As the world slowly recovers from the credit crunch and we look back at what went right and what went wrong, people are increasingly looking to take control of their finances.Many of us are looking to be more tax efficient with our investments. We are also looking to adjust existing stocks and shares portfolios. And then there is considering new investment opportunities.Even so, most of us could benefit from a little more research and financial...more
With the world in recovery mode, many people are still questioning how the financial markets got so out of control. They are also questioning something a little closer to home; how to better look after their own money and finances.If we are being honest with ourselves, we would probably admit that we can improve on at least one of the following; long term investments, tax efficiency, actively reviewing our existing investments and looking at new...more
Getting back to even!! Boy...that has a nice ring to it! After suffering through the market’s near collapse in 2000, I thought I’d seen the worst of it. I’ll never forget...My broker at the time (long since fired) worked with a nationally known firm that will remain nameless. Most all of our retirement funds were placed in accounts bearing that company’s name; i.e., most everything was in house. I guess the commissions worked out better that way. Anyhow, every 7 days I’d receive a letter saying that we were in it for the long haul...not to worry...it will stop soon. Meanwhile, my portfolio kept sliding, and my broker, I guess under orders from the main office in New York, kept making excuses for not going to cash. We left him with about a 30% portfolio loss. Trust is a funny thing. It has to be earned. He earned it originally, but then lost it when he did not put my interests first. We have a broker now that I trust somewhat, but am managing some of my portfolio myself. I look to get the best information available, do my due diligence, and then make a decision. One of the most reliable stock gurus is Wall Street analyst, Jim...more
So it looks like we have avoided a 1930s style depression however the current forecasts still suggest slow growth and a difficult time ahead. So what should you do in a difficult environment with your own finances?If we were to be honest with ourselves, then we should probably accept that we can improve on at least a couple of the following; tax...more
In the aftermath of the credit crunch, investors are learning from past mistakes and deciding to take greater control of their finances.Opportunities in fluctuating markets, tax efficiency and planning investments for the future are all motivating forces.Yes it takes time but the majority of readers would probably benefit from more financial...more
So it looks like we managed to avoid a 1930s style depression. However, the current forecasts still suggest slow growth and a difficult time ahead. So what should you do in a difficult environment with your own finances?Diversification of assets, tax efficiency and opportunities in volatile markets are all key areas for many investors. Most of us could benefit from a little more research and financial planning.Many are turning away from pure funds and pensions and considering newer forms of trading that provide new opportunities. Financial spread betting is becoming more and more popular amongst investors. The wide range of markets on offer is considered one of the many benefits; as is the fact that spread trading offers quick access to markets around the world.Before I continue, it should be noted that, as with all forms of speculation, there is a negative side. You can lose more than your initial stake. If thats the case, its reasonable to ask, why should I trade? the answer is quite simple, there are a good number of advantages.Firstly, spread betting firms generally do not impose commissions or broker's fees.Secondly, there is no capital gains tax, no stamp duty, and no income...more
The streets (both Main and Wall, to abuse already tired metaphors) are filled with murmurs of both caution and hope, when it comes to real estate markets nationwide reaching the bottom of their tumble and starting to turn upward. Have we seen the...more
To get information on a person the public court records is the place. This information is sensitive in nature and can contain information of the past history, financial, personal or even criminal records. All these information can...more
Royal Indian Raj International Corporation (RIRIC) is an American Corporate Vehicle which has acquired OCB (Overseas Corporate Body Status) by the Indian Government. The firm has specific focus on providing auspicious investment opportunities to...more
No one likes to plan for the worst. In fact, I know a lot of people who think that planning for the worst is just being pessimistic, and that the best way to avoid having bad things happen is to avoid thinking about them. While on some...more
If you need to get a criminal trial lawyer, then of course you are going to want to get the best criminal lawyer you can. This way you will have the best chances of success with your trial and will come out of it all with the results...more
Web 2.0 technology has changed the way the Internet works. It has made the web even more popular than it ever was before, and it has shifted the focus towards user generated content and interaction. Whether or not you realize it, web 2.0 can be a...more