Insurance Rate by Paying Premium Annually vs. Monthly Looking out for ways to reduce your life insurance rates? Most people know that the following tips can help to reduce your life insurance premiums:Keeping healthy...more
Who can be a Life Insurance Beneficiary? It is fairly obvious that your life insurance policy should name a beneficiary since the sole purpose of a policy is to ensure that your loved ones will be financially supported after your...more
Wilkinson injury scare for England Jonny Wilkinson was at the centre of an injury scare Monday as England gathered for the first time ahead of their autumn international Test series.The Toulon fly-half will undergo a scan on Tuesday...more
Calgary Life Insurance- Various Features Explained Calgary life insurance provides an option for saving cash so that you can use that money for you and your family's future. By getting this insurance, you secure your family's future...more
Tariq Aziz Will Be Hanged to Loss of life and then Decapitated The Supreme Court in Baghdad has handed its judgement on previous Iraqi Deputy Prime Minister Tariq Aziz, a deputy to Saddam Hussein. Abed Hamoud, the previous private...more
Life Insurance beneficiary designation information Life insurance beneficiary designations, you've never heard of this before? You know what this is and why it is so important for you to understand? There are many ways for you to leave...more