Inflation Protection: Why it should be added in your long term care insurance policy? Inflation is an economic term that refers to the increase in the prices of goods but the dollar amount remains or declines its value. This simply means the increase in the costs of living. The effect of this is that consumers would find the goods and services unaffordable. The government coined the Consumer Price Index as perimeter to determine...more
How to Determine the Right Long Term Care Insurance Benefit Period and Amount Most insurance for long term care features are flexible to meet the consumers' demand and budget. Two of the important features that can be customized are the benefit period and amount to help policyholders manage their resources and prepare for the costs of the premiums. Long Term Care Insurance Benefit PeriodThe "benefit period" simply means the period...more
Four Important Features of Long Term Care Insurance Many long term care insurance policies offer various bells and whistles and consumers look at them as hindrance when choosing the best features for their individual policies. Nevertheless, there are four important features in LTCi, and these are:Long Term Care Insurance Benefit Amount This is the amount the policy will pay for your benefits on daily, weekly, or monthly basis. According to the American Association for Long Term Care Insurance (AALTCI), in 2007, there were 36 percent of Americans who preferred between $100 to $140 daily benefit, while 33 percent selected between $150 and $199. Deciding on the benefit amount can be very difficult; thus, you need to survey several long term care facilities within your area or state and determine how much they charge on LTC services. Doing this, you have a hint on the overall expenses these services would incur per day or per month. The benefit amount should be on a par with the actual costs of LTC services to prepare for the future expenses and unlikely events in the future. Jesse Slome, executive director of the AALTCI, recommend using Social Security and other...more
Life Insurance over 50- is it worth giving a chance? These are the common questions hovering over the mind of the people in their mid 30's.We get to know about so many policies about life insurance from newspapers ,magazines ,TV etc .We usually get confused after all these advertisements that which will be suitable for us. Plenty of...more
How to Save Over $500 a Year On Your Family Life Insurance Policies - A Micro Finance Focus Ensuring the well-being of our loved ones is definitely one of our top priorities. Accidents and serious troubles are just few of the things that we cannot get hold of. They are just simply inevitable and when it strikes, will surely sweep off...more
Lifestyle Insurance coverage Agents Lifestyle Insurance coverage AgentsTaking a existence insurance coverage policy is an essential item you ought to not forget within your existence. This may totally enable you to your dependents in numerous unpredicted life conditions. How you can get maximum benefits and low cost quotes? How an insurance coverage agent can help you in finding the cheap quotes? It really is always a good idea to strategy an insurance coverage agent for choosing the most effective insurance cover. Presently there are several agents in on the web providing you the support. Do believe me; you'll need not pay out any penny to those agents. When you have a misconception that you need to pay agents commission if you take the agents assist, it's time now to eliminate it. • Insurance agents are paid from the insurance firms. Should you don't obtain the fantastic support of insurance agents, you're only saving the firms; you're not heading to acquire any single penny. Why do you need to loose the professional encounter of these agents? They will assure you great offer based on your requirements and budgets. • Remember that there a huge selection of...more
Community Action Agencies and the Importance of Care Providers Insurance What Are Community Action Agencies (CAAs)?Community Action Agencies (CAAs) are nonprofit private and public organizations established under the Economic...more
Stat Life insurance Life insurance for aircraft pilots has conventionally been pretty plain vanilla. insurance for pilots has been more luxurious than that for most people who have similar profession, and it's repeatedly been all...more
Bring In More Sales With Life Insurance Leads Life Insurance Leads are prospective clients, who ask for an insurance agent to help them in choosing a life insurance plan that is suitable to their requirements. Life Insurance Sales...more
Set Some Goals! YOU Can DO Anything That You Want With Today, And With The Rest Of YOUR Life! You can do whatever you want with YOUR life, you really can! Just ask Tony Robbins, Oprah, Dale Carnegie, or Wayne Dyer. Ask the guidance...more
Security is very important in order to safeguard our valuable assets. We are living in the world which is completely insecure. What is going to happen very next moment, we cant even guess. Each and everyday the newspaper carry news of burglary and...more
Life Insurance Expiry – when managing premiums is difficult Often with a life insurance policy, the cover will last for only as long as you pay the premium – and once your payments stop, so will the cover. However many New Zealand...more