Cheapest Term Life Insurance Copyright (c) 2010 Steve WentworthA basic introduction to term life insurance, this article describes the two cheapest forms of term life insurance available in the market place and some suggestions on where these are best used.Term life insuranceTerm life insurance is the cheapest most basic form of life assurance available. It does not include an element of investment. The main feature being that if...more
Insure or Save - Can Smart Investment Make Your Life Insurance Redundant? When you start investigating life insurance, you'll often come across opinions that lean towards the idea that you don't need to pay money to a big (evil) corporation to get something that you can do for yourself for free - save money. The idea is that smart saving and investment can replace life insurance. So, is this true? Today we take a neutral look at...more
What Happens Under My Term Life Insurance, Income Protection and Trauma Insurance Policies if I am diagnosed with Cancer? As a group of diseases, cancer is one of the leading causes of disablement and death in Australia. Term life insurance, income protection and trauma insurance companies are all well-versed in handling claims due to cancer - today we look at what is likely to happen after a diagnosis of cancer if you hold any of the above policies. Term life insuranceMost policies will pay out a lump sum on the diagnosis of a terminal illness where your life expectancy is less than 12 months. Some insurance companies may require you to visit a doctor employed by the life company to confirm your diagnosis.Income protection insuranceUpon diagnosis you may be required to provided a medical certificate from your doctor stating the period for which you were unable to work due to illness from cancer, or cancer treatment Benefits will start being paid as long as you are still suffering sickness from cancer, or needing cancer treatment and unable to work, or until your benefit period runs out. Trauma insuranceFor most insurers Australia-wide, cancer is a condition where...more
Primerica Life Insurance Policy: Making Money With Network Marketing Aside from buying your very own Primerica Life Insurance Policy, did you know that you can make money with this company? The current sales network of Primerica consists of more than 100,000 independent representatives. These people are responsible for selling the...more
Long Term Insurance Quotes - Why Is It In Your Best Interest To Get Them? Do you want to find long term insurance, but are having a hard time finding what you want for a good price? Then you need to understand why it is in your best interest to get as many long term insurance quotes as you can.There are many reasons why anyone would...more
Why Life Insurance Is So Important There are various forms of life insurance that you can get when you are looking for this type of coverage. You can get term insurance that pays out to your loved ones upon your death and can be used to cover final expenses. You can also get life insurance that builds up as you go along. One company that offers various types of coverage is State Farm insurance. Life insurance can come in handy for your family if you should suddenly die and leave your family without any money. Anyone who works and brings in income should consider what could happen if something were to happen to them with regard to the family financial situation. For example, a father who works and is the primary breadwinner who suddenly dies leaves his family without any source of income if he does not carry life insurance. It is bad enough to lose someone close, let alone to be thrust into a financial burden because of that loss. This is where life insurance comes in. It is not just for older people who are looking for burial insurance, but should be considered for younger people as well. State Farm Insurance is one of the largest insurance...more
Long-Term Care Insurance – Vital Questions You Need to Know Long-term care insurance is an indispensable part of a balanced retirement plan. Not everyone requires a long-term care plan, but it is important to educate yourself in the...more
Term Life Insurance Comparisons – The Number One Best Way to Compare Term Life Plans! Do you need term life insurance, but don't know where to start? Need to make those important decisions, but don't know where to look? Don't worry,...more
Term Life Insurance Quote – Getting the Proper Insurance to Protect Your Family is a Must! Are you looking for life insurance and you are not sure what you should get to cover your family? Do you want to find a way to get what it is...more
Long Term Care Insurance – A Sure Bet in an Unsure Economy Upon closer inspection though, smart money says Long Term Care insurance has never made more sense. The uncertainty of the financial and real estate markets is the exact...more
How to Differentiate a Good Long Term Care Insurance Policy From a Bad One The market is chock-full of all sorts of long term life assurance policies and it can take lots of time and effort to find out which is the best. Most people,...more
Long Term Care Insurance Cost – What Determines the Cost? Studies show that most of us are going to need long term care at some point in our lives. Keep in mind that long term care does not necessarily mean care for the rest of your...more