Life Insurance Plans & Policies A Life insurance plan is nothing but a bond between the owner of the policy and the insurance company, wherein the insurance company agrees to redeem a predetermined beneficiary an amount of money upon death of the policy owner or any such incidents such as critical or terminal illness. On the part of the policy owner he/she agrees to pay an amount (generally in regular installments or sometimes...more
Casualty Life Insurance coverage - Peace of Brain Will Come With It A great deal of individuals don't get casualty life insurance plan due to the fact they don't think that they require it. Usually, it's due to the fact they think that they're extremely nutritious and they're not going to die anytime rapidly. A whole lot of folks also experience that they're not heading to be in any damages simply because they're always cautious....more
Insurance in India- Health & Life Insurance The premiums are deposited in a single pool of the company and claims are paid from here. In general, the contribution to this pool is much more than the claims maid. Premium of insurance policy is evaluated on the basis of claims a policy holder make for their future. Premium is fixed on the basis of the probability of drawing funds by the policy holder. It is very essential to have a clear claims history for maintaining claims statistics. In India, the first ever insurance company is the Oriental Life Insurance Company started in 1818 in Kolkata by the Europeans to look after the requirements of its community in Kolkata. During those days, higher premiums were alleged if lives were insured for Indians compared to that of foreigners. In 1870, Bombay Mutual Life Assurance Society came up as an insurance company for Indians was premiums were charged at normal rates. Since then Insurance companies started to grow up. In 1906, National Insurance Company Ltd was founded and today it is subdivided into two major insurance companies namely LIC or Life Insurance Corporation of India and GIC or General Insurance Corporation of...more
Thoughts of Brusletto Maskin on life and its challenges A multi faceted noble personality, Brusletto Maskin possesses immense knowledge on a variety of subjects and has experience in diverse fields including fire safety, gardening, and pilot training and as an author as well. Brusletto is the right person to seek advice as befitting...more
Long Term Care Insurance – Do You Really Need It? The common notion today is that everybody should have long term care insurance policy in order to protect themselves financially in the future. In the United States, statistics show that half of all senior citizens over the age of 65 years old will require long term care. Over the...more
Best Term Life Insurance Information Life insurance comes in different varieties and can be difficult to find the best one from the many that there are. Term coverage can be renewable or nonrenewable. It runs in terms from one to thirty years long and the rates can vary greatly depending upon the benefits received upon passing away. A lot of the policies that are out there provide you with different levels of premiums and coverage's for what you can afford. This is something to keep in mind when it comes to choosing the amount of coverage that the beneficiary receives upon your passing. The more coverage you have, the more the premium is going to be overall each and every month that you have the plan. Without life insurance many family's finances can be in trouble when the main financial person passes away. You can find the best term coverage in a variety of ways. Depending on the resources that you have available, you can get everything that you need without having to go very far. The internet is one of the best ways to get out there and find the right insurance company. You can look online on your own. By browsing through various insurance company's websites you...more
Best Life Insurance Information Finding the best life insurance can be difficult. You have many options when you search for insurance. The best life insurance is usually permanent life insurance because permanent life insurance never...more
Accident claims and Insurance as Part of Life Accident claims and Insurance as Part of LifeAccidents always shocking for you or we and they give a bad moment of life and accidents also have so many types like human made and natural....more
Protective Life Insurance Policy - Know the Basics Protective life insurance has been a major attachment in most basic estate planning and development and the majority can offer a non-taxable income death benefit, which can go beyond...more
Benefits of a Term Life Insurance Term life insurance is a type of life cover that provides a fixed rate of payments for coverage at a limited period of time. When that period expires, coverage is no longer guaranteed, and the client...more
Motor Insurance in India: Protect Your Life, You Need It to Save Your Beloveds Benefits of Owing a Motor Insurance in India Owning a motor insurance for the vehicle gives motorists a high value for their safety. Depending on the...more
Four Steps on How to Take Control of Your Thoughts, Your Emotions, and Your Life In this modern age, most of us live in a constant frenzy. Some of us even feel like they're hurtling along life at an amazing speed and they don't have...more